J.J. Best Banc & Company

J.J. Best Banc & Company Reviews

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We are still trying to reach the Credit Department...

We are still trying to reach the Credit Department to demand that four fraudulent hard credit inquires be removed from my husband and my credit reports. At this time, they have blocked our phone numbers and email addresses. They have not responded to the Better Business Bureau. They have provided an attorney's name: John Holmgren From Holmgren Koretz Scarano & Murphy in Osterville who has also not returned phone calls.

I was going no where fast with the lender I was wo...

I was going no where fast with the lender I was working with. The dream boat I was trying to purchase was slipping through my fingers. I googled " Best boat loans" and a minute later I was speaking with Mike at JJ Best Banc. The rest is history. I not only got the best terms out there, but The custom boat dealer was blown away by the speed in which Mike closed the deal. No hassles, an incredible experience and by the next night the deal was done. I am now fishing in the greatest flats boat ever and I would highly recommend Mike at JJ Best Banc to anyone!

We have dealt with Matthew from J. J. Best Banc & ...

We have dealt with Matthew from J. J. Best Banc & Co. 3 or 4 times to finance our classic cars and he has always made it a great experience. They are fast, efficient and help you any way they can. I highly recommend J. J. Best. It is always a pleasure to work with them. Thank you !!!

Christopher was personal and professional and help...

Christopher was personal and professional and helped make a small dream come true. Thanks Chris. Your company is well represented by Christopher, and is an asset to all who work through him. A very good and thorough experience for me, also educational. I will refer your company to friends and associates. Thank you, Guy H. Soares

My experience w/ JJ Best was fantastic! Everyone w...

My experience w/ JJ Best was fantastic! Everyone was very professional and pleasant to work with, which can be hard to find these days...Things were always explained well in detail and the process of my loan was extremely smooth! I will definitely be contacting JJ Best for future transactions...

Honestly, I went into the process a little hesitan...

Honestly, I went into the process a little hesitant . I had done a lot of research on lenders and had bad reviews about almost all of them. When it finally came time to purchase my dream car I applied with all the major classic and exotic car lenders. JJ Best was hands down the easiest to work with, Chris worked hard to get me the best rate possible and communicated very good. Finalizing everything was easy also and I honestly couldn't have asked for a smoother transaction. Highly highly recommend!

When I decided to buy a boat I went to my local ba...

When I decided to buy a boat I went to my local bank.... Wells Fargo and I googled boat loan. Jj best banc popped up so I choose them. They processed my loan twice as fast and they gave me 5.5% compared to Wells Fargo 13%. They are saving me 120/month which is a ton when your talking about a 15 year loan. The in house insurance makes getting insurance lined up for your loan a breeze. Super friendly, super knowledgeable, and fast. I actually talked to the processor, the underwriter, and loan processor. Which I have never been able to speak directly to all those people during a loan. It made the process super fast and easy. I will use them again for sure. Thanks Stephanie, Heather, Vanida! You three made this an amazing experience

Don't waste your time with a hard credit hit on th...

Don't waste your time with a hard credit hit on this place....

I applied for a 15,000 auto loan and was denied due to the credit/debt ratio being to high. They won't even consider the fact I have 100% on time payments on all my credit accounts, have paid off numerous car loans, a good credit score and a combined available credit among all my credit cards of over 100K. The answer was just "NO". No further attempt made...just NO. And I was told I'd be getting a call back and never did. I had to follow up with an e-mail to their customer service email address because they left me hanging. In the meantime, my dream car slipping away waiting on this guy, Lennie, to give me a response. After my e-mail, Lennie called to tell me it was denied. Shortly after, I got the denial e-mail from them. Don't waste your time with these people...seriously. Plus their rates are pretty high up there.

I just wanted to say how wonderful the customer se...

I just wanted to say how wonderful the customer service I received at JJ best and what a great process that experience it s been . I wanted to purchase a 2004 Lamborghini Gallardo in working with Mr. Dwane has been nothing but a pleasure from start to finish . He has contacted me on a daily basis throughout The process of this loan at updating me on everything .sir you are the best of the best . Thank you again Ryan for your professionalism and all your time and for the great customer service you have provided I would highly recommend you to my friends and family

This company is the best company I have dealt with...

This company is the best company I have dealt with when it comes to getting a loan for a classic car. Taylor, Stephanie, and Hillary are the nicest and most knowledgeable people I have met and will definitely treat you the same. If you are ever in need of a loan make sure to contact these folks.

Well the loan process was fairly straightforward. ...

Well the loan process was fairly straightforward. The representative was extremely rude when the selling party had issues accepting the check because it was in both the buyer and sellers name. The loan representative told me to go and pick up the check sign it and go back when the dealership is over two hours away. I ended up having to meet the seller at the bank and notarizing paperwork just for the bank to accept. I went with jj best because they offered a better value on the vehicle than penfed. aside from the poor customer service via telephone, the loan rep was also rude via email.

I was looking at a classic truck on Craigslist tha...

I was looking at a classic truck on Craigslist that I wanted to look at before I made an offer. The vehicle was a 2-1/2 hour drive from my house. I didn't want to dig up $12K, drive 2-1/2 hours and then drive back if I didn't want the truck, so I tried JJ Best Banc. I applied for a loan and had an approval in maybe 3 hours, with a pdf of the application paperwork. They helped me find websites to do a self-appraisal of the vehicle, so I had a good idea of what to put down to secure the sale. After I made a deal and made a down payment, they followed up with their appraiser a day after I got the loan paperwork back to them. They FedEx'ed the final check back the next business day. We FedEx'ed it to the owner and we were done. What could have been a long, complicated, drawn out process was made very simple and quick. I recommend JJ Best Banc to anyone looking to purchase a classic vehicle. They were fantastic to work with!

if anyone has any concern about JJ Best Dont

if anyone has any concern about JJ Best Dont
This had to be about the best service for a loan Ive ever done. Christopher Laganelli work on my loan and was above and be on THANK YOU Chris Linsey Mae Cabral made the insurance so easy THANK YOU Linsey and THANK YOU JJ Best You all are the BEST

What a great experience with JJ Best! Matt and Hil...

What a great experience with JJ Best! Matt and Hillary went above and beyond. From contact on Monday to the check being dispersed on Thursday and overnight delivery on Friday. Four days start to finish! We test drove our 66 mustang on Saturday and we ll be driving it home only one Saturday later thanks to JJ Best. Thanks Again!

Was looking at getting a loan for a 1993 Toyota Su...

Was looking at getting a loan for a 1993 Toyota Supra. With a credit score of 800+ and a 40% cash down payment ready, my loan was unceremoniously denied. Unfathomable... I was told their underwriting department is under new leadership so perhaps that was the reason. Regardless, I did not get the key to my dream from this company.

Chris and his colleagues at J.J Best Banc take cus...

Chris and his colleagues at J.J Best Banc take customer service to a whole new level. From the time of our first contact until my check arrived in my hand was 78 hours! The level of efficiency and professionalism demonstrated by the folks at J.J Best Banc are unprecedented in my experience. I highly recommend J.J. Best Banc to anyone who wishes to finance a classic car.

Michael DeBarros, Vanida Chea and the entire team ...

Michael DeBarros, Vanida Chea and the entire team at JJ Best are top notch. I never had trouble reaching any of them, which was important to me with an interstate boat purchase. There was never a doubt that everything was in order before I made the 19 hour drive to take delivery. Besides the great communication, peace of mind, and excellent value, Michael's team delivered such a high level of service. Simply the most pleasant financing experience I've ever had. I can't recommend them enough and look forward to doing more business with them.

From start to finish JJBB has been very profession...

From start to finish JJBB has been very professional and easy to work with. I worked with Taylor and he was great. This is the first classic car loan I ve obtained. The vehicle was out of state and I had some initial trepidation about arranging a smooth financing transaction to get me in the car. JJBB gave me a better rate than going through a bank or credit union, offers no penalty for early repayment and handled all the details to got me all set up quickly.

My experience with J.J. Best & Co. has been nothin...

My experience with J.J. Best & Co. has been nothing short of excellent. They worked with me to secure financing so that I was able to purchase the classic car that I have always wanted. My Loan Officer, Everett Madeiros was very attentive, patient, friendly and a gentleman through out - he made everything quite easy. Obtaining information was never an issue and correspondence with Mr. Madeiros was easy and efficient. My contract was easily understandable and the rates were very good. I highly recommend J.J. Best to anyone seeking their dream classic. They definitely set the standard.

Everyone was very helpful I found a very easy to d...

Everyone was very helpful I found a very easy to do business with you people I would definitely tell her all of my friends and I would do it all over again thank you so much for everything

Everything went like it should, thanks to Taylor, ...

Everything went like it should, thanks to Taylor, Everett, Anita and Lindsey. They each played a vital role in starting withfulfilling my bucket list. They each have all gone above and beyond with the whole process. Thank you.

Got preapproval for aboat three or four days late...

Got preapproval for aboat three or four days later they said they couldnt finance it for me because i had a bankrupcy about 8 or 9 years ago after i found a boat ,made a deal ,and signed a sales contract

I've been shopping around for the perfect S2000 si...

I've been shopping around for the perfect S2000 since 2018. Once I finally found the car that ticked all the boxes, I encountered the next most challenging part about purchasing a collector's car... Financing.
Luckily, after finding out about JJ Best thru Hagerty Insurance's website, I reached out to Brandon Dwane who immediately confirmed the car was eligible for a loan with them.

Brandon was very quick to respond, always made himself available for any questions(even after hours), and took the time to walk me thru the process. I'm still in disbelief with how easy he made everything. Needless to say, I will be recommending JJ Best to everyone at Cars & Coffee.

Thanks Brandon!

I was thinking about purchasing a car using JJ bes...

I was thinking about purchasing a car using JJ best financing. I decided not to purchase. They sold the loan to some 3rd party lender which is a loan I never activated because I never even purchased the car and now that I contacted the 3rd party lender they selected to inform them of this JJ best says I must incur all these fees . I would highly suggest you STAY AWAY from this finance company!! They will just sell your information and then try to charge you fees for a loan you never had! Way to support a military family JJ best!

Mike D is one of the most nicest, upfront, and hon...

Mike D is one of the most nicest, upfront, and honest professional i have ever met. Not only did he walk me through every single step, he also ensured i was protected with my current purchase. He is amazing in what he does and his turn around time is the fastest i have ever seen. thank you for making our purchase simple.

We were looking to buy a classic car and Ryan Dwan...

We were looking to buy a classic car and Ryan Dwane at J.J. Best Banc & Co. made this a very easy and pleasurable experience! He was very friendly and helpful from the get go! I thought this would be a difficult process to buy a 54 year old classic vehicle, but not so at all! The finance rate was very competitive and I highly recommend this company and will absolutely use this company in the future to purchase another fun old classic car! Thank you so very much Ryan!

INSANELY fast and efficient auto loan closing for ...

INSANELY fast and efficient auto loan closing for my super rare collector car. Loan funded in less than a week! Graham was straight forward and honest every step of the way. It was an incredible experience.

Don't waste your time! My first call was answered...

Don't waste your time! My first call was answered by Sean. He was confused about the loan products they offered. He quoted terms and rates after speaking with a co-worker and assured me there wouldn't be a problem since my credit was good. After hanging up and scratching my head, I decided that the next day I'd better call back to get pre-approved before marching off to the broker to negotiate the new purchase I had in mind. The reviews for this business were a mix just like the others in the market so I called back at 1:00pm and asked for Sean as instructed. He was out to lunch so I gave his office mate my details for a call back. I was to travel out of state to see the inventory at the broker the next day, so I called back at 4:30. "Oh, hi, yes I remember you from yesterday. No, I didn't, wait, yes I did get your message, sorry." I started over with Sean and he proceeded to quote entirely different terms than the day before. Now the car wasn't old enough and the rate needed to be higher. I begrudgingly gave him my details and he ran my credit. He came back to say that I was all set and he could give me the rate he had quoted the day before. I figured I was good. We chatted for a few minutes about what the transaction would be like. He then let slip that I would need to provide my tax return showing a net income equal to the amount of salary I quoted initially during the application. For an auto loan! I stated that my gross income was documented and accurately represented, but with my small business schedule C and losses that my net income figure was much lower. He said that wouldn't work. As I tried to explain deductions and depreciation and how that works, he simply said "goodbye Nick" and hung up on me. I still can't believe it really happened. Don't waste your time. . .

My experiences with J.J. Best Banc & Co. have all ...

My experiences with J.J. Best Banc & Co. have all been good. Chris my loan officer and all the staff are professional, friendly, and helpful. Communications and loan turn around time is very fast, and there is no pre-payment penalty for early loan payoff. I will use them again, if I purchase another dream car.

Everytime I have called the office, it feels like ...

Everytime I have called the office, it feels like I am calling a small office where they all know me. Every person I encountered spoke with professionalism and knowledge. I consider myself to be among THE most critical when it comes to customer service and these people are absolutely amazing. Perfect. They called ME or emailed me during every major point in the process. If I buy another collector car, I definitely would choose them if I choose to finance. They are Very detailed and very organized. Every time I had a question they were able to answer it. Thank you guys and gals at the office. It means alot coming from me saying that you all are the cream of the crop. They really make you feel important and "high end".

I was approved for a loan in August but after all ...

I was approved for a loan in August but after all the paperwork was done I was told that because of my state of CT they could not get a title so the changed there mine and declined the loan. They should have known this prior to doing the paperwork and running my credit. Now there is a inquiry on my report. 4 months later a person from Florida was going to buy the same car and the seller called me to tell me that JJ Best did not need a title to do the loan for this other person. I contacted JJ Best and paperwork process again only to be DECLINED this time for other reason like to many inquiries on credit history. I even offered to put down more money!!! We are talking about $15000.00 down on a $35000.00 dollar car.They acted like I was wasting there time. Promises for return phone calls never kept. Please do yourself a favor RUN and stay away from JJ Best. I am not done here I also plan on contacting the BBB and filing a complaint. J.J.Best is best at ruining peoples credit and setting the bar high only to be kick in the face.

We recently found the car of our dreams halfway ac...

We recently found the car of our dreams halfway across the country, a bit over my original budget and in the hands of a private seller all obstacles that Mr. Joe Forte helped us overcome! Working with Joe was a pleasure. He is a man of his word, smoothed out all the rough edges of difficult deal and we are so glad we called him.

MY NAME IS DR. DAVID CAPLAN,Detroit,MI.

MY NAME IS DR. DAVID CAPLAN,Detroit,MI.

I would like to send out a PUBLIC THANKS TO MR. TAYLOR ALLEN,My Representative,Loan Handler,Go-to-Person, for
Preparing The Loan Contract Documents,-'his Professionalism,Friendliness,and "Going-the -Extra Mile" (contacting Another credit Reporting Agency)for Me.Without HIM... IWould Not Have been able to Buy My Car.
He treated Me as A Special PERSON...And Not Some Derivitive,"Generic,"Cookie Cutter"_Customer!

AND I Would Like to Thank Ms.ANITA MOCO,My Loan Processor, whom Got The Insurance,Documents,Paperwork, Detailss,in the Proper and Correct Form!

FIVE STARS!

From start to finish, the loan process with J.J. B...

From start to finish, the loan process with J.J. Best was outstanding! The loan was approved in less than a day, and the funds were delivered in short order. Joe Forte and Gina who worked on our loan went above and beyond in so many ways. Gina was kind enough to wait on hold with my insurance company for over 30 minutes to get proof of the insurance binder. Joe drove a half hour out of his way to meet me and personally deliver the check so we could get it promptly to the seller.

I highly recommend J.J. Best and Joe and Gina for anyone. I will definitely be back when it's time for the next loan.

I got a classic car loan from JJ Banc and I dealt ...

I got a classic car loan from JJ Banc and I dealt with Joe Forte he could have not been more friendly and accommodating to deal with ,constantly kept you up to date on the process and even helped me out dealing with buying a car from California. I highly recommend JJ Best Banc and ask for Joe Forte you won t be sorry.

I had a great experience with my loan officer at J...

I had a great experience with my loan officer at JJ Best. They helped my dream car wish so easy and painless. I would definitely recommend JJ Best to anyone looking to finance their dream car.

JJ Best is the BEST when looking to make your drea...

JJ Best is the BEST when looking to make your dreams come true regarding ownership of a classic car. My loan officer Joseph Forte was professional and personable throughout the financing process.

Treated me like a person and not a customer. Sea...

Treated me like a person and not a customer. Sean in loans and Lindsey in insurance were absolutely incredible. Truly made me feel like the most important person the world. Sean's attention to detail and play-by-play of the procedure made what I thought was going to be a nerve-wracking experience incredibly effortless. Lindsey literally spent HOURS fighting for me to save me as much as I can while getting the best coverage for my dream car. I'm internet sales manager for a large dealer in my town, so I have nothing but the upmost respect for this caliber of customer service. Top notch guys! Truly setting the standard. Give them both raises. And company cars. And an extra week vacation. They earned it.

Sean, Neil and Kelly were the absolute best to wor...

Sean, Neil and Kelly were the absolute best to work with. Always friendly, professional and quick to respond. They made it very easy for me to buy my dream car. I would recommend them to anyone looking for help buying a classic car.

J. J. Best Banc and Co. is a top notch company!!! ...

J. J. Best Banc and Co. is a top notch company!!! It was a seamless loan process that made the purchase of my 1971 Trans Am dream car possible. I am so grateful for Chris and his staff who I would highly recommend for anyone needing a classic car loan. They are great!! Thanks Alan Gates.

JJ Best Bank was extremely professional and had my...

JJ Best Bank was extremely professional and had my car approved and paid for within a couple of days! Their level of service has been very high and I encourage anyone to apply through them. Thank you especially to Everett and Hillary who handled the entire process. A very happy customer.

Save yourself a headache and go somewhere else.

Save yourself a headache and go somewhere else.

Everyone in this place has the same attitude. They talk to people as if they were doing you a favor to do business with them.

From the manager Al to Gram and plenty of others we spoke with were all the same rude abnoxious set of order takers.

You would think that a call to the presidents office would make a difference but maybe this is the way they do business.

Avoid at all costs.

I wish I had called JJ Best Banc first.

I wish I had called JJ Best Banc first.

Ryan Dwane took the time to do a thorough review of my application and when a seemingly problematic issue came up, we were able to resolve it quickly. And it as all because he took the time to give me a call and ask a few additional questions. The other lender I contacted just flat out denied the application.

I really appreciate all he did to make the process go smoothly. And I'm super excited to finally have the Mustang I've wanted since I was a kid.

Hello. I called JJ Best Banc on Thursday to talk a...

Hello. I called JJ Best Banc on Thursday to talk about a possible loan for a new car for me. It's a 2002 Porsche 911 Carrera, a lifelong dream car for me. I talked to Ryan Dwane and immediately felt that I reached a person genuinely interested in helping me. We talked rates and it turns out that JJ Best was able to offer me a really cometitive rate. Ryan sent me the documents I needed to sign along with a prepaid Fedex label to send in the documents.I did that on Thursday, they received the documents on Friday and were able to complete the loan by EOD Friday. They then sent me the completed file for Saturday delivery and the docs arrived today! I am completely satisfied and particularly impressed with the service provided by Ryan Dwane. Thanks JJ Best, the advertisements are all completely true.

Most easy car purchase I have ever made. From subm...

Most easy car purchase I have ever made. From submision of application to getting check was 5 days (2 of them being weekend days). Multiple options for financing and everything was smooth. Any question I had, they had a prompt answer to. Will definitely do business with J.J. Best on my next classic car purchase.

Requested a loan from these people. The did a hard...

Requested a loan from these people. The did a hard inquiry and then did another one for another loan company which brought my score down 65 points, they should have contacted me before making a second inquiry.

I also wish I could give less than one star. JJ Ba...

I also wish I could give less than one star. JJ Bank signed off on the purchase of a lemon vehicle bought at Country Classic Cars in Staunton, IL.

We rarely drove it due to mechanical issues, paid $ 15,000.00 for it and was only able to sell it for $5k, just enough to cover loan. AL at JJ Bank was completely unhelpful. The lending company I ended up using has severed all relationships with JJ Nank due to lemon issues.

Do not use them or Country Classic Cars in Stauton IL.

I had a great experience financing a classic car! ...

I had a great experience financing a classic car! Joe Forte, the loan officer I spoke with, gave me his personal cell phone number for me to reach out anytime with any questions I had. Once they received the signed loaned docs and insurance, they funded the loan and sent a check out the same day. I really appreciated the hands-on, personal touch and everyone I dealt with at JJ Best was immediately responsive. Shout out to Hillary Boynton as well for walking me through the process to get the loan funded.

JJ Best Banc has helped me on 4 purchases so far a...

JJ Best Banc has helped me on 4 purchases so far and every one I presented different obstacles but the amazing agents were able to overcome them and make the loan happen! My APR was always competitively low and all the exchanging of documents done over email! My first couple loans were done by Pete, they went perfect! My most recent experience with Ryan for the loan and Hunter for insurance was another home run! Thanks again to their friendly, knowledgeable staff for another job well done! I will be using them in the future for my 5th classic car/truck or maybe even a boat! I highly recommend this company, I gave them a well deserved 5 stars due to 4 excellent experiences!

Quick responses, great communications and very pa...

Quick responses, great communications and very patient in helping us and the seller get everything straightened out. Title issues were addressed and relayed to the seller and seller was able to follow the instructions from JJBest and get the title info corrected. Chris was a pleasure to work with.
Thanks! AAAA++++

I wish instead of stars there was an option for le...

I wish instead of stars there was an option for less than that.

This has been one of the worse experiences we have ever had. I usually give businesses the opportunity to make it right and in this case I did.

I spoke with Teresa the President's assistant who gave Al's number "the manager". Well he was just as rude and unpleasant as the rest of the staff. These people are order takers and they deceive applicants.

Usually you have one bad apple but this seems to be their business culture. Teresa was very nice but I do not know if the President is aware of the people he has working for him/her.

Take your business elsewhere

Working with JJ Best Banc to get my loan for the c...

Working with JJ Best Banc to get my loan for the car of my dreams was an absolute pleasure!!! My loan officer, Joe Forte, was the best!!!! He was able to get my loan approved in no time and was able to answer all my questions!!!!! Would definitely recommend!!!!!

I just want to say from start ti the finish line J...

I just want to say from start ti the finish line JJ BEST ( Taylor ) my loan processor was great i put Taylor thru the test , with the 1st car falling thru , then buying another , pushing to get done for the weekend as I had to travel 6 hours to pick up new car ! but him and Hillary came through , i will definitely use them again fair and very quick response thank you can't wait to drive my new Corvette! best Rick Gross

Great Experience - Great 'car' people. I've borro...

Great Experience - Great 'car' people. I've borrowed previously and just borrowed again on a car I just purchased. I can recommend them against others with pre-payment or other strange requirements.

I recently purchased the classic car of my dreams ...

I recently purchased the classic car of my dreams thanks to JJ Best!!! I was assisted by Heather, the day after I had just submitted my application on-line. We spoke over the phone and went over the details and she sent me the applications. I had a lot of questions and Heather was quick to assist. She went through my process step by step as I wanted to be sure it was properly done. After confirmation with the seller and the price, I was at the DMV with in two weeks registering my new classic car! I want to thank Heather again for her superior services!

Really want to thank Joe Forte for the approval an...

Really want to thank Joe Forte for the approval and helping me purchase a 1940 Chevy truck! Very simple process and Joe was there from start to finish - excellent customer service and highly recommended!

Process was Kafkaesque! I do sincerely appreciate ...

Process was Kafkaesque! I do sincerely appreciate the help and professionalism of Mat and Christina. They went above and beyond to help, but unfortunately we weren't able to finalize the loan. The one star is for the process, not for the individuals.

We had a Monte Carlo on consignment and the gentle...

We had a Monte Carlo on consignment and the gentleman who wanted to buy it used J.J. Best Banc. They were a nightmare to deal with. I have dealt with all kinds of insurance and loan companies and I never had a more difficult time transferring a title, then when working with J.J. Best Banc. They were not organized nor seemed to have a lot of knowledge with older vehicle titles. I won't ever sell a car to someone using J.J. Best again and felt so bad for their customer!

J.J. Best Banc & Company

J.J. Best Banc & Company

4.4