White Jacobs & Associates Review

Thank you so much Joe Camacho!!!!! I was referred to Joe about a year ago and chose to use his services beginning this August 2015. Best decision I could've made. Being a full time student I was bogged down by previous debt and bad circumstance. Joe assured me there was a light at the end of the tunnel and he would help get me there. He's done that and more. My credit began in the low to mid 500's. I'm proud to say I am now in the 700's and so proud of how far I've come in so little time. Thank you so much Joe. You're superstar.

Worth every penny! So pleased with my results! Joe Pirozzolo helped where Lexington Law could not. I wish I would have started with them a long time ago. My score improved more than 100+ points with each credit bureau. I was in the mid 500s and for the first time ever I'm in the 700s. I highly recommend this firm!

I am a loan officer in North Texas and have been sending my clients to Tim at WJA for awhile. Tim and WJA do a fantastic job at being able to get my client's credit scores where they need to be so I can qualify them for a mortgage. Great communication and attention to detail with every client. I hear nothing but positive remarks from my clients regarding their experience with WJA!

I dealt with will at white Jacobs and he was extremely helpful along the way and they were able to close out all of my delinquent accounts

All the thanks in the world go out to Andrew Bell! We talked about three months back and he helped me with some great advice even though I couldn't afford the entire package! Great man! My score has gone up upwards of 200 points in that short amount of time all thanks to this man! Five stars! And forever greatfull to this company that hiredsucha great man! Btw score is still going up!

I just want to personally say thank you to Kelli Fustos for everything she has been doing! It truly is a blessing and no one but God made it possible for us to have come into contact with you. She is not just helping my husband and I but my kids as well to secure there future with all the hard work that your putting into reshaping our credit.We have been only working with her for a month and a half and we already have seen our credit skyrocket! Both of our scores have went up well over 100 points. I'm so excited to see where we will be at the end of this journey and I can't thank you all enough for your efforts in this process.

Tyler Fortenberry and his team were phenomenal in repairing my credit! In a timeframe of about 4 months, they were able to get EVERYTHING removed from my credit! My score jumped over a 100 points! Will continue to refer all my friends and family in need of legit credit repair! Looking forward to purchasing my first home in the next couple of months!

Dale Luker is the man!! He was so professional and really cared about my case. I didn't feel like I was being told a lie and he was as honest as could be!! I will definitely send more business to these guys because they deserve it!

I have struggled with bad credit for years, I have tried credit repair companies before with basically zero results. With now having a family and down on luck trying to get a home loan it was turned into a pipe dream. A good friends Realtor from Keller Williams referred us to White Jacobs and Associates. I was skeptical having been burned before, but honestly with no where to turn we decided to give it one last try. From the start Joe Camacho assured me and my wife that not only was he going to make our credit better, but was going to get us qualified for a FHA home loan. With a leap of faith we dove in headfirst and in just three short months everything Joe promised has come in full reach. I could not be more impressed with Joe Camacho's professionalism and great service. Joe has given me and my family s future all we could ever ask for.
Thank you Sincerely:
Karina and Ben Gonzales

Mitchell was honest, knowledgeable and straight to the point. He was very thorough with me going over my reports and he didn't beat around the bush when explaining the difficulty in removing some of the items on my report. I appreciate his honesty and his character when it comes to helping other people. Regardless of me not signing up at the moment, he still provided me with some resources to improve my credit score as well as gave me some valuable information about good credit habits.

I absolutely would recommend White, Jacobs & Associates to anyone that needs help with their credit and to get their lives back on track! Lara Harrison and Ben Sweet have been phenomenal in helping me to get back on my feet! Thank you guys!

Mike Doyle and the whole White Jacobs team do a fabulous job with credit repair and credit restoration. Being the owner of a mortgage company I have seen all kinds of credit repair companies, and I can assure you that not all are created equal. I recommend all my clients to White Jacobs.

I don't know where to start, Steve Tansey is awesome he truly is an Angel left on earth. To helping people out when I spoke to Steve for the first time not only did he make it sound so easy he made it easy. I thought I was lost forever in debt and never thought I would be able to hold my head up high. Well here I am I was in the low 500 I'm now at 650 people look at me with a smile now when I go and apply for things like my new truck loans and credit cards. Also it's not just about all of that it's the knowledge he gave me so I can keep it all with out going in debt ever again there was so much I didn't no. Knowledge is power thank you To Steve Tansey and his team for all that you have done for me you are the best.

I came to Steve with a starting credit score of 515-520 and was wanting to purchase a home. Within 6 months Steve worked me up to a high score of 736 with my lowest of 661. I was able to purchase a new vehicle and am closing on my house on Oct.30. The cost of Steve's service was the best money I could have spent.

If your credit has been trashed and you're wanting to get it fixed to make those big purchases, do yourself a favor and call Steve. He will get you where you need to be.

Joe Pirozzolo with WJ&A does an excellent job in assisting consumers with credit repair. He's extremely honest, professional, and he gets results. I never hesitate to give his name to a client or friend that needs help with their credit.

Very expensive, but they will work with you with payments. Well worth the money. My agent was Zach Sandoval, he took good care of us.

For years I struggled with bad credit but Thanks to Will Smith and the folks at White Jacob's my credit has been completely turned around. I cant say enough about the great work they did for me. Thanks!!!

My husband and I started working with analyst, Will Smith, almost a year ago and the results have been better than I could ve ever imagined. As a firefighter and a teacher, we both have worked very hard to establish good credit, but let s face it, life happens. With a foreclosure and several derogatory marks on our file, we thought we would never be able to own a home again. We tried fixing our credit on our own. It didn t work. We finally realized that we needed professional help and that s when we contacted Will. From the very first meeting, Will made us feel comfortable. He explained everything, piece by piece that showed up in our credit report. We felt educated. We felt empowered. We finally felt hope for the first time since our foreclosure nearly five years ago. We have communicated with Will nearly weekly about any and everything that had to do with our credit and finances. And when our dream home went on the market a few months ago, we felt like we were ready to apply for a home loan. Of course, the first person I called was Will. He gave us the confidence to apply for the home loan and within hours, we received a pre-approval. Will was with us through every step of the home buying process I honestly don t know if we could ve done it without him. We closed on our dream home in December, 2014 and couldn t be happier. Since working with Will, my husband and I have a combined credit score increase (across all 3 bureaus) of more than 450 points! Not only were we able to get a new home with a great interest rate, we were also able to finance new furniture and most recently, we were approved for an unsecured Chase Freedom card, something we would ve never been approved for this time last year. If you are hesitant about the fee or wonder if it s worth it. IT IS! The money that we have saved by currently having good credit well surpasses the fee for this service. We have absolutely zero regrets working with White, Jacobs and Associates and refer all of our family, friends and even strangers to them!

My wife had a great experience. She worked with Tim. He instantly responded to all text, emails, and calls to keep us updated on the status of our credit scores. The customer service was unbelievable. I felt bad about messaging him on super bowl Sunday for an update. However, he responded right away. Can not say enough great things about this company.

Nathan does an outstanding job of explaining the whole process. He kept us on the right track all the way! This has helped us tremendously!

White Jacobs and Associates did an amazing job of repairing my credit!! I worked directly with the consumer credit analyst named David Crawford. I can't say enough good things about him!!!! Thank you again for all your help!!

I have been working with Marcus Taylor for about 2 weeks now. He has been nothing but professional with a great customer service, always calling and updating me. Thanks Marcus, Cant wait for my positive results!!

Chelsea Le helped my husband and myself out last year. A little hesitant but took that leap of faith and boy oh boy can I just say I m so glad we went with her and her service!!!! I woke up this morning and all our hard work is paying off by chopping away our debt. I m now apart of the 700 s club and I see the 800 s in the near future. When we first started with Chelsea my score alone was in the mid 500 s. Chelsea was very professional and mapped out a game plan for us at the beginning. If you don t know where to start Chelsea is definitely your person!

Ashley & Josh

I enjoyed working with White and Jacobs they were awesome. Steve Tansey is my lawyer and explain to me what I was doing wrong with my credit and how I can get my credit score jumping. Well his advice worked. Not just that he gave me his cell phone number work fax etc. to make sure if I had any questions I could call him anytime. He let me know he working for me to make sure I was able to have a clean slate with my credit.

I am very pleased with what has been accomplished regarding my credit.
Your company has been a great asset in helping us rebuild our credit, our credit score has increased with your help and it wouldn't have been without your support team, we greatly appreciate all that you have done without your help we would still be struggling and not knowing how to repair this. James Brown does an excellent job following up and educating my wife and me about the program and our credit. We start the program 2 months about and I have 13 items and my wife has 9 deleted from our credit within 2 month. James you are the best thing since Slice Bread .. We are blessed to have you working with us. Again thanks for all your doing and continue doing, we are glad that we were referred to your company for the help we needed

Jeremy Manson has been extremely helpful and easy to work with. He provided me with all of the necessary information to understand my process and everything that he told me has been right on point and accurate. I am very pleased with my experience with White, Jacobs and Associates.

It has been amazing working with WJA! Over the past 4 months your company was able to solve issues that we have been dealing with forever. WJA's strength is in communication. Together we became a successful team! Proud home owners!

I worked with Justin Elliot at WJA and couldn't be happier. Justin is very knowledgeable and helpful. After only one round he was able to raise credit immensely. Thanks for all your hard work Justin, I truly appreciate it!

I have referred several people to Tyler Fortenberry, in a very short time period he has been able to help those referrals correct their credit issues and obtain their credit goals, which allowed me to assist them in obtaining financing on their new homes. I will continue to recommend this miracle worker!!!!!

When I decided that it was time for me to work on my credit back in April 2020 my score was in the 500, and 2 months later I'm in the high 600 and still increasing higher. I told Jason Carol what my end goal was and he assured me that he can help me out to accomplish my goal. Just a little over a week ago I accomplished my goal. Thank you Mr. Jason aka JERRY MAGUIRE for your hard work that you've done so far and the continued work you're doing. I am forever grateful for you. I truly feel that he's the best asset at White Jacob's & Asssociates. No matter how much I have called him and asked questions he always made me feel comfortable. Even though he has several other clients he makes me feel like I'm his 1 and only client. He has taught me so much about credit in such a short timeframe things I just never knew. Attached is a picture of myself and Mr.Jason. Thank you for helping me reach this goal of my dream car.

I am so elated about the progress of my credit score. I've never written a review before and never really anticipated on writing one but I am so overjoyed about the results that I've received from White, Jacobs & Associates and couldn't keep it to myself. Unfortunately, I wasn't taught about financial responsibility nor credit so this led to me making poor financial decisions and bad debt management. For so long I wanted credit guidance but refused to invest in a credit repair company because I felt as though I could of done it myself. In addition, I also thought that credit repair companies were scammers and wasn't worth the investment. After working with WJ&A, I know realize I was SO wrong! My entire adult life, I have been penalized and paid extra in interest due to my poor credit, low 500's. The breaking point for me was in September, I needed a new car and couldn't get financing or lower than 22%. I knew at that point, something had to change. After researching several companies and reading reviews for other companies, someone mentioned WJ&A in their post. So I begin to research them and read some really great reviews. Yet, I was still skeptical but decided to make the phone call out of curiosity. I asked for Woody because I had read in the reviews he was great. From the moment I spoke with him, I was impressed by his patience, knowledge, and genuine concern. Yet, I was still skeptical. After that initial conversation, I realized I gotta do something different to get something different. So I called Woody back and moved forward in the process in October. Although, I was forewarned by Woody that it is a process and can take so time, I still wanted immediate gratification. After 2 months of no results, I became skeptical once again. I reached out to Woody just last week after Christmas and asked him what's going on? He assured me that they're working on it and sometimes the bureaus take time to update. Due to receiving letters from creditors, I knew they were working on it but I felt like it wasn't happening fast enough so once again, I was skeptical. On yesterday, New Year's Day, Jan 1, 2017, I received an email from a credit monitoring company that I use saying my score has changed and log in to see the changes. When I logged in and saw my credit score on the 1st of the year in the mid 600's, I started crying. I just feel like this is going to be a great year and I am on my way to meeting my goals of a house, a car, and lower interest rates. In fact, since I'm off for the holidays, I'm looking for old bills to pay because I don't want anything to hit my credit to knock it back down. This is just the beginning, only 2 months into program and seeing results. Can't wait until the end result!!! Thank you WJ&A

Wow! After consulting with Nathan Biller and following his advice, my credit score has jumped 82 and 94 points! I am in the "Good" zone for the first time in 5 years. Thank you thank you thank you Nathan!

Great work. He got ours done quickly and everything went perfect!

I have a working relationship with Derek Shaw and am also one of his success stories. He s quick to respond with questions and knows his stuff.
Let me start by stating that I have been a mortgage broker for nearly 15 years; so you can only imagine how many credit reports I have reviewed in that time. Here is a fact-not everyone has had perfect credit including myself. There are always different circumstances that land people in their current situation but you always have a choice to do something about it. When it comes to credit repair; I have referred a number of clients and friends to Derek with great results. I, for one, would not send personal friends to someone unless I had 100% confidence that they would be treated well and the results were proven. After seeing how well Derek s program worked for my customers; I decided to move forward with my own credit repair. I was in the 660 FICO range but wanted to be back in the mid to high 700s. Five to six months after I started the program with Derek s company White Jacobs & Associates; my mid FICO was 749 and my high FICO was 799. Bottom line it works and I would not hesitate sending anyone to Derek for credit consultation and repair. Credit affects insurance rates, mortgage rates, auto loan rates, Utility down payments, etc. It s a no brainer to get your credit repaired immediately if you want to get the best possible rates on those big ticket purchases in life.

We had the privilege of working with Zach Sandoval for our financial questions and needs. The quick and honest response we got from Zach was amazing. He is very knowledgeable and friendly. We felt very comfortable sharing our needs and goals with him.

I paid a good amount of money to this company to help with my credit repair. There was one item that they were unable to aid in removing that I am still struggling to remove (broken lease) Ultimately, I ended up setteling on many on my delinquent accounts to remove negative things from my credit. I paid about 40% of the debt owed on multiple accounts. However, I did these things with the help and advise from white Jacobs and associates.
They taught me a several ways to build credit and gave me some great resources that I still use today. And they did remove several negative items from my credit and my scores increased. They are still continuing to increase based on what I learned from their service.

I have worked with White Jacobs & Associates over the years and they have always been able to get my credit back to good standing for me. This time around I was able to accomplish a huge goal of mine working with them and that was to buy a house of my liking and I was able to do so. I would recommend them to family and friends - my go to guy was Will Smith yes I said Will Smith but not the goofy looking actor with the big ears lol no but seriously Will was beyond helpful and quick to reply whenever I had a question or concern. Thanks Will and White Jacobs!!! Keep helping the community reach their life goals

My goal was to purchase a home, but after some unforeseen circumstances that goal seemed out of reach. I was referred to Tyler for assistance. Our circumstances rapidly changed and I needed to get my credit score up within 3 months in order to purchase my home. What I thought was impossible became a reality. Tyler worked with me weekly. Took all my phone calls, promptly responded to emails and texts. He held my hand through the entire experience.

Trust me, it wasn't easy. I had to consult Tyler for every bill, every payment. He would give direction on what to pay, how much to pay, what accounts needed to have what balance. He partnered with me and my goal became his. After just 3 short months my credit increased over 150 points. Not only was I able to purchase my home in August, I qualified for a lower interest rate as well.

I would recommend anyone looking to improve their financial standing or improve credit to contact Tyler.

Steve Tansey is just phenomenal!!!

He knows what he is doing and gets the work done professionally. White, Jacobs & Associates, thank you for having such an expert on your team. My husband and I are so pleased at the work Steve has done for us in 4 months. He has been responsive to my emails and phone calls. I appreciate all you have done so far for us. Thank you.

Amazing customer service from Will Smith at White, Jacobs and Associates! Will has responded to and subdued any and every concern that I may have had, and has walked with me throughout the entire process. While working with Will I have not had to wait, worry or stress about one thing. The fact that e-mails and texts are answered within minutes, is another reason I would recommended their services to family and friends. Thank you for all the hard work and patience Will! I greatly appreciate all that you and your team are doing to clean up my credit, so that I will ultimately be able to purchase a home and have a fresh clean start.

I have worked with Zach Sandoval. He is so informative and knowledgeable about my situation. I wouldn't go with any other company to get my credit on the right path. There services are worth it! My husband and I will be in our own home in no time.

Brian Quinn has been fantastic to work with. I've only been working with him for about 35 days but so far 4 out 4 judgements have been deleted from my report as well as 5 other accounts. Through his work, he also uncovered an error on my federal student loans which resulted in a deduction in my balance! I can't say enough good things about this company and Brian!

From the very first phone call I made to Mr. Joe Camacho @ White, Jacobs & Associates, I knew I was in great hands. Experienced, thorough and full of passion are just a few words I can only begin to describe Joe's credit acumen. He is a perfect ambassador to a second to none Law firm in White, Jacobs & Associates. I've dabbled with a few credit repair agencies, of which Lexington Law being the most recent with little to NO success. There is no comparison from top to bottom. Within my first 30-45 days I saw many deletions totaling thousands of dollars with more to come!!! Where else could that be possible?!?! A simple recommendation to White, Jacobs & Associates would serve no justice, I would hand walk potential clients to their front door if I could!!!

The thought of having this credit crisis come to an end was just a distant dream. With White, Jacobs & Associates, its now a reality and my near future!!!

Thanks Joe and the team @ White, Jacobs & Associates!!

$2000 wasted! Poor communication, and lack of results. I could go into detail, but it s not even worth it. Just beware of this company if you re looking for someone to clean your credit up, Or communicate with you other than when your payment is due. This isn t the company for you. I was in a 9 month program and didn t see any results until after I started working on my on credit. Do you research ppl! I really wish I could get my money back from this company. I really feel like I was scammed!

I'VE BEEN ASSOCIATED WITH THIS COMPANY GOING ON 2 MONTHS NOW, AND ALL I CAN SAY IS I AM VERY IMPRESSED!!!! FROM DAY ONE I WAS NOT TO SURE OF THE COMPANY BECAUSE I JUST STARTED TO GET MY CREDIT DONE BY A GREAT COMPANY -AS I THOUGHT- COMPANY WAS (TRINITY CREDIT SERVICES) THEY SOLD ME ON I WOULD BE ABLE TO BUY A HOUSE IN 6 MONTHS AND MY CREDIT SCORE WOULD BE RAISED BY 150 POINTS... I WAS EXCITED I SIGNED UP INSTANTLY..... SO MY SISTER TOLD ME ABOUT WHITE JACOBS AND ASSOCIATES, SHE SAID YOU OUGHT TO LEAVE WHOEVER YOU WITH AND COME TO THESE PPL. I WAS LIKE YEAH WHATEVER , SO I WAITED LIKE 3 DAYS AND FINALLY CALLED THIS NUMBER, *JESSICA SHARKEY* WE TALKED I EXPLAINED TO HER WHAT I WAS DOING WITH -TRINITY- SHE LISTENED AND WAS LIKE ARE YOU FINISHED???
I SAID YES, SHE SAID I DON'T LIKE TO BE MAD AND TALK BECAUSE I TEND TO SAY BAD WORDS!!! SO I WAS LIKE OK.... SHE WAS LIKE I CAN'T STAND FOR PEOPLE TO TAKE ADVANTAGE OF PEOPLE AND LIE LIKE THEY CAN DO SUCH A MIRACLE THEY TELLING A DAMN LIE! I WAS LIKE I LIKE HER STYLE SHE IS JUST BEING TOO REAL AND I LOVE FOR PPL TO BE 100 THROUHOUT ANYTHING I DO OR GO THROUGH. SHE SAID I AM GOING TO LOOK AT YOUR CREDIT AND SEE WHAT YOU NEED DONE, I AM NOT TRYING TO GET YOUR MONEY -OH AND THEN THEY CHARGED ME 30.00 TO PULL MY CREDIT REPORT AND I COULDN'T GET IT. OH WHEN I TOLD HER THAT SHE WANTED TO CALL THEM UP .
SHE GOT MY CREDIT REPORTS FROM ALL 3 BUREAUS FOR 3 DOLLARS.. SMH... SHE SAID THAT YOU CAN STAY WITH THEM I AM JUST TRYING HELP YOU, SO IT'S YOUR DESICION , SHE SAID YOU SHOULD HAVE 72 HOURS TO CANCELL THOSE GUYS AFTER YOU SIGNED YOUR CONTRACT SO I WASN'T TOO KEEN UNTIL SHE SAID LOOK AT THE BOTTOM OF IT AND IT SHOULD SAY THAT, I'M LIKE YEAH RIGHT SO I GO BACK IN MY EMAIL AND SURE ENOUGH IT SAID IT SO I SAID YOU THE TRUTH...THEN I LET HER LOOK AT THE CONTRACT SHE SAW THE FINE PRINT SAYING THEY CAN JUST GET 1 THING OFF AND IT WILL BE OK SMH... I CANCELLED THEM AND THEY WANTED ME TO STAY OFFRERING 6 MONTHS FREE, LOOKED UP WHITE JACOBS,SAID THEY WERE NOT GOOD, JESSICA IS A NOBODY, CALLING ME DAILY SAYING YOU NEED TO RECONSIDER THESE PPL. TEXTED MY PHONE ALL KIND OF BAD THINGS .... SO WHY IS THIS I AM WONDERING BECAUSE NO COMPANY SHOULD GO THIS CRAZY ABOUT SOMEONE LEAVING...
FOUND OUT AFTER JESSICA TOLD ME TO GO ON BBB AND LOOK AT THE RATINGS AND COMMENTS IF I WASN'T SURE ABOUT THESE PPL I DID THAT AND FOUND OUT THEY TAKE PPL MONEY AND SCREW THEM OVER. I WAS VERY GRATEFUL OF THAT PHONE CALL TO HER. I HAVE BEEN RECIEVING TEXT, EMAIL , PHONE CALLS FROM JESSICA MAKING SURE THAT I CHECK MY MAIL, RETURN ANY DOCUMENTATION TO HER. I'VE SEEN MORE THAN 20 ITEMS OFF MY CREDIT REPORT THAT HAS BEEN DELETED, MY CREDIT SCORE IS UP MORE THAN 50 POINTS, I KNOW I HAVE A LOT TO WORK ON (PLENTY) I'M EXCITED COMING FROM THE 420 SCORE RATING.... ,SHE'S WONDERFUL. OH I FORGOT EVEN WHEN I CAME TO DALLAS ON A MINI VACATION SHE OFFERED PLACES TO VISIT WHILE IN DALLAS. MAN....... I AM VERY VERY IMPRESSED WITH THIS COMPANY IF ANYONE , I MEAN ANYONE CAN STAND BEHIND A CUSTOMER LIKE THIS WONDERFUL WOMAN DOES , THE COMPANY DESERVES TO BE THE BEST IF THE EMPLOYEE IS WORKING LIKE THIS. I REALLY WANT TO THANK WHITE JACOBS AND ASSOCIATES FOR THE HIRING OF THIS WOMAN, I DON'T KNOW ANYONE ELSE IN THIS COMPANY BUT IF THEY ARE ANYTHING LIKE JESSICA MY MY MY, THESE CREDIT COMPANIES HAVE A LOT OF WORK TO DO TO KEEP UP.
I WANT TO THANK YOU AGAIN -JESSICA SHARKEY- TO KEEP UP THE WONDERFUL WORK THAT YOU HAVE BEEN DOING FOR ME ANY WHOMEVER YOU'VE ENCOUNTERED.....

THANK YOU ......
JESSICA SHARKEY---------------------JESSICA SHARKEY------------- JESSICA SHARKEY---------------------THANK YOU !!!!!!(SREAMING THANK YOU)
JESSICA SHARKEY---------------------JESSICA SHARKEY------------- JESSICA SHARKEY---------------------THANK YOU !!!!!!(SREAMING THANK YOU)
JESSICA SHARKEY---------------------JESSICA SHARKEY------------- JESSICA SHARKEY---------------------THANK YOU !!!!!!(SREAMING THANK YOU)

The process is expensive and takes time but so far it has been worth it. Steve T. has been great throughout the process. He is always there to answer my questions.

Hands-down the most talented company I have ever had the pleasure to do business with. I was not only impressed with the final outcome, my score jumping 150+ points on all 3 bureaus, the whole program was so professional and I'm so taken back by how smooth everything went. Every time I called or texted I got a response from my rep right away. Zach went above and beyond for me. I could tell he truly cared about the outcome more than the money I was paying him. You will not find better results anywhere else. Trust me, I tried 4 different companies before going with Zach and White Jacobs and Associates. The money is worth it with this company.

I don't want to sound like a person that complains but I gave this company over a grand and they did NOTHING for me. NOTHING is what you will get. Do it and find out. I believed they would help. Also Will Smith comes across as a religious person and will use that to suck you in. I WILL NEVER EVER GIVE THEM ANOTHER PENNY. I have emails with Will Smith and he is not the person you think he is. AGAIN, THEY DID NOTHING BUT TAKE MY MONEY.

Magical is the only way to describe Steve & the process in which he s helped me in my credit journey. He really has a big heart for helping people but the credit repair skills are like nothing I ve ever seen. It s worth every penny. My only regret is that I didn t meet him sooner. Thanks For Everything!!

I love the business that Zack did for me I will Recommend all my friends and family to him that s zack for what u did for me and my credit score

I am at the final stage of my credit analysis. I am very happy with the customer service of Zach Sandoval. He helped me get rid of fraud and even a bankruptcy removed early from my account. His instructions and direction really made the difference especially since I have worked with other companies before. This company will do their very best to help your unique credit situation. My credit education is in a much better place now. thanks

I tried all of the cheap "credit repair" companies (4 total) and only wasted my money and time. I wish I had found White Jacobs 8 months ago. I got to work with Tim exclusively and he showed me the difference from all the other companies. Anytime I called, texted, or emailed..... Tim replied right away even on weekends. I wish i would of done my research ahead of time on the other companies. However, I ended up getting 22 of 27 negative accounts deleted with white Jacobs. Happy to announce I am now a home owner. Do not waste your time or money with other companies just because they seem like a cheap alternative. Call WJA and ask for Tim.

I would like to thank Blake Peckham for working hard on my credit. He put forth lots of work to get my scores up in the mid 700 s. I used another company prior to him and I did not get results. After speaking with him and putting my trust in him he showed up and showed out. If your in the market and looking to clean up your credit I suggest you reach out to him. He s very professional, communicative, responsive and honest. You don t find many ppl like that now in days his customers service is on point. Thanks Blake!!!!

Im blown away by the results ive received from the program, the efforts and execution from White, Jacobs & Associates are nothing short of life changing. After only 2 months they removed $7,000 in debt and raised my score almost 50 points and getting higher, my wife and I are planning to buy a home and with Andrew and Mitchell on the job I'm confident we will achieve our goal no problem.

Unbelievable what Leann Daniel and the team at White Jacobs & Associates was able to do for me and my family. She has made it possible for us to finally realize our new home. I would highly recommend using LeAnn and these great people to anyone in need of credit repair.

Thanks Steve for your knowledge and understanding in regards to credit repair

Andrew Bell was great! He helped me raise my score over 100 points. He also coached me on other things that would me long term. highly recommend!

45 days in, and I've seen total deletion of negative items on my Equifax report, and Experian looks like it's right behind it. Jeremy Manson has been available to answer all my questions through the process. Extremely satisfied!

It is time for me to leave a review.

What can I say, I m really impressed with their service. I was at 480 credit score and after using lexington law for a while things kept coming back to my credit so I decided to give White Jacobs a try.

I m blown away with their service! I can t believe they deleted all my collections.

I m at 670 credit score and I could even had a higher score but I applied for a credit car which was approve with a credit line of 8,000 dollars when I never had a credit car higher that 300.

It takes discipline and patience but you can get there. Right now my wife and I are looking for for a house to buy our dream come true.

Thanks White Jacobs Imm for ever greatful.

Thanks also to Christine Scallin for taking such a good care of me!

I certainly felt like I made the right choice and highly recommend working with Nikki Smith with White, Jacobs, and Associates. She has been a pleasure to work with, upfront and detailed in managing my expectations so I am kept aware of the process while working with her. She is reachable, and prompt to follow up quickly on any questions, which makes me feel even more comfortable knowing I am working with someone I can trust and who will get the job done.

First of all I am one who has used multiple credit repair companies over the past 3 years to try to get my credit cleaned up after some hard times due to the 2008 decline in the economy. Every company that I have paid to clean up my charge off's, collections, reposessions, etc...has been an utter failure up until a friend told me about Joe Comacho at White, Jacobs & Associates. I was very skeptical but I decided to call and to my surprise Joe said "Let me pull your credit report and look over your file and I will get back to you." I was a little taken aback that by the fact that I was not immediately talked into signing up right then while the discounts were available. Instead I hung up and thought well he must not be to interested. To my surprise the next afternoon I received a call from Joe and he asked to schedule a 1 hour phone meeting with myself and my wife to discuss what he and his team could do for me. I agreed and we talked the next day with my wife in a conference call. Joe gave myself and my wife an unbreakable set of rules to follow which were not hard to abide by. The next thing he did is explain what he was going to do for us and how long it would take. I have to say I was still skeptical because of my past experience but I did feel different about this because I was basically told that if I was not confident that I could follow his simple instructions that it would be a waste of our time as well as his and that he would prefer to not do business together if we could not have success. Well by the end of the second month my credit score had gone up over 100 points and 90% of the negatives were gone. We started the process in November and on January 21st my birthday I bought a new truck and qualified for the prime interest rate. 535 to 768 credit scores in 90 days! It has been 6 months now and I am still a customer and will remain a customer not only for the protection I have by having him on retainer but also the advice that I get at any time when I need to make a purchase or just a simple credit decision. In 6 months time Joe has taken my credit to a level of excellent from a level of unable to borrow five bucks. I could go out tomorrow and purchase a home with a prime interest rate without any of the problems of the past. Most recently I walked into a boat dealer and bought a new bass boat in a matter of 2 hours and I was on the lake. I highly recommend White, Jacobs & Associates to anyone and strongly recommend asking for Joe Camacho.
Thank you Joe for the life changing work you have done for me and my family.

When Steve Tansey gave me his 5 minute sales speech, I really thought this was scam. I was like I wasted all this money but after a month, I saw my first major jump in my credit scores. I am a beliver now and I would recommend Steve Tansey and his team to anyone who requires credit help. Thanks Steve Tansey

I was referred to Mike Stockton from my mortgage company. My credit needed to be improved a mere 40 points to be pre-approved for a mortgage. Mike was super helpful, stayed in constant communication, asked for updates and followed up when needed. Did it work? I'm closing on my house on November 13th. Not impressed, my credit was improved by 150 points! I cannot recommend this guy enough. I've referred him to my entire family and he's repaired their credit as well. 5 Stars!

I am now completely finished with this program. My overall score has increased by 100 points. I had previously been working on my credit for years and I wouldn't be where I am today without all the help and education I have received. Thank you Nathan B for answering every question I had, getting back with me so quickly and doing such a great job. For anyone needing help repairing your credit, this truly is an excellent program!

Steven Tansey from White Jacobs gave me a second chance in the credit world. I heard about Steve and White Jacobs from a friend who he helped. She shared every month how her credit score had improved and that she could buy a house. When I started the program my credit score was mid-500 to very low 600. I had been previously married and had a terrible divorce. I was in debt over my head and to make matters worse I live in California cost of living is high. I didn t even know where to begin. I begin the program in February I used my income tax as a down payment. Steve assessed my credit report educated me on the program how it worked. Steve asked me what my goals are. I told Steve that my goal was to buy a house. Steve told me what he could fix and what he might have a hard time fixing. Steve told me when I was done with the program I would be at house buy credit score. Throughout the program Steve educated me about credit. I was in the program for six months and I am happy to share that Steve fixed everything even the things he was unsure about. At the end of the program my credit score is between the high 600 to the low 700. I plan on beginning the house buying process in the next few months.

Steve Tansey was and is still very very helpful to me on my journey of getting a high score in my credit so that I could qualify to buy a home and pay reasonable interest rates. I am now the proud owner of a home . My score is now in the 700s and l am still working on it to go at least up to 750. I would recommend him to anyone as he always creates the time to advise. Thank you Steve.

I wanted to say Thank You so much Joe, I can't express how grateful I am to have you in my corner. I wanted to buy a house, my credit was bad and I was referred to Joe my the mortgage company. I had two months to get my credit in order to purchase my dream home. Joe reviewed my credit and told me it was possible but we had a lot work to do. He was diligent and worked day and night to clear my credit. If you follow his instructions and let him go to work for you it will be worth it. I am now a proud home owner and I owe it all to Joe. He is the best!!!! Lawona

I'm appreciated to Mr. Riley Anderson with White Jacobs who guided me how to improve my credit, I wish I met Mr. Riley many years ago, the results are outstanding . now I can finance the equipment needed for my business, I really can't say thank you enough.

We spoke with Zach, and he was very helpful and informative. Free consultation calls are wonderful for someone who just has a few questions to start off with. This industry doesnt have the best reputation, but the folks here seem very forthcoming and honest, as well as very intelligent about credit repair.

Amazing Customer Service

The book Raving Fans comes to mind when I think of White, Jacobs & Associates, especially Leah Rolen. My experience with Leah was so rewarding & professional. Leah serves as an extension of my team and I'm proud to be in business with someone I can trust with my referrals.

Brett Caldwell, CEO/Team Leader
Keller Williams Dallas Preston Rd.

I want to give a major shout out to this company and thier employee Jared!! The willingness they have to help people relieve financial stress in thier lives is unimaginable! He has made the process so easy! I have only been signed on for 2 months and I m so impressed! My credit score is SHINING! Thank you guys for all the help and keep up the good work! Sincerely one satisfied customer!!

Was an amazing experience, there was special attention to my dilemma, which in turn changed my life for ever..The service was expedited quickly and cost efficiently..
Thanks for your help my life will never be the same..

Gregory

These folks are great. I cannot thank you enough. My rep Ashley assisted me through the entire process. Financial difficulties and some health issues really hurt my stability 4 years ago. I have been ashamed of my position and inability to qualify for a mortgage. That's when I was referred to White Jacobs and Associates. They were able to get me back into good graces with my creditors and now I am purchasing a new home. Thank you so much. White Jacobs and Associates has my deepest thanks!

Joe Camacho is the best in the business. He is brutally honest and is up front. He does not sugar coat or b/s his clients. When I contacted him, I knew I was in bad shape, and it was nobody's fault but my own. I probably couldn't have gotten a loan for a bicycle if I wanted one nevertheless a car or house. Well yesterday I just closed on a home (with a great interest rate, no PMI and no origination fee). I wouldn't be where I am credit wise w/o Joe Camacho. I called to thank him yesterday and his first words out of his mouth were,"Mr Quinn, we're not done yet." Even after buying my house he wants to keep working and make sure I get to where he promised me, which is well into the 700's on all three credit reports. He has been a pleasure to work with and I look forward to continuous efforts. If you are on the fence, just pull the trigger, because Joe is your man. Furthermore, Joe is always reachable. Phone email etc. He would call me even on Saturday. Couldn't be happier w/ Joe. Thank you.

This company is awesome. in 60 days my score jumped 150 points. Ask for Raque, he will take care of you.

Steve Tansey is the man. My wife and I are thoroughly pleased with the service provided by WJA. We began the process in February of 2016. I had a score of 539, my wife 547. It's now May and my score is 670, hers 690. I had 5 collection accounts, all have been deleted. My wife had 12, with only 4 remaining, But we're still in the first round of the program. We're still in the first round of the program because my wife and I decided that our scores should be high enough to qualify for a FHA mortgage loan, as our current living arrangements weren't so great. So we spoke to our guy Steve Tansey at WJA, he gave us the go ahead and said he would put our file on hold until after we closed. Short of the long, we got approved and are scheduled to close on our home in less than 2 weeks. We couldn't have done this without White Jacobs and Associates. Steve Tansey is the person my wife and I used, very good guy.

I began working with Derek Shaw (White, Jacobs, and Associates) in the summer. I have been impressed with how quickly my credit improved and transparency of the process. The communication has been great. Derek set the expectations for the process upfront and a few months later everything that was expected has gone accordingly. My credit has tremendously improved which allows me the ability to make choices when obtaining financed vs. being only given the terms I qualify for. I would highly recommend working with Derek!

I am very pleased with the service I'm receiving to get my credit restored. John Flores has been the best. He keeps me informed and I love his sense of humor. My credit score is almost at a 700 from the low 500. Ask for John Flores and tell him Mary recommended him.

Started off with some horrible credit. I never thought I d be able to get a credit card, not secured, qualify for a home, or even get a new car with a great price. My scores are definitely working ya way up. So far there is a 200 score difference! Nathan is great! Has help me out a lot and explained to me everything and answered all the questions I had!

Thank you Nathan.
Thank you White and Jacobs associates!

Steve Tansy is awesome! So very helpful, kind, and straightforward. I was unsure how we would go about getting my credit repaired, but he cleared up all fears and questions I had! The process was painless and I am completely BLOWN AWAY by the results! Steve and the team at White Jacobs have done WAY above and beyond what I thought possible! He was there the whole way making things as easy as possible. We can actually qualify for loans now! That means a house people!! I didn t think we would ever get to this point and Steve and White Jacobs and Associates made it happen in no time! There was so much bad credit and past mistakes I figured maybe a few things would come off, but no! They were able to get things removed that I never thought possible! It s really amazing, I am so thankful for Steve and WJA. I highly recommend them! And I highly recommend working with Steve, he s great!

I reached out to Zach Sandoval about 1 year ago to help me repair my credit . When I started with him I was a 567 credit score . As of 1 week ago I am a 746 credit score . He guided me and told me exactly what I needed to do to build my credit and I did just that. I would highly recommend Zach Sandoval if you need help getting your credit score up !!!! Just referred my good friend to him today !

I was so worried that my older mom would be taken advantage of. Tim laid out what we could expect challenging our medical debts. 19-20 were removed. They exceeded everything we could of hoped for!. Thanks again Tim!

DO NOT GO BY BRANDI MORRIS , she is rude and disrespectful . Thinks she s better than anyone else and she isn t ! Sorry

As I said I don t go by those two names I m married now so it has changed as I said don t go by Brandi Morris

I am so happy with our decision to utilize Misty and the whole WJ&A team with repairing our credit. They were very thorough in explaining the process and dedicated to the success of helping us get to our ultimate goal - buying our 1st house. We wouldn't of been able to accomplish this without them. I will definitely recommend them to anyone who is in need of assistance. Thank you White, Jacobs & Associates for helping bring our dreams to reality.

When I started with Steve Tansey last year my credit was a mess!
But Steve and his experience with the credit and debt business
had great advice. He knows what he is doing. He was there all along the process and followed up on a regular basis.Do what he says and you
will get results.
My credit is now in great shape and currently shopping for a home.
I highly recommend Steve and the White Jacobs team!

I had a great experience working with Joe P. at White, Jacobs & Assoc! I was referred to Joe P. when my husband and I were looking into getting our first home loan. My credit was awful and instead of taking steps to fix it, I had just pretended like it didn't exist for years! Joe P. was great and took all of the confusion and fear out of dealing with my credit because he did all the heavy lifting and I just got to watch my scores go up! Thank you Joe, for always being available and staying connected and invested in my credit! It was a pleasure working with you!

I Must say that I've yet to come across someone that actually cares about the impact that Credit has on my own personal life and my family's future that does a better job than Jose A. Machado.
This Gentleman is absolutely Phenomenal in answering questions and guiding us in the right direction to make sure that any issue is taken care of. After a while getting to know us he catered and molded our concerns into short term goals and attainable goals. With him it wasn't much about the making of the sale but building a relationship! "I would highly recommend Jose for any Credit challenge you may have & not only that but also to know as a person or like me; "A Long Time Fiend".
Thanx Jose, I am extremely thankful for the Gold Nuggets you left with me!'
Sincerely Juan Pena

I am very pleased with WJA. My wife and I was looking for a reputable provider and WJA was that provider. We have been part of the program for 2 months. My score has when up 150 points. They are very knowledgeable.

It is wonderful that a company like this is out here. I will recommend them to anyone trying to buy a home. They answered all my questions. They were available, professional and courteous to our needs. The cost is worth the investment!! You will not regret this decision if you are truly serious about your credit.

Brian Quinn is great. I am so thankful for him and this company. Now, my dreams are becoming reality.

WE HAVE CREDIT SCORE SWAGGER NOW!!!

Thank you WJA!!!!!!

Tyler Gregory is the absolute BEST!!! We came to him with a very low credit score & he was able to get our score high enough to purchase our first home!!! His compassion & dedication are incredible. We couldn't have done this without him!!! Top notch guy!!

If you want to increase your credit score, I highly recommend Allan Hansen of White, Jacobs & Associates. Allan is a hardworking and dedicated advisor who only wants the best for his clients. He will work hard to develop a strategy that is right for you in order to help you achieve your financial goals.

I was referred to this company by a friend. I made a good amount of mistakes when I was younger. I was nervous at first to reach out to them and admit I needed help with my credit. Tim answered all of my questions and helped me realize this happens to so many people. I am recommending Tim and White Jacobs to everyone I know. Thanks again!

I have been working with Nikki Smith. I am very pleased with the service she has been providing. I was at a place in my credit that I thought was hopeless. She has been very good to me. I have seen amazing results! I am back on track and soon looking to buy a house Thank you soooo much Nikki and WJ&A. The price is VERY reasonable. They do what they say! That was really important to me. I am very skeptical of places and she set my mind at ease! I also have a friend for life!

As many people, I was reluctant at first about trying to repair my credit. It was one of the best things I have ever done. I worked with Elizabeth Rios and she is awesome! Elizabeth and everyone in their office worked so hard on improving my credit. We were in contact all the time. Because of Elizabeth's hard work , I am ready to make an offer on a home. I could not have done this without her. So please, if you have things to repair on your credit, please contact White, Jacobs and Associates. Thank you so much!

Andrew bell is one of my most trusted referral partners as a mortgage broker. I am very picky about who i refer clients to, but I can always know that andrew will treat my clients fairly, professionally, and honestly. he sets the right expectations and then delivers on the game plan. theres nothing better you can ask for and my clients love him

White, Jacobs and Associates has been great with helping my husband and I, especially me, improve our credit scores. I can't believe how quickly items were deleted from our credit report. I had 2 out of the 3 major credit bureaus delete 16 out of 17 items in the first 30 days. Michael Stockton has been extremely helpful and always responds to questions quickly. We could not be happier and are looking forward to buying a home soon.

Thanks again,
Randall and Christy

White,Jacobs & Associates do just what they say they will do, and that is get results. I have been working with Allan Hansen and he has been absolutely fabulous. He has been there every step of the way helping me through the process. In the first 30-45 days, my credit score has increased a total of 44 points, and I have had a total of 13 deletions off my credit report!! I could never have gotten my credit score to increase so quickly on my own. Allan and his associates are truly a god send. I am proud to talk about the good work there doing to everyone I meet.

I admit I was skeptical at first because there are so many companies out there claiming they can improve your credit, but this firm truly can back up what they say, and the results are evident. I love love love this company! Thank you so much Allan and the rest of your team! I know it wont be long before my dream of home ownership becomes a reality!

I truly appreciate the kindness and professionalism from Chelsea. Providing quality information and always open and willing to answer any questions I may have, creating such value that I will always appreciate.

Highly recommend this company to anyone and anybody who is looking to repair their credit. Liz Rios has been amazing! She is always easy to reach and explains everything to where I can understand. As a young adult I was nervous and didn t know if they would be able to help me but boy did they! My credit score is the highest it s ever been in my life and thanks to Liz and her team I am now set up for success after the program. Liz not only assisted me with my credit but has taught me things to help me continue with a perfect credit score. Always nice and friendly and willing to answer any questions I may have!

Andrew Bell at White, Jacobs & associates went above and beyond for me as a client. He kept in touch and was always providing me with options and insights how to improve my credit score. I have never seen credit improvement at the rate in which I experienced it before in my life.

10/10 definitely worth every penny.