Mindi Vandagriff

Review of White Jacobs & Associates

My husband and I started working with analyst, Wil...

My husband and I started working with analyst, Will Smith, almost a year ago and the results have been better than I could ve ever imagined. As a firefighter and a teacher, we both have worked very hard to establish good credit, but let s face it, life happens. With a foreclosure and several derogatory marks on our file, we thought we would never be able to own a home again. We tried fixing our credit on our own. It didn t work. We finally realized that we needed professional help and that s when we contacted Will. From the very first meeting, Will made us feel comfortable. He explained everything, piece by piece that showed up in our credit report. We felt educated. We felt empowered. We finally felt hope for the first time since our foreclosure nearly five years ago. We have communicated with Will nearly weekly about any and everything that had to do with our credit and finances. And when our dream home went on the market a few months ago, we felt like we were ready to apply for a home loan. Of course, the first person I called was Will. He gave us the confidence to apply for the home loan and within hours, we received a pre-approval. Will was with us through every step of the home buying process I honestly don t know if we could ve done it without him. We closed on our dream home in December, 2014 and couldn t be happier. Since working with Will, my husband and I have a combined credit score increase (across all 3 bureaus) of more than 450 points! Not only were we able to get a new home with a great interest rate, we were also able to finance new furniture and most recently, we were approved for an unsecured Chase Freedom card, something we would ve never been approved for this time last year. If you are hesitant about the fee or wonder if it s worth it. IT IS! The money that we have saved by currently having good credit well surpasses the fee for this service. We have absolutely zero regrets working with White, Jacobs and Associates and refer all of our family, friends and even strangers to them!