White Jacobs & Associates Review

Hello, Joe is the Man to help you with your credit repair. In the last year Joe has brought me from not qualifying to qualifying! I WILL recommend him to everyone I know!
Thank you Joe!!!

Satisfied beyond Expectations! I am very impressed by the work done by Lupe Rivera and his team! Lupe was great with keeping us updated and explaining everything to me. He was always willing to help and was easy to work with and quick to respond whenever we had questions or concerns! Credit Score increased by over 100 points! I definitely recommend Lupe Rivera!

Awesome but slow, I was initially skeptical but hopeful when I started. My credit score was in the low 600s and I was unable to get any lines of credit due to faults that occurred years ago that I had little to no control over. But I researched and researched some more. And I found this law credit repair agency here by someone mentioning it on Reddit. I wish I had done it years ago when I had first found out about it but the cost dissuaded me. However I became desperate trying to buy a house and have somewhat of a normal credit life instead of being instantly denied for trying to finance a pack of gum lol. Well towards the end of the 6 months I d say around the 4th month mark I had a score of around 650 median on my Fico 3s. Now nearly 8 months of finishing the program I have a score in the low 700s all the way around. I was able to buy a house, and even get an actual credit card with a legitimate credit company for $5000. Yes peoples results vary but if its worth it to you then try it. I did and I am a happy customer.

Great Company!!! I was wanting to buy a home but had blemishes on my credit reports from mainly Doctor bills that was holding me from getting a home loan. I was Blessed to be told to call Edward LaMonica with White, Jacobs & Associates to help me solve my credit issues which was a lot!! I found Edward to be professional and dedicated!! I was well pleased with my results and now I am in the process of buying my home!! Thank You Edward LaMonica and White, Jacobs & Associates!!

I've been using White J acobs services and after been reluctant at the beginning, Leah Rolen Made it very easy for me and my wife to comprehend and I am seeing progress only after a short while. Leah is very helpful and commited to the job at hand. She is very positive and always answer all of questions. Most important she answer the phone jajaja.

Misty! You are a lifesaver! Seriously.... this woman changed life. I could tell just from talking to her that they were legit. And let me tell you they are! I had so much debt removed it's crazy I still can't believe it ... score went up over 100 points to one of the bureaus and is significantly higher with the others.. I'm so happy I decided to do this it's worth every penny! If you are thinking about it but aren't sure you won't be sorry! Ask for Misty she's top notch quality service and communication.

As a lender, I have worked with many credit companies in the past. It seems the norm is to over promise and underdeliver.

My best experience has been with Tyler Fortenberry @ White Jacobs. He delivers on his promises and has been most successful with my clients. I only refer White Jacobs now.

White, Jacobs & Associates was recommended to my husband and I after we decided that we wanted to purchase our first home. We were extremely impressed with the results achieved in about a six month period of time and our representative Will Smith was wonderful to work with. WJA is more than a letter mill credit repair agency and goes above and beyond to help its customers clean up their credit reports and acheive the scores they deserve. We highly recommend them for people who are serious about their futures.

So I was new to this and a little nervous. I will say that Robert Dooley is as good as they come and should be considered a high asset to White, Jacobs & Associates. Robert, explained everything to me in our first consultation, answered all of my questions/concerns and made me feel a lot better about the process. He has also been very informative and personable through out this entire credit building experience. My credit score has gone way up from a few months back and I am very very happy with Robert Dooley and White, Jacobs, and associates! Thank you all so much!!! I will definitely recommend this to anyone I know who needs credit help.

In one year we went from 580 score due to inaccuracies on my bureau to buying a beautiful home. Thanks Steve!!!!

All I can say is that I am sooooo happy to have been referred to LeAnn Daniel at White Jacobs. She is super easy to work with and explains everything in great detail and keeps in touch to check on things. She always answers when I call or email. It has only been one month and one of my scores went up 79 points! 79!!!! I seriously cant wait to see the end results. I recommend her to everyone who wants to do any time of adjustments to thier credit scores!

I spoke with Edgar Duarte, VERY PROFESSIONAL AND COURTEOUS! After my consultation, he informed me there wasn't any work that needed to be done on my credit. I have looked into numerous other companies that just wanted to take my money. Mr. Duarte promptly addressed all of my issues and concerns, which made me feel comfortable in allowing him to assist me. Made me feel that this company isn't doing this just to earn a buck, they're in it to help me. If I ever have any issues with my credit, this would be the ONLY company I would go to.

I had been wanting to fix my credit for a while, especially since my husband and I wanted to start looking for a new home. I was so overwhelmed on where to start and such a skeptic of some of the credit programs I came across, until White, Jacobs, & Associates. Zach Sandoval was awesome! He had answered every question that I had and squished any doubts I had about it being a waste of time and money. I never felt pressured into joining the program and even waited a little on using them just in case I found something else, but Zach had been so pleasant and knowledgeable about everything I knew they where going to be the right place to go. I am so happy with my results and they made everything so easy. I literally had to do no work because they did it all. I would and will be recommending them to anyone that comes my way asking about how I did it. They where such a blessing, thank you for everything White, Jacob's, & Associates!

This was the best decision I made....period. From the time I spoke with James Lee, he assured me he would do what he said. Always returned my phone calls when I had questions and provided monthly updates on my progress. My score has improved significantly in less than 6 months time. James Lee and WJA are the real deal!

Worked with Ed for about 4 months and he worked wonders for me! Thanks again!

I began working with James Browne at White, Jacob & Associates on March 9, 2016. As soon as we had our first meeting I knew I was in good hands. Although I wanted to clean up my credit my main goal is to raise my credit score so that I can qualify to purchase a home. I figured I would be ready by the end of the year but I checked my score yesterday and it has already gone up almost 30 points! At this rate I will be ready to purchase a home in a few months and they even help you get pre-qualified. I know it's been less than 3 weeks and kind of early for a review but I am so impressed I wanted to tell people who are currently looking for a good, reliable company. Stop what your doing and call James Browne! It is worth every penny! Good Luck

I recetly contacted Joe Camacho at White Jacobs & Assocaites after doing some extensive research about possibly removing some negative acounts off of my credit report. I went round for round with the 3 credit bureaus on my own, but had absolutely NO success. I had old accounts that I thought should have fallen off by now and even some that I had already paid off. These accounts were preventing me from moving into my new apartment in San Diego due to a job relocation. When I spoke with Joe Camacho I felt that I made the right choice in the first 20 minutes of speaking with him. He explained in great detail of why I wasn't getting results with disputing items on my own report. Joe offered a free evaluation of my report and a free consultation which was nice to hear since every other company I contacted didn't give me any details of their plan of action. Needless to say I moved forward with Joe and in less than 30 days he kept his word of removing those negative accounts off from my report. If your skeptical of moving forward with White Jacobs then I suggest you talk to Joe Camacho because this guy knows his stuff. He won't waste your time like those other companies!! Thanks again Joe Camacho and White Jacobs, you guys rock!

Roman is the absolute best. He was very honest with me about what he thought could happen with my situation and flat out told me that my bankruptcy from last year would likely not be removed from my credit history because it was too new. I had some other things that I wanted off and figured it would be worth the money to see what they could do. Turns out the bankruptcy was one of the first things that came off of my Transunion report in the first two months!

I have used Lexington law several years back and was with them for two years trying to clean some minor things off of my credit and got nowhere. I m amazed that my score has jumped 60 points in such a short time frame.

Additionally, Roman checks in with me regularly, answers texts back in minutes and goes above and beyond in customer service, including finding me a discount coupon for their services. Seriously?? Who does that?? I still have two more months with them and can t wait to see where we finish off. 100% worth the money.

I had a great experience with WJ&A, my credit score has steadily improved since I started working with them in 2017. They respond quickly to all my emails and calls and have answered every question thoroughly and straightforwardly. Highly recommend White, Jacobs and Assoc for credit repair!

I am writing to recommend Broc J. Mullins who was our consultant with White Jacobs & Associates. We've known Broc personally for about 15 years and when we moved back from Hong Kong, we needed help to expand our credit. Within six months he had not only cleared up any bad credit we had but had also helped us establish credit, found us a lender and we now own a beautiful apartment one block off Michigan Ave. in Chicago! Thank you Broc!

Adam Swarz (Attorney at Law, Consumer Legal Advisor) at White, Jacobs & Associates has been sharp, shown excellent communication skills, & provided me with an exceptional service since my recent divorce crippled me financially.

Adam told me the game-plan and acted accordingly as he promised. Adam brings a simple instructive method where he keeps you informed & is making things happen behind the scenes in helping you get "financially fit".

Adam, "Big thanks"

I would recommend Roman from White & Jacobs for any credit needs. He helped me improve my score tremendously. I saw results within the first 45 days. Roman keeps you updated and responds to all calls and texts regarding my situation. Just follow their steps and you ll see the difference. Thank you to Roman again for helping me. Soon I ll be buying my first home!

Great Experience. Started talking with Robert Dooley. He was awesome. He set me up on an easy to afford payment plan. After the first round He had a total deletion with one credit bureau. At first my Scores were below 600. I am now Buying a new vehicle. This is not a gimmick. There are no strings attached. You don't have to live with bad credit anymore. I would totally recommend this to anybody who needs help. Without Roberts help I have no clue what I would have done.

These guys are great! If you want perfect results plus continued protection White Jacobs are your guys. Tyler Gregory personally handled my case, he was always easy to reach and very helpful. My credit score was raised from 575 to 766. I had 3 accounts in collection, they got all three removed in a short amount of time, we thought we were done, then one more popped up. I called Tyler to let him know and he got right on it no extra charge. It was removed within a month. I'm very happy with my results.

I worked with Mr. Joe Camacho and he is by far the most experienced, knowledgeable & focused individual I have ever had the pleasure of doing business with. Not only did he help me & my wife get into the home of our dreams, he placed us on the road of financial success!

Vincenzo-TX

Steve Tansey is called Mr. Credit for a reason. Hands down best credit advice anyone could give and advice thats actually applicable and doable by the average person. Steve is very down to earth which makes his advice very relatable, breaking down the steps to credit repair nearly impossible to mess up. Talk to Steve, make your credit repair easier on yourself.

Gonzalo Marroquin at white Jacobs was excellent in handling my case. He was very professional and ethical, never tried to extend the process longer then it need to be. He and his team was able to increase my score by 100 points within two months. I am very greatful to everybody at White Jacobs and especially to Gonzalo for their thorough and timely process. I will highly recommend to anybody who is in credit trouble to contact these guys.

STEVE TANSEY! WOW!!!! I pulled my credit report after an ugly two year divorce only to find out my score was just as ugly. As if the divorce wasn't stressful enough, I had no credit. I had no clue what to do and I was skeptical about credit repair companies.
Well let me tell you...I am a firm believer in STEVE TANSEY at White, Jacobs & Associates.
From the first call, Steve treated me like a friend and gave me all the confidence I was lacking. No matter what time of day or what my question might be, Steve always answers my call.
5 weeks since that first call and my credit score has increased over 100 points.
PLEASE BELIEVE IN STEVE TANSEY !!!!

I contacted White, Jacobs & Associates less than a week ago and am already excited to see what results I can get from the first round. I have been working with Tim Palmer, and he was very prompt with following up with me. I am a straight to the point kind of gal, but I liked how he got to know a little about me before getting to the point. He answered all of my questions, was very patient, and I didn't feel pressured to sign up. I can also appreciate that he didn't make me any promises. I am looking forward to results, and I have already been telling my family about White, Jacobs & Associates!!!!

White Jacobs and Associates is a fantastic, legitimate credit repair company that has a great approach to your personal situation and follows through on their word. Steve Tansey was awesome to work with, full of great information and advise, and very responsive to my calls, questions and emails. I have tried other companies in the past who took forever on repairing my file, without much luck, but wanted monthly payment for months on end. White Jacobs and Associates is much different. The initial cost may be a bit more than others, but they definitely get results, and in a timely manner. Steve Tansey was very informative and kept me up to date with the progress of my file through the entire process. I would recommend this company to anyone looking for true credit repair and results!

Derek Shaw helped me out I was super skeptical with the program, I didn t get to use him to his full potential but he boost my credit score from a 530 to a 643. Derek Shaw helped me get my first home!!!

Thank you Mr Shaw!!!!!!

Nathan Biller was extremely helpful and knowledgeable throughout the whole process. Even after finishing the program he continues to be available for questions and assistance! I would highly recommend!! Great experience overall!

I was dealing with Zach S. about my credit and he was upfront and honest with me and even went above and beyond to help me. It wasn't about how much he could make off of me it was all about helping me succeed!! I will send everyone to him that need help as I want them to have the same experience as I did!! ZACH S. IS AWESOME!!!!!

I started with WJA like 2 weeks after doing some research on this company. I finally got the courage to call and started working with Aerin Lucus who told me about the program and the cost which was more than I expected but Im already seeing results so I cant wait until my scores really go up....ill update later

Andrew Bell is a true credit expert. He specializes in deciphering credit history and knowing how to straightforwardly explain each step that is necessary to maintenance credit scores. He is sincere and even provides free consultations.

I would like thank Derek Shaw from White Jacobs & Associates, for the excellent service he provided to me. He was extremely patient and helpful in ensuring I understood everything and walked me through the process of what was needed. His customer service skills are excellent and his follow up cannot be compared. I m extremely pleased and happy to have had him help me with my credit and throughout the process of rebuilding my credit.

I was in search of some help because my credit score was less than perfect. And I didn t know how to begin the credit repair process on my own. I found White Jacob and Associate through a credit repair forum and immediately began to research more about the company. They had excellent reviews, so I decided to give it a shot and put my contact information to learn more about the program. I was contacted immediately by Lupe R. whom was very upfront and honest about the entire process so I decided to start. I began the program in October and by December 99% of marks were deleted. I am thankful for this program and Lupe R. especially for helping and coaching me through this entire process. It has taken so much stress and fear away. If you are skeptical about the program, I say don t think about it and just do it! What a wonderful program!

I am a victim of identity theft. I constantly had things pop up on my credit report that were not mine. I tried for years to fix my credit on my own by writing letters to the credit bureau's and to the debt collectors. It was futile. Negative items that were not mine remained on my credit reports despite my best efforts. I was embarrassed to seek help and let someone see how bad my credit report was. It took a company placing $121000 worth of fraudulent loans on all 3 credit reports for me to realize I need professional help. I did my due diligence and found Andrew Bell. I called him on the phone gave him the cliff notes version of my credit situation. Andrew set an in person appointment to go over his services. I was quite candid with Andrew in stating that I wanted to happen with my credit. I needed him and his associates to fight for me. I am getting exactly that! Andrew and his associates are simply amazing!! Andrew and his team are changing my credit life. It has been worth every cent I have spent hiring Andrew and his associates. Please stop being embarrassed about your credit and do something about it by calling Andrew Bell!!!

Thanks so much Mr. Will Smith! Very professional and helped me increase my credit score lots! Mr. Smith let me know from the beginning what I was getting myself into and whether his help was even necessary or not. My credit report needed his magic, but my boyfriend's didnt. But, Mr. Smith did guide him in the correct direction on how to keep it increasing for him. He always kept me up to date with everything. Price was very much worth it. Thanks again, Mr. Smith!!

I am in the Real Estate Business, as a lender and a realtor, help first time home buyers and know how credit works and how to clean minor credit issues, but what Kelli Fustos, and Wite Jacobs did in just 60 days was more than any company has done for me in over 3 years. I was skeptical at first, as I had wasted over $5k before...and got no real results, but trusted Kelli as she carefully detailed their process, monitored my profile, and was educating me the whole way. I have not encountered a more professional credit repair company nor a more credible credit repair company in my 15 years in real estate. They are the real deal. And Kelli is the most diligent and patient consultant I have ever come across in most any business. She helped to keep me on task to boot! Bottom line to me was a credit repair of an old faulty Judgement from 2011 that was at ~$30k and a similar Amex that was ~$8k...Those are real numbers! Kelli made my year. WhiteJacobs made my year. Thank you, thank you, thank you!!
Jeff ( Houston)

Steve Tansey is such a pleasure to work with. I truly appreciate his kindness and professionalism. The assistance and education that I have received concerning credit law and the credit repair process has been so very helpful and enlightening.

They deliver as promise. Communication and updates could be better.

Austin Garcia improved my credit score so much. Couldn t ask for better.

This review is well overdue! I worked with William on repairing my credit in 2018!! He was extremely helpful and knowledgeable, trust worthy as well. I'd suffered with credit issues for years, but after working with White, Jacob's and Associates, I no longer have the issues that were preventing me from my best life. Also, unlike other firms that repair your credit and a year later it's seen back on your report. Nothing has returned to my report! I highly recommend this firm for credit repair.

I started using the services of James Lee, at White, Jacobs and Associates, a few months ago. I had spent 7-8 years trying to rebuild my credit on my own, and it just wasn't cutting it anymore. I was stuck in a lull, and could not get out. I make decent money, but still could not get a mortgage to buy a home for my family. After just 3 short months of James working my case, my credit shot up, and he got a numerous amount of accounts taken off, and most importantly, he was able to help so much, I have been approved for a mortgage, and am currently in the home buying process with my family! I never thought I would be able to buy a home, but with the help of James, I am. He was great to work with, and gave me his email, work phone, and even his personal cell phone. If I needed anything, even just had a question, he was always back to me within minutes! He called me a few times a month, just to check in, and set up a progess report for me monthly, to sit down and go over everything with me. His attention to detail, and amzing customer service was outstanding, and I will be referring anyone I meet to him, if they have issues with their credit! If you have any issues with your credit, or just have questions, James is your guy!

Again, thank you James!

Kevin Bazurto

First I would like to start by saying I tried many credit repair companies but this one right here is the truth although they are expensive but for the results they are by far are worth every dollar I started with A 562 credit score and in6months I hit the 700 mark my agent Ms.Rios guided me through every step establish me with 3credut cards as well as help me to achieve getting my first home for me and my family by following her lead and applying every step she advised me to take I m now able to purchase A home as well as have 3 major credit cards thank you Ms.Rios you rock I recommend anyone who has doubts believe in this service!!!!!

I spoke to Zack he was totally honest with me and advise me that the items on my credit report would probably stay on there. And he probably couldn't remove the negative items that i have on my report because they were thru the direct lender and encourage to settle them. I like the honesty oppose to taking my money like other credit repair companies and do nothing.

White, Jacobs & Associates provided a wonderful and seamless experience. As a college student I acquired quite a few dings on my credit history and Joe Camacho came to the rescue. I am very busy now after graduation and did not have much time to handle this myself. Joe provided a seamless experience that required little to no effort from my end. I was able to go about my business while these magicians of credit repairing performed their sorcery and literally brought my score up 90+ points. I would definitely recommend this to anyone struggle with their credit and don't want to hassle with collection companies. This is a great investment and well worth it. Thanks again guys and a much great thanks to Joe Camocho!!

I reached out Zach Sandoval 6 months ago but decided to use another company, after not so positive results I called him with out hesitation he helped me tremendously! That type of service can't be ignored I really appreciate all you have done! Thanks!!!

I just closed on my first home thanks to Derek Shaw. My credit needed a little work and within 60 days Derek got my score to where it needed to be to qualify for a home loan. And it's still climbing! The day I opened a letter in the mail showing collections "deleted", "deleted", "deleted", "deleted". Amazing! If you are serious about buying a home but just need a little help, I highly recommend Derek and his services. He is worth every penny. Plus, he's just a genuinely good guy. Thank you, Derek, for making my dream of home ownership a reality!

I am very grateful with the firm Jacobs & Associates I was lucky
of finding this signature you can not imagine how effective they were with repairing
My credit now I continue in positive feedback thanks to the work of the team.
Special thanks to Roman Macias, the Credit Analyst at Jacobs & Associates for their dedication in trying to solve your financial problem as if it were His. Total gratitude.
Bless it.
Luis Raza

After two months, my score has already jumped a ton and continues to go up!!!. White Jacobs in Plano has always kept me up to date on my program status. They also help build new positive trade lines. Thank you for the excellent service!

I wish I had the experience everyone else had on here. My CS was 560 when I got with this company. It is currently 490 after 3 months of them (CLEANING IT UP.) I feel like they took my money and did absolutely nothing. My experience with Woody, was horrible. I called, serveral times. He never return any of my call. He never stayed in contact with me, I never received the letter he said that I would. The only option I currently have now is to file bankrupt, thanks to White Jacobs and Associates. I something wonder if these review are real because of the experience I went through. Thanks White Jacob and Associates for NOTHING. People please me mindful before coming here and don't deal with Woody he is horrible and unprofessional.

Chelsea helped change mine and my wife's life more than we could ever ask! I was fading quick and had bad things on my credit file that would never get removed. After a couple of months my credit score had jumped over 760! It is important to note that I followed all of her directions. You may be skeptical like myself, but just go with the White Jacobs process. I now Have my highest credit rating ever. If their is any doubt feel free to message me. This company is worth the extra money!

Will and his team are amazing!! They worked very diligently to take our sad credit scores to credit scores we were no longer embarrassed of or had to worry about. He was very patient with us through the whole process as we hired them on to get us into a house and we all know how taxing that life event alone can be. Unfortunately, the house we got into was foreclosed due to my wonderful ex husband and my credit score was thrashed for the same reasons. I am about to graduate my nursing program and now that the divorce is final; I am not hesitating on hiring Will and his team again to put me back on track credit wise to live out the long happy life we all deserve. They are very thorough, passionate about their work and truly care for their clients. I can go on and on about White Jacobs and Associates, but, if you re thinking about hiring them, pull the trigger and get started!

Steve tansey is the guy to call to fix your credit. He was professional and very helpful. Best of all my credit score increased nearly 150 points. I was sceptical at first but the system truly works.

I cannot agree with the majority of the comments regarding White, Jacobs and Associates. In fact my $2000. could have gone to settle collections or charge offs and actually raise my score.
You see this so called credit repair company is a scam! I have learned my lesson the hard way by throwing money at WJ&A for 6 months of sending the credit bureaus debt validation letters that are scanned thru a computer and quickly denied.
Anyone can and should learn to do your own factual based disputes and you will get results.
One should also read real strategy by following the rebuilding or understsnding credit scoring blogs on myfico.com.
I was a real customer at WJ&A's. My CSR quit mid cycle in my 6 month challenge. His name was Justin E.....
My results. 1 removal that I sent in on my own.
I lost $2000 with this company. If your reading this please be aware whats going on.

When I started with this company my score was 531 now my score is 739 I had 100 percent deletion of negative credit it is definitely worth the money thank you Will Smith and all the people working behind the scenes

I highly recommend White, Jacobs & Associates for all your credit repair needs!! The AMAZING Joe Camacho has changed our LIVES!! After being ripped off by another Credit Repair Company that took our money, only to leave us in more debt with zero results, we felt completely lost. Yet after finding Joe at White, Jacobs & Associates, we can say with confidence that in less than 30 days we have seen a ridiculous amount of deletions off of our credit report. These deletions include things that any other company will tell you is impossible to get off your credit report. We finally have a hope in a future that once seemed lost, and we have this awesome company to thank for it. Joe is also the man you want to work with hands down!! He has kept up with us during this whole process, and is actually personally invested in our success as his clients, which is proven time and time again in every interaction we have with him. The results speak for themselves, but even more than that is the peace of mind that we are experiencing for the first time in the fact that we are actually going to be able to leave a legacy to our children now that poor credit will no longer be hindering our ability to build our dreams. Thank you Joe Camacho at White, Jacobs & Associates, it has been nothing short of an honor and a privilege working with you, and we look forward to our continued success in this program together.

Major & Lauren Lewis

Jason Wood or Woody as he is nicknamed and the team over at White Jacobs did a wonderful job on getting my credit issues handled so that I could qualify for a home loan last month!!!! I recommend Woody and WJA if you need actual attorneys working on your credit issues for you! They really do work..........Thanks again

For the amount of money i spent it wasn't even worth it..I tried to see if they could do anything else or i can get a partial refund and all i keep getting is the run around from everyone..I have sent emails and called and nothing..6 month program for all that money spent bunch of B.S..

Update This i am changing to a four star from a 1start because they have went above and beyond to try and assist me with my credit issues.They have been working diligently and kept me up to date on everything..

Great job Ed and LeAnn! Oye...And I sense You re about to hit another home run like the Yankee you are. Yikes! Appreciate the care to make it right!

I could not be happier. I was told by my loan officer that my score would get me approved for my home but my income wouldn't. He said that my husband would have to be on the mortgage. The problem was that I knew his credit wasn't good. My loan officer told me to call Tyler Fortenberry at White Jacobs and I'm so glad that I did. My husband joined the program. His lowest score when we started was a 506. Within a month or two he started to see deletions in the mail. I decided to sign up because I was jealous and worried that his score might be higher than mine. I signed up and my lowest score was a 638. Guess what? 3 weeks ago I got my house. My lowest score is a 716 and his is a 676. My scores is still higher than his. We were with then for about 4 months and they made our dreams come true!

I had a card from a previous person that worked there. I called and that person was no longer there but Tre Henslee took the time to call me back. He explained everything to me and has been working with me. Tre reassured me that everything can be completed with 5months max. Overall I'm loving my experience so far. Thanks Tre

Great company & great service every time! Joe Pirozzolo has helped several of my buyers get their credit repaired in order to qualify for a mortgage loan & purchase a home. I definitely recommend them & will continue to use their services. I've tried others in the past & they don't even compare. They are a company that not only you can trust, but that will get the job done.

I was referred to Derek Shaw by my business partner. He was able to remove every single negative item on my credit report, including a tax lien. My score jumped from the mid 600s to the mid 700s. He tells you how it is and doesn't sugar coat anything. He is straight to the point. I recommend you ask for him directly if you ever need any help with your credit. He really is the Credit Ninja

Lupe Rivera at White Jacobs has been awesome! When I started on this journey, I was somewhere around a 600 Fico score. He was able to get the collection accounts removed and has worked really hard on removing old items. Today, my scores are EQ-750, TU-775 and EX-766! I currently have over $100k in available credit but to keep utilization low, we try and keep it at 5% or less.

Lupe Rivera at White Jacobs provided the best experience! It's great to have someone knowledgeable, helpful, and courteous in this process. He did all of the work and I just saw my numbers grow. Glad I made this investment.

Over the past several years, my credit was not good; hovering around 565 or so (per Equifax). I lost all hope in getting good rates on loans and such. I knew I had to get my credit fix, but I didn't have a process that could fix it in a timely manner. I vetted several credit repair companies and landed with White, Jacobs & Associates. Allan Hansen, who I worked with, was so professional and thorough. He listened to all of my questions and kept his word on things that his company could do for me. He also educated me on the credit repair process and credit law in general. Well, in less than 3 months, my credit score increased by 152 points to 717! I was so excited I went out and purchased a brand new car for my wife, with a low interest rate. We'll be buying a new home within the next 6 months or so. This really changed my life!!

If anyone is looking to not only increase their credit score, but to understand how credit works overall, then I would highly recommend White, Jacobs & Associates. They are true professionals who understands and knows credit law. They have been a pleasure to work with.

Thanks!
Chris

Jeremy Manson is an absolute great communicator of the process that White, Jacobs & Associates utilizes and he knows how to get the job done. He makes sure that clients follow-through and as they are updated, us, the Realtors, are updated as well! :-) I enjoy working with him because I know I don't have to constantly worry about the process and the results for my clients.

My credit was a little shady. High 500s. After being in the program for 4 months, my credit score has improved by 100 points. The process was easy and I'd wished i would have done it sooner. Thank you James

What a great and professional experience! L. They delivered exactly what was promised and the communication was excellent through the whole process! My contact Raque, is top notch and extremely knowledgeable about their products and services and on top of that...he made me feel like I was part of their family from the first conversation! I would urge you to trust this company and a Raque for your needs, you won t be disappointed!

I started this program a few months ago and the experience has been fantastic and most rewarding as there has been much improvement in my credit scores. I had been fighting the collection agencies and credit bureaus by myself for a few years and felt as though I was simply chasing my tail. With countless hours spent in efforts and frustrations high, I used another credit company before White Jacobs who took my money and no further improvements from what I had already managed to do. My mortgage broker recommended Jessica Sharkey of White Jacobs & Associates to me and I have been amazed and most pleased with the progress. Its reassuring to know there is something we can do to take charge of our credit reports with the help of somebody who knows their business. She is also infectious with optimism and eager to see the changes, tackling my credit challenges with grit and commitment.
Thanks you team for an awesome job!

Excellent customer service My credit was in low 600 within 3 month went over 700 Definitely was worth the money thank u very very much for your help special Wesley Vanderburg very professional Thank u again I m very happy with the results and Christine scallin her excellent customer service answered all my questions thank u very much Christine

I have been friends with Broc Mullins a Senior Legal Consumer Advisor with White Jacobs for several years and know if to be an honest, tenacious, and hard working individual. I am happy that he has found a company with the same qualities. As a mortgage broker I often run credit reports for people who have reporting issues that will hinder their ability to obtain a loan. When this is discovered I refer them to Mr. Mullins at White Jacobs. Broc explains the process in detail to my client and they are quickly onboard. Within a few weeks to a few months I have found all of my referred clients to have improved credit rating and all erroneous accounts removed. I would suggest to anyone in need of credit repair to call Broc Mullins.
Sincerely,
Dale Eaton
Managing Partner, Fidelity Home Mortgage LLC

I rarely write reviews for any type of business but when it s exceptional or above and beyond I always take time to share my experience. I went from a White Jacobs and Associates is the only firm even worth considering when it comes to credit repair. Zach Sandoval is a amazing credit analyst!! I went from a 580 to 705!! And that s with still having a delinquent charge on my report. Zach Sandoval: Intelligent and focused on not just the solution but teaching you how to keep a high credit score and profile. He is genuinely a good person who cares about his clients. I spent months researching various credit repair establishments and the process and do not be fooled by places promising quick fixes and low cost fees. What you need to know is every single client/consumer/person and their individual credit is different and the price for credit restoration is based solely on that. He did not sell me on false pretenses and was honest in telling me that it was possible that some discrepancies may not end up removed but that the firm would work hard on my case. My auto repossession from a few years back was not able to be fully removed however he still helped me go from a 513 FICO to 685. Zach is now helping me get a new credit card and also showed me how to take my savings and open a CD and then take a loan on it that will up my score here soon by basically showing I have a $10000 loan/credit. I ve learned a lot but not just that I am now confident in my future and finances. It is worthwhile to hire Jacob White and Associates. Do yourself a favor and call them today!! Ask for Zach Sandoval!!!

I literally have zero complaints! I have been working with Brandi Morris and she is friendly, professional, very easy to talk to and explained the whole process in detail leaving me no questions to ask! They are absolutely affordable with the option to pay it out over a few months and it is absolutely been 100% worth it. My credit went up 55 points in only 2 weeks 3 weeks later another 11 points and then 1 week later another 2 points so in a total of 6 weeks my score has jumped 68 points. That is incredible and my credit file has not even been completely updated. It feels good to know soon i will have some financial freedom with a good credit score. My interest rates are going to lower and i can start looking into buying my dream home. No more throwing money away on rent and high interest. Thank you Brandi Morris for all your help! I would highly recommend doing this and using this company and ask for Brandi she is great!!!!

I have dealt with other "credit repair" companies before and was very disappointed, I was left feeling ripped off. So I was suspicious about doing it again. My fears were quickly eased when results started to pour in. Michael Stockton was professional and gave me accurate information right away. He was tenacious and continued to follow up on my case and kept me advised of changes. I am very happy with the service I received and will recommend Michael with White, Jacobs, and Associates to my friends and family. I am a retired police officer and rarely give recommendations on anything, but this service is worth it.

HUGE thanks to Joe and the rest of the WJA team! In less time than expected, these guys had our family's credit back in order and ready to buy a house along with expert guidance on how to make good credit decisions for a better future. I've been more than pleased with their punctuality in addressing our needs and their excellence in handling the workload. Together, we've succeeded in reaching our goals!

These guys are INCREDIBLE! My words cannot express my gratitude! They were up front and forward with pricing and do NOT try to sell you other programs nor did they EVER steer me wrong. They got to work immediately, I didn't have to talk to ANY collectors or creditors ANYMORE! On top of that, they even advised when a good time to get a credit card was AND helped finding one that would work with me, I was approved in less than 5min with Capital One. AMAZING! Just keep sending them the correspondence from the credit bureaus and creditors and these guys will do the rest! I, personally, had the distinct pleasure of working with Will and after a few months we ran my score again..my jaw dropped to the floor! Top notch, guys! I would HIGHLY recommend White, Jacobs, and Associates to anyone needing help with their credit score, for whatever reasons. They will GET-IT-DONE!

I would like to say thank you to Zack who assisted me with my credit he he was honest upfront and true about what he could and couldn t do for me to help me fix my credit he could have signed me up for a credit program that I would be paying out-of-pocket for knowing that it wouldn t help me but instead he was 100% honest with me And went above and beyond to give me assistance outside of what his program offered there are not too many honest people in this world today and it was a blessing for me to run into him because he truly cared about my situation and gave me honest Information that could help me and not just take my money...Thank you Zack from the bottom of my heart you are with this world needs..

My wife and I are about 2 months into the program. Austin my representative has been wonderful so far, answering questions even in his off time quick to email back and respond to new information. Their research teams credit insight is very helpful and valuable. The upfront cost to begin can be pricy but so far its been worth every penny and I hope to continue to see positive results. Will update as time goes on.

I initially talked to Nathan since my sister referred me over to him. I dotted all my I's and checked all my t's. I realized this was the company for me. However, I just could not come up with the money needed to make their program work for me. Two months later another sales rep named Tim contacted me and helped me work out a plan that I could manage financially. He made me realize how much money I was losing with bad credit. I am referring all of my friends and family to call Nathan and Tim. You should do the same.

Zach was amazing throughout the whole process. He made sure to keep in contact with us and always listened to any questions we had. This is a wonderful company to go with if you are looking into credit repair. Even when the program was finished Zach still made sure to stay in contact and help us stay on track until we were aproved for a VA loan.

WOW!! Rashid is the go to man. I never expected to get such GREAT results!! My jaw dropped when Rashid told me that my husband's score went from 588 to a 743!! Now we will be ready to purchase our home with confidence!

After some unsuccessful attempts in the past, I spent a good bit of time looking for someone to help me sort my credit out. I took a leap of faith and entered into an agreement with White, Jacobs, and Associates working specifically with Will Smith. For a messy as my credit picture was, the process getting it cleaned up was straightforward from a client perspective. Will asked me about my goals and got started.

The first step was to get full credit reports, which Will walked me through. From there, all I had to do was check my mailbox regularly for letters from creditors and credit bureaus and take them to Will. That s it.

The long and the short of it is that the process was simple, and the resulting changes in my credit scores were more than I expected. Will was courteous, prompt with replies to my communication, and kept me updated regularly.

A year later I am reaching back out to have them look over my credit again as I ve had a couple of things pop up. I am confident that they will get things sorted again with little hassle. While they are working on mine, I am having them look at a loved one s credit as well - that s how much I trust them to take care of business.

I ve been working with Will Smith from white Jacob and associated since if I m not mistaken the beginning of the year I got information about what kind of services they provide he was helpful and understanding on how it works and answer every question I asked. I went from a 5 something to a high 660 and it s still climbing I m so thankful my friend googled them and gave me the info to call and they were the second company I called and was more pleased with how professional they were and was listening and being patient with me cause I didn t think I would be able to trust anyone to help build my credit but I did I took a chance and I m happy I did now I m a few steps closer to reaching my goal I set
for myself. I will keep his number and will recommend anyone who is in need of getting their credit repaired.
Thank you so much for your help Will Smith I truly appreciate your help you are the best. I haven t stopped smiling yet seeing my credit score where it is now.

My experience with White Jacobs was amazing. I worked with Ms. Misty Maxie and she is the consummate professional. She exhibited outstanding communication skills and was always engaged on the task at hand. The program was great and I am pleased with the results. AAAAAAAAAA++++++++ experience

During my credit restoration program, I worked with Misty Maxie of White, Jacobs & Associates and she did a phenomenal job. She guided me through the process step-by-step, continuously updated me on my progress, and was very knowledgeable and personable when I had questions/concerns. She exceeded my expectations and helped me achieve my ultimate goal of being a homeowner. Misty s hard work is truly appreciated and I d give her more than a five-star rating if I could.

I can't thank Woody enough over at White, Jacobs & Associates! I have had some old dings on my credit and could never seem to get them off. Woody has gotten my credit score to increase (more each month) which allowed me to walk in and buy a new Mercedes with approval in 15 seconds! AND good credit cards, the ones that are hard to get... are asking me to get one of their cards! I am so happy I finally started working with Woody... I just wish I had done it a long time ago! THANK YOU, THANK YOU, THANK YOU... from the bottom of my heart! . Karen

We have worked with this firm, and more specifically Mike and Will, for years. They worked tirelessly to clean up our credit and to remove the negatives that shouldn't have been there in the first place. Even after 3 years they continued to pursue
a specific company for us and they finally got them to remove their mark from our credit! We are beyond happy with the job they did and would recommend them highly.

I was referred to White, Jacobs & Associates by a longtime friend and trustworthy source at Primesource Mortgage in Grapevine, TX to assist me with cleaning up my credit so that I could purchase a home after my wedding next year. Before I contacted this company I had exhausted all efforts to resolve my credit issues and I had pretty much given up hope of ever being able to purchase a home, which was frustrating to say the least and definitely put a damper on my excitement about being newly engaged. I have been working with Will Smith for a little over a month now to resolve some old student loan issues that I previously had no hope of clearing up and I have been extremely pleased with the results so far. All of the costs associated with their services are very reasonable and they are very upfront & honest about the process every step of the way. Will has also been great about communicating with me and following up on details to ensure that my needs as a customer have not only been met, but exceeded. I would definitely say that this is a reputable company and I would highly recommend White, Jacobs & Associates to anyone looking to resolve consumer debt and/or credit related issues whether they be typical or out of the ordinary like mine.

Starting credit score 517, Finishing score 787, Time 97 days. Everything about my experience was fantastic. Will Smith and the attorneys kept me informed, answered questions, under promised and over delivered. They set real expectations and made sure no stone was left unturned.
They also serve our military and veteran community by aiding and assisting with credit counseling and guidance on other matters. There's no possible way I could ever use another organization.

I've been struggling with my credit for a long time. I did some research and read reviews on Lexington Law, Credit Repair, etc. I finally found some information about White, Jacobs & Associates. As I read their reviews, it seemed more realistic to look into their practice further so I decided to go with them to help with my credit repair. WOW, I'M SO GLAD I DID!!!! Two months later, they've cleaned up my credit more than I could've ever imagined! Deleted negative items and my score is finally rising... and quick! They work very closely with you yet they do all the leg work which is the best part. Doug Taylor is who I've been working with and I'm beyond words on how professional, yet a pleasure to work with. He even helped my hubby and I get our first credit card approval! I'm still working with them and looking forward to finally get into our new home. Thank you so much Doug Taylor / White, Jacobs & Assoc! Bren.

My experience with White Jacobs was absolutely phenomenal. My husband and I worked with Steve Tansey. When we started out our credit scores were in the low 500's. In just 2.5 months our scores are now almost in the 700's. We are about to close on our first home this week. Steve is the guy to work with. Thanks Steve!!!

This turned out to be a very bad and costly experience. After three months they sent one letter to one credit bureau and my client dashboard showed no activity. I was almost completely ignored after paying the initial fee and three months of monthly subscription payments. After questioning, they weren t even aware of an important item on my credit report. Of course after calling their attention to their lack of attention, they refused to refund my money. Im trying to buy a house so I took credit matters in my own hands and increased my middle score by an average of 61 points. Yes by myself without any outside help I increased my scores by an average of 61 points! You can do this yourself! Don t pay your hard earned money for this joke of a credit repair outfit.

We are absolutely over the top satisfied with the results achieved from using White, Jacobs & Associates! Steven Tansey, our Consumer Credit Analyst was fabulous and treated us so well! He and the team of lawyers worked for us! There was a lot of incorrect and inaccurate information on my husbands credit report when we started, and by the end, 99.9% of all dings on his report have been totally removed! It's truly a miracle!! We are beyond satisfied and highly recommend using them!

I don't even know where to begin. Like others I was super skeptical about enrolling and putting my trust in a " credit repair " company, because like many others ... I have heard so many horror stories. But after reading some awesome reviews about White Jacobs I decide to take a leap of Faith and go for it. (& let's just say I'm pissed that I didn't take that leap sooner ) I signed up and received a call from my now Savior , "Brian Quinn". From the first day he called me he was so patient , kind , and EXTREMELY knowledgeable. This guy really knows his stuff. He gives you a very in depth understanding of these credit bureaus, the laws , and how they operate. The initial Call was about an hour and a half and he went into extreme detail explaining to me how it works and what steps we have to take. His customer service is really outstanding. He answers all your questions thouroughly and he is always availed to talk if you need anything. This is my first time ever writing a review online for a company but I am so amazed at how awesome this company is and how amazing Brian is. I have not even been a member for 30 days and just today I received a letter in the mail from EXPERIAN stating that NINE , YES 9! Things have been removed from my credit report. ( collections , late payments , inquiries , etc ). White Jacobs *Brian Quinn* is AWESOME! Thank you so much! You guys have saved my life! Give these guys a try. You will NOT be disappointed! Thanks Brian!