White Jacobs & Associates

White Jacobs & Associates Reviews

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4.8
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I would like to thank Tim Palmer at White & Jacobs...

I would like to thank Tim Palmer at White & Jacobs. Tim has been very helpful from the start explaining how the program works and educating me on how to rebuild my credit. I look forward to seeing the results of the program and couldn't ask for a better person to help guide me though the whole process.

Thanks,
Jon Mays

Think twice before you trust this company. The rev...

Think twice before you trust this company. The reviews that you are seeing are fake reviews from the office staff. You are setting yourself up for disappointment if you do business with this company. They will take your money and string you along for months and you will get absolutely no results.

I can tell you with 100% certainty you will be disappointed as my wife and I were by using this company. They will rob you blind. We paid them a fee of $1,500 and we did not receive any results whatsoever it was all smoke and mirrors and lies.

You will be highly disappointed.

This outfit really has they're business model rega...

This outfit really has they're business model regarding credit repair together. After checking out the main culprits in the online credit repair industry, I read a positive review for White, Jacobs & Associates on one of the competitors reviews so I decided to check them out. My situation is a little unique so I knew I didn't need the same cookie cutter program that most these companies offer which is to get a decent size deposit, payments monthly and then move slow with many things that don't fix your problem.
I spoke with a woman named Misty who wasn't pushy, didn't use a canned presentation on me and made complete sense with what she was talking about. Furthermore, they wanted to see my situation with the three major credit bureau's before agreeing to take my business or quote me any pricing. Misty was professional and when we had scheduled phone conversations planned, she called exactly when she said she would. I proceeded so they could view my credit reports and when Misty called me, she told me that I would be throwing my money away with them or anyone else who said they could help me because there wasn't any way to correct the problems I was having. She also gave me an idea or two to do on my own that would help me greater than anything any credit repair service could possible do. I was truly amazed at the professionalism and honesty both up front and even after they realized they couldn't be of help so they deserve the rating I gave them and many before me. Thank you very much for your time, honesty and assistance Misty. It's nice to know there are still some honest and decent people in the credit repair business.

At first I was a little skeptical about working wi...

At first I was a little skeptical about working with someone without actually going into an office. After having faith I decided to go for it. I worked with Jessica Sharkey and she was AMAZING!!! She answered all calls/texts/emails at any times of the day. Even around 11pm she would text me. She checked my progress frequently. She was very friendly. And in just 45 days, my credit went up by 130 points and now my husband and I are ready to get preapproved for our first home purchase. I am soooo thankful for this company!

I have to admit...This was the best decision and i...

I have to admit...This was the best decision and investment I made! Working with Misty Maxie was awesome! Very professional, and real at the same time! 6 months is all it took to turn my credit around! I am soooo glad I chose White, Jacobs & Associates with my credit repair! Great Company that guarantees results as long as you do your part! Thank you Misty!!!

Derek Shaw with White Jacobs has been amazing! He ...

Derek Shaw with White Jacobs has been amazing! He is attentive, responsive, and I've closed many transactions because of his help. He also tells the client if he cannot help them and gives them advice without charging them. Thank you Derek!

I called White, Jacobs & Associates in April of th...

I called White, Jacobs & Associates in April of this year about my credit issues. After talking with David Rodriguez, I decided to give them a try and see how things would go. I was kind of concerned in the beginning because I didn't know whether or not it would be worth my time and money. I am now going into my 4th month and I have definitely saw a tremendous change in my credit scores. The price is reasonable and very worth it. I just wanna say thank you David Rodriguez for your hard work that you have accomplished.

I started off skeptical but quickly realized that ...

I started off skeptical but quickly realized that it was my own fears of dealing w/my credit that were causing my anxiety. Chris Coker is extremely responsive, walked me through the process, and answers every question...no matter how small.
My score has gone up 100+ and we are only in round 2. They have seriously gotten me closer to property ownership and I couldn't be happier.

Such an amazing company!! Goal oriented and mindfu...

Such an amazing company!! Goal oriented and mindful of your life and expenses. Brandi Morris was quick to get me the help I needed to handle my past due student loans while the rest of her team worked on collections and bad debts. Brandi and her team were knowledgeable and went above and beyond to find a solution that fit my finical needs. Even in the early stages I know I put my faith and trust in a great company. It feels so comforting to work with this company and to see real results so quickly!!!

John Flores is an exceptional professional! I beli...

John Flores is an exceptional professional! I believe I am not the first one to have the credit score damaged after a divorce, and since day one, John has been doing an incredible job working on getting my "life" back. He is always prompt to answer my phone calls and even text messages - available anytime I need(ed) him. John is also on top of providing currently updates. I already referred friends over to him, and I will definitely refer anyone else I can. Is there a better thing than having your credit score back to what it was? Not to mention on top of that, you have someone you trust to take care of all those "headaches" to resolve it! John, thank you so much for all you have done for me and your excellent work! Sabrina Colirri

I expected a professional experience from this com...

I expected a professional experience from this company but received the opposite. During Covid-19 I decided to clean up my credit report. I didnt have the time to do it myself so I trusted Whites, Jacob & Associates to do it for me. I was promised that I should start seeing stuff fall of my credit in 30-60 days. I paid $1596 in June plus monthly maintenance fees of $105 with no change to my report. This company is scam like and promises results they will not deliver. This company is taking alot of money from people during a pandemic with no real help. Stay Away!

In October of 2019, I started looking for a credit...

In October of 2019, I started looking for a credit repair company. I d heard bad things about some other popular companies and I was afraid that might be my only option. In fact, I had a family member who d worked with one of them to absolutely no avail. Her credit score didn t go up, bad items were not removed, yet she continued to pay them for six months, because they told her that s how long it would take. I came across White and Jacobs online, started reading reviews, and decided to call them. Thankfully, when I called on a Saturday, Ed Duarte answered the phone. He immediately put me at ease, had so much knowledge, clearly knew what he was doing, and was very reassuring that my credit would, in fact, improve. I signed on that day, and it was the best financial decision I d made in years. Probably ever.

Ed was able to remove all but two negative items on my credit history, and there were quite a few. My credit score at the beginning was 517 and, ultimately, it ended at 726. Ed told me that he was confident that my credit score would go up at least 100 points, which thrilled me, but it ended up going up over 200 points. Throughout this entire process, Ed has been available to answer every question, every phone call, every text message and has never made me feel silly for asking anything.

If you follow all their suggestions, invest in the monthly payments, and do the work, in a very short period of time, your credit will improve immensely. I cannot recommend White and Jacobs, and specifically, Ed Duarte, enough.

White, Jacobs & Associates are a true class act. C...

White, Jacobs & Associates are a true class act. Consumer Legal Advisor Joe Camacho is a true professional, and has really helped out with not just giving advice, but taking the time to actually teach to correct way to handle credit issues, and always being very attentive and just a phone call or email away. Joe Camacho is an outstanding Consumer Legal Advisor, and I would, and have recommended him to all my friends and family. Being a US. ARMY I put it this way, if I was down range, I would definitely want Joe Camacho watching my back!

My husband and I had such a great experience with ...

My husband and I had such a great experience with Derek! I totally would recommend him if you need help with getting your credit score up! We literally saw improvement within the first week! Thank you so much for such a great experience.

Zach was such a good help! I wish I wouldve listen...

Zach was such a good help! I wish I wouldve listened to him sooner about leaving Lexington Law, they do absolutely nothing but take your money. WJA will help before you even pay by giving you information up front if you really need them or not! Thanks for saving me money! Also with the advice I got I was able to get approved for a credit card!

I worked with three companies before I finally wen...

I worked with three companies before I finally went with WJA. I thought their cost was too high. However, you get what you pay for in this industry. Wish I would of just started with WJA to begin with. I am now a home owner. Thank you so much!

Definitely worth the investment..... The service t...

Definitely worth the investment..... The service that my husband and I have received from Tyler Gregory has been phenomenal! He has always made us feel as his top priority and has put our needs first. The program was awesome and things were done that I never thought possible. Our credit wouldn't be where it is today; we wouldn't be where we are today, without Tyler and WJ&A!

If your credit is in need of any type of repair; if you're seeking home-ownership and are almost there; if you have any credit needs at all... call them! And ask for Tyler!

I was skeptical at first thinking that Robert woul...

I was skeptical at first thinking that Robert would not be able to help me. I was thinking that I would be wasting my money. But to my surprise, this has been a very rewarding experience. White Jacobs by way of Robert Dooley has worked wonders with my score. I would recommend to any and everybody!!!

I just wanna give a huge thanks to my lovely credi...

I just wanna give a huge thanks to my lovely credit analysis joe Camacho he has done an amazing job so far n im only on my third rounds at first I was skeptical to give another company my money but I gave it another shot after dealing with two previous other companies and little results im glad I did give white Jacobs a shot they are the real deal I cant wait until we are done so I can see my final results looking forward to become a home owner very soon never imagined my scores to reach the 700s but joe proved me wrong he gets the job done nd really cares about his clients..any one who'slooking to get there credit repaired I definitely will recommend joe Camacho to you you won't regret it..thanks again joe and the team whites Jacobs you guys rock!!!!

Awesome customer service and communication. Joe Pi...

Awesome customer service and communication. Joe Pirozzolo took my case and got 100% deletion of doctor bills off my credit. Couldn't ask for better results. Highly recommend him for anyone with credit problems.

I've been working with Joe for the last couple mon...

I've been working with Joe for the last couple months and it's been awesome. 80 point increase so far and more to come. He's helped me remove many collection accounts, and establish some positive tradelines. Highly recommend Joe if you need your credit repaired!

I definitely recommend White Jacobs & Assc for hel...

I definitely recommend White Jacobs & Assc for help improving your credit score. I worked with Roman Macias and he has made this such an easy going experience. I started in March of this year and I have seen the improvements that Roman discussed with me when I first started using their services. He is always prompt in replying to any questions or concerns I had with the process. I am satisfied with the results I have received. Thank you!!!

(STEVE TANSEY ROCKS)

(STEVE TANSEY ROCKS)
White, Jacobs & Associates Senior Credit Analyst Steve Tansey has completely transformed my credit life. I cant believe how he was able to get my credit report/score to this remarkable place. I m at a place in my life where I m looking to purchase a home and Steve has afforded me that luxury. He was able to get any negative reportings off of my credit report and it only took him about 30 days to do so. I couldn t believe it until I was checking my credit profile and I noticed throughout the course of about a 4 month window my credit score increased by 200 pts. Steve is the man!

I've been using the service of Nathan for 9 months...

I've been using the service of Nathan for 9 months. If I had questions he would respond to me in a timely matter. With answer or just to let me know he will surch info. He never kept me blank. Thanks to them we qualified for our home...Thank you for your services.

Joe is the real deal, super detailed incredible gu...

Joe is the real deal, super detailed incredible guy to work with. My quality of life was improved tremendously, and I'm closing on my new house in July I couldn't buy a piece of bubble gum before my credit was reapaired it's such a great feeling writing my own ticket now.

I don't even know where to start! This company has...

I don't even know where to start! This company has been extremely professional in the handling of my credit! When I first started I had about 15k dollars worth of negative items on my credit report and they took it all off! Zach Sandoval has been great and has communicated consistently on the status of my credit. He let me know different options I can do so I can improve my credit during the process. Everything has been great and my wife and I are finally going to get approved for our first home thanks to White Jacobs! I recommend this company to anyone!

Our experience with White Jacobs & Associates, mor...

Our experience with White Jacobs & Associates, more importantly with our advisor Allan Hansen, was nothing short of amazing!! Allen and his team were able to move our scores from the high 400's to the mid 600's (and climbing regularly) in just 6 months! We are beyond grateful for all the hard work and care that was given to our account. I would HIGHLY recommend this team to anyone and everyone who is in need of credit assistance.

I couldn't be more happier with the results and se...

I couldn't be more happier with the results and service Joe Camacho and his team have provided! They took my credit score from not even reporting with credit bureaus to 775 with one of them in 6 months.

I am a new client for this company. It was an easy...

I am a new client for this company. It was an easy process to start and so far I have loved the results. The analyst works with you and explains how the program works! I am hopeful I will be able to be approved for a house at the end of the program.

LIZ RIOS! You are a genius and a real pro. I had 1...

LIZ RIOS! You are a genius and a real pro. I had 100% deletion on my Equifax score and raised over 100 points on average from the other creditors due to your hard work. And we aren't even done yet. Your customer service is impeccable and greatly appreciated. We started this process in June and already have seen amazing results. We are buying a house next year and Liz has set us up in a position where we can get the home of our dreams with an excellent interest rate. I would give more than 5 stars!!! Thank you immensely.

Really a great experience working with this compan...

Really a great experience working with this company. Zack is a very honest and proffessional guy. He helped me with free advice and now I've raised my credit scores by 40 points in no time.

From start to finish James was there for me. Expla...

From start to finish James was there for me. Explained the process and walked me step by step throughout the process. Even returned a call to me one night when I was feeling a little stressed about things. Never thought anyone would care as much as he did. Finally graduating the program and closing on the house of my dreams in 2 weeks!!!!! Great experience and happy to say that I will tell everyone I know about him and White, Jacobs & Associates. A-1 in my book.

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This company has done wonders for me. I m now usin...

This company has done wonders for me. I m now using them for a second time. 3ish years ago I used them and they gave me my life bck. Unfortunately I lost my job and had a few issues. Hence the reason I m using them again. Will Smith was the single reason I used this company to begin with. I didn t know him, he was referred to me and I couldn t be happier with the services I received. He never promised me the rainbow, he was upfront and honest about what he thought they could do. He gave me a best and worst case scenario. They far exceeded my best case scenario. I used will because of his honesty, I returned because of proven consistent results. I won t trust anyone else.

it's been almost 2 years since Tyler Fortencherry ...

it's been almost 2 years since Tyler Fortencherry has helped with my credit crisis. If this mans devotion can speak for white, Jacob's associate's, and assuming everyone on staff is as professional I will continue sending friends and family this way.

White Jacobs & Associates

White Jacobs & Associates

4.8