steven smith

Review of White Jacobs & Associates

First of all I am one who has used multiple credit...

First of all I am one who has used multiple credit repair companies over the past 3 years to try to get my credit cleaned up after some hard times due to the 2008 decline in the economy. Every company that I have paid to clean up my charge off's, collections, reposessions, etc...has been an utter failure up until a friend told me about Joe Comacho at White, Jacobs & Associates. I was very skeptical but I decided to call and to my surprise Joe said "Let me pull your credit report and look over your file and I will get back to you." I was a little taken aback that by the fact that I was not immediately talked into signing up right then while the discounts were available. Instead I hung up and thought well he must not be to interested. To my surprise the next afternoon I received a call from Joe and he asked to schedule a 1 hour phone meeting with myself and my wife to discuss what he and his team could do for me. I agreed and we talked the next day with my wife in a conference call. Joe gave myself and my wife an unbreakable set of rules to follow which were not hard to abide by. The next thing he did is explain what he was going to do for us and how long it would take. I have to say I was still skeptical because of my past experience but I did feel different about this because I was basically told that if I was not confident that I could follow his simple instructions that it would be a waste of our time as well as his and that he would prefer to not do business together if we could not have success. Well by the end of the second month my credit score had gone up over 100 points and 90% of the negatives were gone. We started the process in November and on January 21st my birthday I bought a new truck and qualified for the prime interest rate. 535 to 768 credit scores in 90 days! It has been 6 months now and I am still a customer and will remain a customer not only for the protection I have by having him on retainer but also the advice that I get at any time when I need to make a purchase or just a simple credit decision. In 6 months time Joe has taken my credit to a level of excellent from a level of unable to borrow five bucks. I could go out tomorrow and purchase a home with a prime interest rate without any of the problems of the past. Most recently I walked into a boat dealer and bought a new bass boat in a matter of 2 hours and I was on the lake. I highly recommend White, Jacobs & Associates to anyone and strongly recommend asking for Joe Camacho.
Thank you Joe for the life changing work you have done for me and my family.