Tony Pham

Review of White Jacobs & Associates

I have a working relationship with Derek Shaw and ...

I have a working relationship with Derek Shaw and am also one of his success stories. He s quick to respond with questions and knows his stuff.
Let me start by stating that I have been a mortgage broker for nearly 15 years; so you can only imagine how many credit reports I have reviewed in that time. Here is a fact-not everyone has had perfect credit including myself. There are always different circumstances that land people in their current situation but you always have a choice to do something about it. When it comes to credit repair; I have referred a number of clients and friends to Derek with great results. I, for one, would not send personal friends to someone unless I had 100% confidence that they would be treated well and the results were proven. After seeing how well Derek s program worked for my customers; I decided to move forward with my own credit repair. I was in the 660 FICO range but wanted to be back in the mid to high 700s. Five to six months after I started the program with Derek s company White Jacobs & Associates; my mid FICO was 749 and my high FICO was 799. Bottom line it works and I would not hesitate sending anyone to Derek for credit consultation and repair. Credit affects insurance rates, mortgage rates, auto loan rates, Utility down payments, etc. It s a no brainer to get your credit repaired immediately if you want to get the best possible rates on those big ticket purchases in life.