White Jacobs & Associates Review

John Flores along with White, Jacobs & Associates really helped us with our credit situation. The level of knowledge and professionalism far exceeded our expectations. John was very personable and it feels like he really cares about us. I highly recommend anyone to use their services. If you can follow directions, you will see the results pretty fast. This has been a great experience! These people REALLY know what they are doing.

I highly recommend Credit analyst Zach sandoval very thorough and knowledgeable when we started out my score was 547 now at 640 when we got ready to close at the last minute something popped on my credit report he was able to get it remove thank you Zak and his family for the great work that they are doing Patrick.

i just wanna say thank you michael stockton for doing such an amazing job. i have only used a couple of months and man what a difference you have made to my score and i will be recommending you to everyone i know who needs help like i did. i can't give enough praises to you and and everyone else there.

After throwing money away using a different credit repair service I wasn't sure what to expect.. Le Ann Daniel and the rest of the White,Jacobs & Associates team did what I thought was impossible . They were able to remove almost all negative things on my credit report. With Le Ann's help my credit score is on the rise and I'm ready to start looking for a new house. Thank You Le Ann Daniel and the rest of the team at White Jacobs and associates ya'll are the best. Brian Cox

White, Jacobs & Associates,
thank you for the excellent service you provided. I have to admit I was apprehensive at first, but after completing the program and seeing my credit score go from poor to great I am a believer. My credit analyst John Flores was there for me through the entire process. He was very professional and always made me feel like I was more than just a client. I can't put in words how my life has changed for the better because of White, Jacobs & Associates so I will just say it was a blessing.

I was refereed to Broc Mullins with White, Jacobs & Associates to get some information about fixing my credit after my divorce brought my score very low. Broc pulled my credit report and told me exactly what it was going to cost to remove my items, which was a very good price considering all the items I had and what they were. I thought for sure that there was going to be no way that he would be able to get my judgment removed because it had been haunting me forever. Sure enough 3 months later the judgment was removed along with the rest of the items that were on there. Since I started with Broc at White, Jacobs I have been approved for numerous credit cards and a ten thousand dollar plastic surgery procedure. I am so grateful for everything that they have done for me. They have completely changed many aspects of my life and i have gained a friend in Broc, he really is a lifesaver.

Worked with Tim. He answered anytime I called, txt or emailed. Wja got my medical collections removed. Just closed on a house! Can t believe I spent 2 years with Lexington law.

My husband and I went to White Jacobs, in particular to Steve Tansey to be able to fix our credit with the ultimate goal of buying a house. Due to severe illnesses and other issues our credit was in horrible shape. When we started this process we had little hope that Steve would be able to help us because of the bad shape we were in. Not only was Steve incredible helpful, and knowledgable, he was also a tremendous resource for us, and encouraged us not to give up. We followed his advice (and will continue to do so, since we never want to be in the position we were in again!), and within 4 months we were able to have good enough credit (our scores raised over 100 points) to purchase a house! A little over 4 months to the day we got started with Steve, our house closed. Without Steve's help, this would never have happened!!! We cannot recommend him and White Jacobs more! They definitely know what they are doing and how to help fix your credit!

White Jacobs & Associates credit services are top-notch and worth every cent! Edgar Duarte was my credit analyst and his experience and direction was invaluable. By the end of my service agreement, my credit score jumped from the high 500s to the 750s after Edgar found many and repetitive inconsistencies. Corporate agencies trust that the public will just accept the inaccurate and sometimes fraudulent information that is assigned to them so people can remain in debt their entire lives, paying higher interests, higher rents, never owning, and never building our own personal wealth. Besides all consumers needing federal regulatory and legislative action to protect from loose reporting practices, I recommend hiring White Jacobs & Associates to help navigate and correct your credit history.

I had a young man from this company by the name of Justin Elliott work on my credit before he got involved I needed a new car with everyone turning me down because of my credit or saying I need a co-signer I was about to give up when a friend of mine suggest I called this company and ask for Justin I was very leery because I already had other credit repair take money from me with no good results so I call Justin we talk after initial conversation let him know how I feel and I didn't believe in the service because this young man I decided to give it a try him and his team was able to get it done my credit score raise high enough that I got the car I actually wanted no one they wanted me to have recommended company if you only knew and it all within a few months. Thank Justin and the team sincerely.

There are so many credit repair companies out there. How can you even begin to choose? I trusted the reviews from other consumers and am glad I made the choice to go with White Jacobs. Tim explained the process so well and has answered all of my calls, texts, and emails within the hour. Research for yourself and you will see this is the best company out there!

I started working with this company and Andrew Bell at the beginning of September. Andrew is great at keeping me up to date on what is happening and how things are improving. I signed up with the hopes of being able to purchase a house at the end of the program. I look forward to seeing what the future will bring from this! Thanks Andrew!

I spoke with Riley about getting me and my wife's credit fixed. I've heard horror stories about credit repair before.. but I felt like Riley actually cared about my situation, didn't talk down to me and wasn't pushy. After 4 months we gained over 110 points and were able to get our first home! Thanks again Riley!

Very happy with my results. Many thanks to Andrew and everyone at White Jacobs. My score went up over 100 points!

I've been working with Allan Hansen for the past couple of months. I'm still going thru the program, but I've seen a significant increase in my credit score and old creditors being removed from my account. There's no way I could have accomplished that on my own. Allan is a true professional and asset to the WJA team. Thanks!

Going into this I did nit know what to expect. Once I got on the phone with Zach Sandoval I felt comfortable. Zach did a wonderful and swift job helping me repair my credit. I definitely would recommend zach and white, jacobs & associates to anyone in a similar situation that I was in .

Outstanding. When everybody said I wasn't going to be able to get a mortgage because my credit was no good, Steve Tansey got the job done. 100 points higher and I'm looking for a home to buy.

LeAnn Daniel was an absolute angel! She worked hard every step of the way, and did her best to make sure I understood the entire process. In a short time I was able to go from headache to home owner, and I owe it to LeAnn and WJ&A

Currently working with Misty Maxie, I have to say that this is undisputedly the most satisfying customer service I've ever experienced. Mind you we are in the preliminary stages of my partnership with WJA
And without a dime spent (other than their recommended credit monitoring service)
And I have spent at least 70 minutes on the phone with misty. These folks tell it how it is 100%
I'm so excited to see how my 6 month partnership with WJA goes and I'm beyond confident in their ability to eliminate, arbitrate and clear my credit woes completely!!!!
This company is 100% on our (the customer) side.

Worked with an analyst forever and they did an amazing job cleaning up my credit. I had a few things remaining on my report and was handed off to the smartest person in the company. I think her name was Ashley. She treated me like family and helped me fix my last few credit issues. Love this company!!

I'm planning on buying a house and I have things on my credit that I've had no luck in getting off. At first I was a bit skeptical of the claims that White, Jacobs and associates were making about credit repair. Have I been surprised ! 6 weeks into the process and my credit is almost clean ! I've had the absolute pleasure of working with Courtney Voda. From the beginning every promise has been kept and she has never failed to keep me up to date and promptly answer all of my calls and emails. This whole experience has been amazing from start to finish and now I know that home ownership for me is a reality ! Thank You Courtney !

I worked with Nikki and absolutely cannot say enough great things about her!!! My credit is better than it has been in over 10 years!!! I recommend her to everyone!

Lupe Rivera did an outstanding job helping a client of mine with her credit. I was happy to refer her to him and he promptly and professionally took expeditious care of the situation and greatly improved her credit. I will continue to refer my clients to him as needed.

OMG, this man is amazing (Steve Tansey). He answered all of my questions his the real deal, he didn't rip me off, he will tell you the honest truth. This man is top notch and know how to repair credit and more. OMG, If you are looking for a credit repair company White, Jacobs & Associates is the place to go. I'm giving you Steve********** stars. Thank you so much Steve, GOD BLESS YOU :)

Leah Rolen & White, Jacobs & Associates rock! I met Leah through a mutual friend. She is extremely intelligent, funny, and a force of nature when it comes to getting your credit repair taken care of. She has a passion about credit repair that communicates when you speak with her. I had called other credit repair agencies a few times before but never took the plunge because I couldn't shake the idea that I might be throwin' my money away. You might find someone just as good...but you won't find better. The process isn't quick but WJ&A stays on top of it and keeps on pushing until you get your credit fixed, and always with a smile! Highly recommended.

I highly recommend White Jacobs and Associates for any and all credit situations. I was approached by Brian Quinn to assist with my credit situation. Brian professionally explained the program, promoted realistic expectations and delivered results!

I WANT TO LET EVERYONE KNOW THAT I HAD AN AWESOME EXPERIENCE WITH WHITE JACOB ASSOCIATES . JASON "WOODY" WOOD WAS EXCELLENT WITH MY CREDIT REPAIR. MY SCORE STARTED IN THE 450 RANGE AND NOW 5 MONTHS LATER IS 751 WHEN I RECEIVED A PRE APPROVED DISCOVER CARD. I HIGHLY RECOMMEND THIS COMPANY....
VERY SATISFIED WITH THE RESULTS!!!!!! THEY WORK WITH YOU EVERY STEP OF THE WAY... THANKS JASON FOR GIVING ME MY LIFE BACK!!!!!
MARY

Robert and his team is amazing! They have done everything to get what we needed cleared off of my husbands credit and he did it way faster then the people we went through before him who was just sucking our money from us. I am so glad that we found this company, if not we would have still been spending money on getting nothing done and we wouldn't have been able to own our home. Thank you! Thank you! Thank you!

Using White, Jacobs & Associates my credit scores have been raised 100 points. Broc was great to work with and explained each step of the process as we worked through the credit restoration process. These guys understand how to correct your credit scores when you're buying a house (you can't have disputes on your credit report when buying a house) and don't just send a bunch of frivolous letters. I would highly recommend them to anyone.

Elizabeth Rios was on top of things that needed to be fixed on my Credit. She give me a advice what to do to up my credit score. She was very helpful and Kind. Thanks Elizabeth Rios and her team.

I read about White and Jacob's on facebook and I admit I had my doubts because I have work with credit repairs companies before. White and Jacob's is unlike any credit repair company I have ever dealt with. Reggie was the lucky one that handle my call, he was ready to talk to, I never felt pressure to join. Reggie explained ever step with great details, I felt like I have know him for years.
Thank you Reggie for all you have done so far in making this process painless azz possible.
I highly recommend White and Jacob's ask for Reggie.

Joe Camacho is the best......I was skeptical at first when I decided to have my credit fixed, I had heard stories of other companies who charged thousands and didn't even fix a thing, but after I talked to Joe Camacho I was ready I was pumped, man he had me so excited who would of thought that fixing my credit would be so exciting. He broke it down to me step by step how things would go down and how we would handle it. I started with a credit score of 520 for equifax and experian, transunion gave me a 0 (zero) , so as you know with a credit score like that many doors closed in my face. Right away after I got started with Joe Camacho, I started getting letters, and phone calls from collection agencies, one in particular was calling all my family saying they were looking for me that they were lawyers, they threatened to come to my job to serve me papers, it scared me. They left ugly messages on my voice mail, I emailed the voice mail to Joe Camacho, he got so crunk he had my back 100%, he went at them, this collection agency was trying to collect $400 from me, after Joe Camacho and WJ&A sued them and pretty much swept the floor with them on my behalf for pretending to be lawyers, not only were they deleted from my credit report, WJ&A sent me a $400 check from the settlement.....I was so amazed WJ&A don't play, Joe Camacho kept his word he said he would make it all better and he did that and much more my credit score is now at 680 and climbing, I am truly grateful, Joe is now helping my husband fix his credit so that we can be ( and these are Joe Camacho's words) a "Power Couple" my husband loved the sound of that and so we are on our way. Thank You so much Joe Camacho and WJ&A

Could not be more happy with White, Jacobs, & Associates! Will Smith is a magic man! He took my credit from a 492 to a 718!!! My wife and I are thrilled with the results and are looking a purchasing our first home soon! The price is absolutely worth the money and if you can, try to get Will!

Sweet baby Jesus! My score is amazing thanks to Derek Shaw! I started my credit repair in Feb and saw an improvement in the first month. I was working on getting the highest score possible so I stayed on with them longer as he worked to fight every letter that was sent to me. If you re worried whether or not his company is capable to make a difference vs you doing it yourself, I d let them handle all the logistics and paper if it frees my time up to do other stuff like search for a house. HIGHLY RECOMMENDED!!! Thanks Derek!

I was very skeptical at first about credit repair. Then I met Lupe Rivera and he put my mind at ease and assured me that my credit could be improved. Over the course of the program, we developed a great working relationship and became good friends. He removed over $100,000 in debt and increased my score over 200 points. I was approved for a new mortgage home loan. I would very highly recommend Lupe Rivera and I hope this puts any skepticism to rest.

I am in the mortgage industry and I have referred many customers to Lara Harrison at White, Jacobs, & Associates. They are very professional and always handle our customers with the utmost respect. Lara Harrison has been a pleasure to work with!! She has worked on many customer's credit reports for me. Once she has completed her work, then we are able to have the customers attain their dream of owning a home. I would recommend them to anyone trying to buy a home!!

I worked with Steve Tansey to clean up fraudulent information on my credit report that was hindering my score. He was awesome!!!! Helpful, professional and knowledgeable-he coached my thru and very stressful process of dealing with creditors. Steve was helpful and thorough. I am so thankful and appreciative to Steve Tansey and White Jacobs and Associates-THANK YOU!!!

I had the pleasure of speaking with Riley Anderson. He was very professional and knowledgeable. He carefully reviewed my case and honestly advised me if I was or was not a fit for the WJ&A credit repair program. Unfortunately, I was not a good fit at this time, but Riley gave me great suggestions about the items that I need to handle first rather than to just enroll me in the WJ&A program if there was nothing that he could do for me. I appreciate his vast expertise and advice and will join the program as soon as I can. Thanks Riley!

I was experiencing some credit challenges, after speaking, and working with Mr. Steve Tansey (the credit professor). I will be able to purchase another home. I gained so much knowledge and insight on credit repair. Thank you Steve for my new found adventurous lifestyle.
Desiree Rushing

Being a license realtor I understand how important credit scores can be especially in this market. When my husband and I started the search for a new home we found out that our scores were not where they needed to be and we did not have the answers of how to resolve this issue. Broc Mullins changed all of this for us. He made a HUGE difference in my credit score and walked us through each step. I literally did not have to lift a finger and within a few months I was right where I needed to be. Not only did he fight for me but he taught me better ways of achieving my credit goals. He is more than proficient at his job as are the others in his office. It is worth the time and the money to use this company. I can't say enough positive things about this company and especially Broc!!

Excellent customer service! Highly recommend Zach Sandoval. He is very professional and helpful. Thanks so much Mr. Zach Sandoval.

Hugo Erives and White Jacobs and Associates are great. I started the program about three months ago and I've seen numerous deletions. They are doing everything that they promised!!!!!

I was in the process of purchasing a home and decided to see if I could have the one derogatory item on my credit removed. Since I was already under contract on a home I didn't think there was any way it could be done in time to affect the purchase. I was wrong. Within 2 weeks I received a letter from the creditor stating they would remove the entry. I immediately got my credit re-scored and saw a jump of over 70 points. That has allowed me to get a much lower interest rate and reduce the mortgage insurance for a total savings of $120 per month on my house payment. I couldn't be happier with the work done by White, Jacobs, Mike Doyle, and Will Smith.
I will be referring anybody who needs this service to them!

Broc Mullins is amazing. He took my credit from 612 up to 778 in only 6 months! Broc is a true professional. I would highly recommend his services for anyone looking to boost their credit.

I highly recommend Nathan Biller. He was able to bring my score from a 520 to a 740 in just a few months. He always kept me up to date on how things were progressing. So excited to be able to buy a house!

I worked with Ed Duarte and he was amazing! He helped me understand everything that was reported on my credit and he dealt with the unscrupulous reporting. He cleared up my credit and my score improved tremendously. Ed is very patient and thorough. I recommended him to all my friends and family members.

If youre looking for great results go with these guys. Chris Coker helped me with my under average/completely terrible credit. I went from just under a 400 score to about a 700 in no time at all. I was able to get 2 credit cards unsecured at that and i was able to finance a vehicle finally. Thank you so much for your hard work.

I was hesitant of working with White, Jacobs & Associates at first but Joe Camacho had already really helped out my husband. I saw the positive results and then when it was my turn he reassured me that this was really going to help and that my information would be safe. After a few months my credit score jumped into the over 100 points and then kept going. It was time to apply for my credit card and I got approved for $10,000 because my credit was EXCELLENT!!! This is after trying to get approved for lines of credit for years and years and always being declined. Thanks to Joe, we have the credit and flexibility our family needs to buy a new home and a new vehicle for my husband!!

I worked primarily with Raque G. at White Jacobs, and loved how he was most responsive, professional, and knowledgeable throughout the process. Yes, they are pricier than others, but my results improved about 100 points within 60 days. If you need a quick turnaround for home purchase, refinance, etc. I highly recommend!

Best decision you can make regarding your credit. Michael Stockton was great to work with. He handled everything for me and got results. Very happy with the service they provided and the outcome. Would recommend to anyone who wants a better credit score.

I want to thank Derek with White Jacobs & Associates! He was very easy to communicate with and was available to speak with at all times! He got several derogatory marks removed in 90 days with little to no effort on my part. I would recommend everyone to use him if you need any sort of credit help.

Working with Steve Tansey has been such a pleasure! I struggled with a credit issue stemming from a mortgage that my ex-husband and I shared. I gave up trying to resolve the issue myself with the mortgage company/credit bureaus and resolved that I would just have to live with it on my credit report until it drops off. I was referred to Mr. Tansey prior to the purchase of another home. The process was flawless and Mr. Tansey took care of everything. All I had to do was forward his office the letters from the credit bureaus and within months, Mr. Tansey had my entire credit bureau clean! Mr. Tansey is worth every penny! Do not try to fight these bureaus on your own. Utilize the muscle behind Mr. Tansey and his law firm. I promise you will not be disappointed. I will refer him to every person I know that suffers from credit issues. Many thanks Mr. Tansey!

So far, so good.

My wife and I have been struggling to repair our credit. Due to seemingly paralyzed credit scores, we haven't been able to buy the things we want, i.e. a home, without being rejected by a numerous amount of lenders. After being referred to White and Jacobs, then speaking with Allan Hansen, we decided to give the program a shot. They are confident in what they can do, and for that reason, we believed them and took the chance.

We're now only in our first week; Allan is knowledgeable and has been more than helpful, even offering two hours of free consultation time. That said, I'll report back at the end of this program with the full experiential review. Our hope is to qualify for the 'dream' home that we are ready to build.

UPDATE:

8 months later, my wife's credit score is 150 points higher than it was - from a 520 to a 670. We are now able to enter into a mortgage and buy our first home. This is been nothing short of an amazing investment, and now it's my turn. Allan Hansen has been more than helpful on all issues and has been dedicated to our success since day one. Just phenomenal.

White Jacobs and Associates is the best credit repair company I have come across. I reached out to them in march of this year. The rep I spoke to, Chelsea, was very knowledgeable and answered all of my questions. This company has some of the best reviews I have ever seen so I was skeptical at first. However, my good friend john recommended this company to me. I ended up speaking to multiple agents at this company and they put my concerns at ease. My husband and I were surprised at their initial cost but decided to roll the dice and see what they could do for us. Since they were highly recommended by a loan officer in Dallas we were hoping for the best. Anytime we called or emailed we got a reply within about 1-3 hours which was very comforting. Once the reports from the bureaus started to come to our mailed box a lot of our concerns were alleviated. Almost all of our negative remarks from Equifax and Trans-Union were delete within 50 days. White Jacobs continued to send out disputes until I got the results I needed for a mortgage approval. We cannot stress enough positive vibes about this company.

I have worked in the oil and gas industry for over 37 years. We all know how this industry is like a "roller coaster". As a result of lay offs, job transfers, etc., my financial security as well as the ability to provide for my family was set into turmoil. Thank the Lord I found LeAnn with White, Jacobs & Associates. "Magic" is the one word that fits what LeAnn has done to help me with my credit problems. I am well on my way to having multiple discrepancies on my credit fixed. In just a couple of month's my credit score has increased dramatically. She is an invaluable "credit coach"!! I am putting the word out about LeAnn and her company to any and everyone I can think of.

I paid around $1400 and I have been patiently waiting to write a review they have good talkers here so the customer service is not an issue. The product itself of getting stuff removed can take long period of time if it gets removed at all I gave rating on customer service but besides that they don't tell you up front that capital one credit issues are very hard to get off among other things I was not impressed for the amount of money I paid to what actually happened yo my credit my credit went up in large part of me paying off high balances so watch that they will tell you to pay down cards etc... and you will end up raising your credit while you pay them. 2 stars for customer service they are nice but product is not worth the money in my opinion. Also the percentage of deletions may include things like old address removal so watch the percentage being inflated by old addresses being removed and things of that nature that I never even asked for I needed late payments removed not old addresses this was one specific part I was displeased with.

Great job on credit repair. Credit increased around 200 points with the service. Good communication and friendly agents. Would recommend to others/friends/family. It's a bit pricey, but to me, it was worth it.

Wonderful company, Tim explained the whole process to me. I was able to purchase a home after getting to a qualifying credit score!

I must admit that I was skeptical when deciding to join your credit repair program. It seemed a little bit intimidating at first and I was not sure what to do to get started. After much deliberation and after my friend had an amazing outcome , I decided to sign up. I just wanted to say that the 15 minutes that it took to sign up was the absolute best 15 minutes I have ever spent. After signing up, I was given thorough instructions. I was in disbelief how much work and effort Joe had put into my case! I am a mother of four and I was unable to get a credit card to use for any emergency necessary, due to my credit scores which were in the low 500s. But thanks to your fantastic team, every single bad negative item that was appearing on my reports before I started your program is gone. I would of never imagine my score to reach the 700s. I just wanted to let you know how happy I am that I just got approved for a care credit card with a $8000 credit limit and wanted to thank you from the bottom of my heart.
Thank you for helping me start a new life!" Joe Camacho your #BOSS STATUS!!

I have been with whitejacobs for about two months now. However, I have seen major deletions on my credit report. Will is very detailed, knowledgeable, and very professional. He takes the time to explain any questions are concerns you may have. I will say will is by far the best when it comes to repairing your credit. I had a total of 28 items on my credit report. In a matter of two months i have already had over half of the items removed. I will say will is great to work with, and he will go the extra mile to restore your credit. THANKS WILL.

I m a single with 2 girls. I was a sham mom for most of my 17 year marriage so it was important to get it cleNed up to move on . I decided to use Zach Sandoval to help get a few things off my credit from my previous marriage. We began seeing things come off even before what was expected. Zach was wonderful to work with and done a great job answering any questions I had. I highly recommend him!!!

I am a Realtor with Coldwell Banker One in the Baton Rouge area. I had a client who's credit scores was in the 580 range in the last few months of 2014. With the awesome, caring, persistent help of Ms. Jessica Sharkey, his scores at the end of February were in the 650 -670 range!!!!

This lady is one of the most caring, passionate and frankly competent individuals that I have ever had the pleasure of working with. You will NEVER find a person that is more interested and capable of helping your clients than Jessica!!!!

Joseph Dupard, Sr., Coldwell Banker One

These guys are the real deal. Helped get my credit better than ever, and communicated professionally every step of the way. Highly Recommend to anyone

I lost my job during covid and got several late pays. WJA helped me send out letters to get my late pays forgiven. I am back working and hope this pandemic blows over soon for everyone's sake.

I have to admit that I was very worried about this process. Now, 6 months later I can see that this was the best financial decision I could have made. Steve Tansey has been outstanding with his friendly and detailed service. He has absolutely held my hand throughout this process and my credit score is now 100 points higher. Steve has not only been an educator and counselor but has been a very important part of my financial and self healing. Financial stress is one of the worst stressors and Steve knows this and respected me and my financial mess. THANK YOU STEVE FOR THE LIGHT AT THE END OF THE TUNNEL!

Recently my wife and I were refinancing our home and we have both always had perfect credit scores. So I was shocked when my score wasn't where it should be. Riley Anderson with this group did a great job seeing why this had happened. Come to find out it was $60 doctors bill that went to collections that I had no idea about. Riley proactively called this collection company and informed me on what important steps to get this taken off of my credit report. Within minutes of getting off of the phone with him, the issue was resolved and within 2 days the hit was taken off of my score. I highly recommend Riley and his team as they are well trusted and educate their clients.

I started the program in the middle of August and I love how easy it was to get started with the program. I first spoke to an analyst who looked over my credit report. They then had me sign a contract and explain how the program worked. After I signed the contract I had my first set of letters sent out within a couple of days. The program does not delay the process by any means. I am excited to continue seeing an increasing score.

Working with my consultant, Leah Rolen has been a delight. Our process is ongoing and the results are already starting to show. She has made the complexities of credit rating much more simple and is actively coaching me on ways to optimize my ability to borrow at the very best rates!!

Have had a really great experience so far! Looking forward to the results and success! Marcus has been great to work with so far!

At first I had doubts about all theses credit repair places, until my man Jared(credit amigo) walk me and my wife through the steps it was gonna take to get us were we wanted to be. He s a man of his word, answer any and every question me and my wife have. We been in the program for about 3 months and I can say we have seen a HUGE increase in our scores. So forget the rest and come to the best credit repair company. Call them and ask to speak to Jared Tijerina tell him Mike Larry told you to call him.

You need to understand what you are purchasing here. When I received my initial consultation, the credit analyst was a great salesperson and sold me on the fact that this firm could really help clean up the errors on my credit report. The analyst advised that they do not send form letters, that every correspondence sent regarding my case is completely customized to my case.

I have realized that form letters appear to be exactly what is being sent. I am continuously getting the exact same response from all my creditors. Now, to be fair, I have seen some minor improvements and they did manage to get a BK deleted and one account removed from my credit report but only on one bureau. The analyst keeps telling me don't worry your creditors have not validated anything and they are legally required to remove but that hasn't happened.

I was also advised on the initial consultation that if they don't remove when they are supposed to that my case gets referred to a third party law firm to file a law suit. I was just advised today that that is actually not the case. All they do is threaten a legal filing but do not actually follow through with taking the case to court.

I have legitimate errors on my report and the analyst agreed that these accounts were not reporting correctly, but they have not gotten these accounts removed. I will be entering the final round of audits next week to which I was told they basically threaten a lawsuit if the items are not validated or removed, but that they don't actually take any legal action and that this would complete their work on my case.

Needless to say, I am pretty upset with how everything was presented to me and the overall lack of progress on my case. I will hold final judgement until the end of this final round and will happily revise my review if something positive occurs but feel people should know what they are paying for.

I'm a very paranoid person, especially when it comes to giving people my information. I knew this was going to be a win or loose situation and so far everything has went extremely well. I've noticed extraordinary changes in my credit and I appreciate everything Gonzalo and this company has done so far.

My dreams were crushed when I found out that my credit score was so low due to past items reporting on my credit report. For many years I paid everything on time but my score just wouldn't come up I tried Lexington Law Firm which did nothing for me. Then I found White Jacobs & Associates my credit specialist John Flores has been with me every step of the way though we are not even finished I just bought my dream camaro. Thank you so much!

White Jacobs exceeded all my expectations. I had 19 medical debts and 4 collection accounts. They removed everything and I just now got approved for a home loan!

Nathan is the best, be sure to ask for him if you decide to go with this company!

I contacted White, Jacobs and spoke with Edgar Duarte. He was extremely knowledgeable on all facets of credit repair and how to rebuild my credit. Although the company was not able to assist me with my credit issues, Mr. Duarte, was very informative and patient with my many questions. He also assisted me in being able to rebuild on my own. I have gone to several different companies with the same questions. The other companies just seemed to want to take my money. Mr. Duarte made it clear, that if this company couldn't help me, they were not going to ask for a dime. True to their word. If I am ever in the position where I need repair, this is the ONLY company I would invest in.

Very grateful to White Jacobos and associates for their enormous help with repairing our credit the entire process was very easy and fast. In less than 45 days our credit went up a lot and so we could buy my car with a very low interest and we will also be able to buy a house and the best thing is that they have people who speak Spanish like Hugo Erives thanks a lot.

My experience with Tyler from White ,Jacobs & Associates have been great . I've been with them for only one month and the results are incredible went from a 450 credit score to a 702 in one month ,so amazing I'm very satisfied thanks Tyler you've lead me in the right direction the path to a good credit future ..

I am more than pleased and excited about the work done for me by the White Jacobs team. I had given up all hope on getting into a house and getting good interest rates on loans because of how bad my credit was. And because I had no trust in the credit repair companies, I knew it would take a miracle to get anything going for me. Well, my miracle happened when about a month ago, I got introduced to Robert Dooley at White Roberts. He took the time to explain to me how they work and what they'll be doing. I got to gain some more trust in him when he very patiently explained to me why everyone is not a candidate and that even though I was willing to go through the process, they had to verify and make sure they could help me and not just waste my money. Long story short, it turned out I could be helped.

I was in the low 500s when we started and now, a month later, I already have 40 deletions off my credit reports, including a major judgment I had against me in a different state. I'm beyond myself! My family keeps growing and it's a blessing to me to know that I'll finally be able to get us into our dream house. Thanks to the very patient and attentive Robert Dooley. He would not give up on me even when I got frustrated with other things going on in my life and wanted to quit the process. This is so worth it. Now I can dream again!

White Jacobs and Associates was a tremendous help to me. I was only with them for about three months. But in that short period of time they helped clean up my credit report. They also shared tips and tools to maximize my scores.

Using White, Jacobs & Associates is hands down one of the best decisions I have ever made regarding my credit. Justin Elliott was my specialist and he started right away on my file, working on an erroneous collection account. He was so diligent and persistent that my file was not only corrected but my credit score increased 100 points!!! The rewards you receive are definitely worth the price you pay for the service. Highly recommend!

Riley Anderson is THE BEST! Professional, kind, and patient! He took the time to explain credit reporting processes and steps needed to achieve my goals. He took the time to understand my situation. I never felt like he was trying to rush me in a conversation. Quite knowledgeable and exceptionally helpful!

What can I say, awesome experience! I was a little skeptical at first, but Tyler Gregory kept his word, he made a believer out of me! My credit has improved tremendously! I'm finally able to purchase my first home amongst other things! Tyler stayed on it and followed-up with me every chance he got! I would recommend him to anyone, he gets results and he makes every experience rewarding!

So disappointed with this company. I paid monthly nothing was ever done. I did not pay last payment and was punished for it. Wasted so much money with these people. rated a one for the rep who did keep in touch with me

Elizabeth Rios... helped me so much by deleting so many bad reports that were not even mine. My name is so popular and so easy for others to report negatively... clearing my good name was money well spent.

There is no doubt in my mind that so far in my process I give 5 stars!! I'm currently working with Joe Camacho and he's been helping me every step of the way. I have never felt so good about my financial future/credit. Until I spoke with Joe, I really felt my future looked pretty grim. I can now move forward with a more positive outlook and not feel embarrassed for my poor choices I made in my twenties! (who didn't make bad decisions...mine just happen to be pretty damaging) I'm excited to see the end result and wouldn't be able to feel this way if it weren't for Joe and the team at White, Jacobs & Associates! I truly hope you take the path I did...to change your financial future around for the better! Thanks again Joe and the crew!

The professionalism with my Senior Credit Analyst, Mr. Andrew Bell was EXCEPTIONAL !! Mr. Bell was always so prompt in answering my calls and always attentive. Although I never meet him personally I feel as if I know him. He explained the entire process to me and within the next couple of weeks I should be a new home owner. Thanks to White Jacobs & Associates and Andrew Bell & his team. Recommendations to family, friends & co-workers going out now.

Chelsea Le is so amazing and she did such a great job helping me out with what I needed that k you so much for your hard work

I just wanted to say Thank You so much for helping me get my Credit in order & being Patience in over coming the challenges that were taken care of thanks to you!! Justin was very helpful!!

White Jacobs & Assoc. has helped me tremendously. I was able to refinance my home! Nathan Biller is always friendly and helpful. I would definitely recommend him!

Initially I thouhgt Mr. Joe Camacho was just a smooth talking guy, saying all the right htings to get me to spend money on a scam. After the inital investment I started seeing things fall off my credit in a matter of months. I have seen a huge change in my score and I am completely satisfied with their work so far. Can't wait to continue on so I can apply for my house!!

ABOVE AND BEYOND!. I currently live in South Carolina and my credit score was suffering mostly due to incorrect information on my credit report. Unbeknownst to me, Credit Repair is ILLEGAL in SC (Speaking in terms of hiring a one to repair it). Tyler himself was the one who informed me of this. Upon hearing this my heart sunk to the floor and felt completely helpless for I was seeking credit repair for approval of loan for the start up fees and licenses to my distillery and finally fulfill my dream of marketing my own brand of Craft Bourbon. Defeated, I thanked him for his time and prepared to end the call. He then asked me if had a email address and said he wanted to send some information to me. He continued to speak with me which was surprising to me, knowing he would not receive any monetary compensation from me but was still treating me like a paying customer. He gave me some information and requested that I call him back and inform him if I was able to remove the negative accounts myself. I had been researching for quite some time on how to do this myself with no luck really but he was able to properly direct me in a matter of minutes. I have now completed everything on my end and just waiting for the collectors and credit bureau to get back with me. ...... Tyler had no reason to help me and did so without pay and asked nothing of me except for me to update him on my situation and for me to "Keep in touch".. He even saved my number in his personal cell and stated "Call me anytime"...WOW.. . His kindness, professionalism, and knowledge was,, without a doubt, far more than one could ask for, but to me what's most impressive is how glaringly obvious why he does this, and that's for the love of helping people. One of the most humble and gregarious guys I've ever come across... .Rest assure Tyler will be getting Thank you cards,......... gift cards,,........and a Fine bottle of Bourbon for many Christmases to come.... Sincerely-Joan and Ryan.

Since I have started working on my credit Brandi Morris has been excellent In help me bring my credit score up. I couldn t thank her enough for what she has done for me. Every time there was a question she was there no matter what she got back to me she was always answered me. So again I just wanna thank you White Jacob and associates and Brandi Morris for the help!!! You guys rock!!!!

Gentlemen, I just wanted to say that Zach Sandoval has done a great JOB WORKING on my Credit Status. Much better than I expected. It is my
intention to recommend the services of White, Jacobs, & Associates to any and all of my friends or anyone who may need help in this area.

Spoke with Brian Quinn today and this company is truly top notch. Exceeded customer service and professionalism more than any other credit repair company that I have spoke with. Brian took the time to get to know about me and my credit and how WJ&A could help me or if spending the money would not benefit me. Most companies would take your money even if they knew they wouldn't be beneficial. Brian explained my credit report to me in detail and what I would need to do to get the maximum score at this time. While on the phone with Brian I was able to understand the reason WJ&A doesn't have to do advertising and I had to really search for them. It's because their customer service speaks for itself. I will refer my clients to him

Thank you to Broc Mullins for repairing our credit! My fiance and I were eager to buy a home for our children to grow up in and Broc has made that happen for us. With the help and advice provided to us our scored climbed tremendously. Mine actually went up about 200 points! We are now under contract to begin building our first home and we owe our credit success to Broc and White Jacobs and Associates. HIGHLY recommend!

It has only been 2 months since I have singed up for their services and so far the results are quick and welcomed

Extraordinary experience with this company. My wife and I enrolled to fix our credit scores and our goal was to buy a home, we were amazed by the results and professionalism from Chelsea. Not all of our negative items were deleted; however they were able to still boost our scores by over 100 points. White Jacobs was very open and honest with us about what we should expect. They work quickly with the plan they put in place. Additional work was needed and we were not charged anything additional. Overall we had 14 out of 18 negative items deleted. Could not recommend them more! Best financial decision we made was to trust in Chelsea and WJA.

My experience with White Jacobs & Associates with the help of Zach Sandoval has been excellent. I started in April 2020 with a credit score was in the low 500's and within 3 months my credit score started rising tremendously and now at a close700. Zach was on top of it and was in touch with me through the whole process. I had a total of 6 collections cleared and that alone helped my score. I would highly recommend White Jacobs & associates to any one.