Svea Ekonomi AB Review

Avoid these scammers at any cost!!!! In a nutshell, I had a debit scheme with them and they have violated the repayment agreement countless times. I could literally write over 10000 words to describe what they have done over the last 3 years. The worst of all is that when I decided to repay completely the debt (paid the remaining amount) then they kept drawing money from my account!!!!!!!!! I send them e-mails but they do not reply. On the contrary, when I wanted them to specify something regarding the illegal changes in the repayment scheme they were always coming up with some ridiculous excuses to cover their frauds.
Just avoid them!!!

WHY did these people do a Credit check on me WITHOUT my permission and also I have NO business with them !!!! ???? , SCAM!!!

BE CAREFUL !!! Sickly unhelpful, not at all flexible when it comes to helping its customers, not even with SMALL THINGS that many other banks have been helpful with. AVOID if you do not want a headache. Do not understand how some companies can cooperate with these.

Receives loan applications but does not respond at all!

Rogue company !!!
I made a purchase online of 12 installments with 0% interest. I got the first and second invoice. But the third never showed up, I was in contact with Svea Customer Service and questioned them why I have not received my invoice for November? So that was the answer to my question:
"Hello,

Thanks for your mail.
Unfortunately, avin for November has expired and the terms have thus been changed to general terms, which means that an annual interest rate of 19.50% is imposed from here on. "

Completely senseless to change the terms to 19.50% annual interest rate without a single reminder!
Rather, I see this as a trap for collecting interest money!

A few days later I received confirmation that my invoice had not arrived.

The invoice for November which was sent 2017-11-13 would therefore be paid as usual. If you missed the invoice for November, you would have had to contact us to notify us. We do not know if the invoice, for example, disappears in the postal service. This time, the invoice for November had come back to us in return because the mail could not deliver correctly when C / o was missing. "

I called their customer service, explaining that Me and my wife live at the address why a C / O is needed? While I have always received my letters through the address that you feel is missing C / O

He commented on my question like this:

If the item returns an invoice to us then we discard the invoice and instead send a reminder we adjust the terms to 19.50% annual interest rate.

In my eyes Svea Eknomi / Finans are bandits and they have planned well to indebted people and create imbalance in society.

Received refunded amount with plusgirot where 25% of the amount is removed in fee. Why did companies / businesses use svea? You do not want to be a customer of someone who just wants to take your money ..

Terribly bad!
Had to pay so-called '' reminder fees '' on reminders they never sent out and penalty fees for technical problems at the bank. Unpleasant customer service and totally nonchalant degrading treatment. Forced to pay 75% more than the actual amount of the bill - Encourages everyone to turn to any bank other than this one!

Frivolous business!
Avoid having Svea Ekonomi to do. They take interest rates on loans and are quick to add all possible fees to invoices that have not been paid on time.

Missed an invoice I received by mail, bad by me but I thought I could stand my roll and pay the reminder fee. The same night I retrieved the letter with the reminder, a one collection claim at Kivra comes with another 180. in fee. I had last emptied my mailbox on Sunday, this was on Wednesday. So I have a maximum of two days to pay before it is sent to debt collection. Zero and no customer service and understanding that you may not check your mailbox every day. In the future, companies that use this company will avoid. It became an expensive battery for the electric toothbrush, which initially cost 99, -

A good company with professional people with personal and flexible treatment.

I would do everything in my power not to get mixed up with these. Unfortunately, we had to conclude agreements with them due to fiber drawing in the area.

I do not understand if they have not been examined and convicted of various cases of fraud.

They are completely openly deceived and do not seem ashamed of it.

BEWARE, AVOID! WARNING!

Never shop for a payment or invoice from Svea Ekonomi! For some reason, 1 out of 10 payments received 1 day late at Svea and suddenly the remaining interest-free installment goes over to installment with an interest More

The world's worst customer service and a lot of jokes wanting to earn extra money on customers through misleading information.
Hidden amortization costs and fees after the invoice has already been paid. Added a whole month after.

As a customer, you feel extremely blown.

Twice I have now been reminded of invoices (incl. Reminder fee SEK 60) without seeing the glimpse of the original invoice. Has Svea Ekonomi set this system to be able to charge a reminder fee? :-(

Their business idea seems to be fucking with the customers, making it as difficult as possible to reach someone to discuss their case. I was no. 2 three times in a row and got disconnected all the time. Long time on the phone.
Was the first and last time I used this shit company. Threats of debt collection come despite the fact that they must have received the money. 2% interest per month, thank you. Hope more people get their eyes on this company so you use something serious and one that wants the customer to remain in the future as well. Goodbye Svea,

oh what luck you had time to look for what kind of company it is. No nice feedbacks. Good bye

Completely impossible to have to deal with and unpleasant
Staff are much better and nicer credit companies

I conciously reported, requested and informed with due evidence to Johanna Gustafsson and Mr. Anton assigned for the anomalies and they denied the anomalies and overpayment and could not show me or provide me any evidence that they have informed Swedish Enforcement Authority about my latest 6000:- payment.



Svea Inkasso earlier harrassed me through reporting to Swedish Enforcement Authority eventually with false invoice from Stanley Security Sverige AB who issued invoices even after termination of the contract on account of sabotase and poor customer service where as I payed all the monthly charges to them in time evnthough I did not get any kind of alarm service from them from January 2018 to October 2018

Svea Inkasso also harassed me in the name of Diskteknik AB who for one invoice for goods which I did not get at all and a credit invoice was also issued from Diskteknik AB reported to Johanna Gustafsson of Svea eventhough Svea Inkasso reported it to Swedish Enforcement Authority
Basically Svea Inkasso lives on harrassment of the general people or client who are afraid of invoice(s) or debt collection(Inkasso) or Swedish Enforcement Authority( kroonofogden)

I believe people can respect each other who likes each other but people hate each other when they are afraid of each other.So please be trustworthy be respected. Good Luck !!!

Worst company that ruined my whole experience of being in Sweden. You guys, reconsider moving to Sweden just so you don't have to deal with them. Trust me

Their installment agreements are pure fraud.
Although I have an agreement with a shop for a free installment, Svea finances add a lot of fees plus a clause that they may raise the interest rate to whatever they want. "7.2 Svea is entitled to change at any time during the term of the loan
charges "

What idiots working at Swea Ekonomi ..
The invoice was paid on 27-12-2017
2 days before the last payment date.
just as damned is sent reminder and collection ..
Open your eyes and check your account before proceeding
Come to the shoot and write your Tel.Nr on the Invoice next time
So I'll call you right away ..
Wake up Swea economy.

Warning of this bogus.
After received an offer from Golf Star on the free 12-month installment of my membership (Jan-Dec) then sent a wrong bill from Svea Ekonomi out the entire amount in October (2017), something that would be paid on the last day of each month f rom January.
An email sent out from Golf Star in November that it improperly passed a bill from the Svea economy. In January, I get then a new invoice from the Svea economy, which will charge me a set-up fee, administration fee and an interest rate of about 24% of the invoice amount. When I call a caseworker about this I just get told that I have failed to pay the original bill and that it then goes into a payment plan with interest, and that nothing can be done. With the purchase, I approved a due date, the last day of each month starting from Jan, still got this - where they entirely on his own dictates and changing conditions without requiring that you as a consumer should approve these changes.
Golf Star, which the purchase occurred in and where I accepted the terms and that also sent out an email that wrongly invoiced gone out from the Svea Inkasso too early could do nothing. They refer to Svea, who is threatening debt collection.
In December 2018, it is now time for the membership with the same offer, which I am now prepared - the problem is that a new installment account with additional arrangement fees appeared. So now I get duplicate invoices each month, double-billing charges and interest. Of course, paid the amount in full and I are now in the run up notification of fraud which I hope konsumentverket backs me up with. For even dialogue with a lawyer to possibly take this on.
One can have different opinions about the credit business, how they make money on the interest rate, etc. (which is something I am at a purchase agree) - but that Svea Ekonomi is doing is criminal, then those without approval forcing people into debt traps.

Con artists!
Free interest rate yes and avi avg of 45: - which still comes in the mail.
Placement fee as usual at SEK 395

But the Amortization Fee? It bakes them nicely into a nice text. Which was such a nice surprise!

Ordered furniture that I intend to pay off in 3 months. Instead of posting everything directly.
Do not advise using this company. Think enough that every credit company is better than this. Called empty customer service and inform that it is something you must be clear about.

Worse service should be sought. Sickly unpleasant and unprofessional staff. High interest rates!

This damn fraud company really pissing me off !!!!!
They don't send the invoice so that you miss it and then they ask for more money.
I have to call them at the end of every month to send me the invoice so that i can pay.
They also don't upload the invoices in their damn website otherwise i could have paid from there!!!!

Trash parking check company.
I've got a fee although I was paying for the right parking, by mistake I have forgotten to update my old license number plates with new ones, on the app, but I have provided them with all the necessary info proving that I parked legally and they still gave me the fee.

P.S. F*** YOU :)

Svea Ekonomi employs some highly incompetent people as their customer service representatives.

WARNING !!! WARNING !!! WARNING!!!!

Avoid this company like the PEST !!

Worst scam companies the world has seen. No wonder they turn into billions of SEK. It is best to take care of others - this is SVEA EKONOMIS business idea.

Shameful that it is legal at all to run such a company.

I borrowed money from SVEA EKONOMI SEK 200,000. For 9 months I have paid various sums on invoices from 2000 - 4000 SEK per month, and my loan has not decreased 1 kroner - LOWER !!! It has become bigger.

The very basic sum, when I managed to settle my debt was more than SEK 200,000 in addition to interest I paid each month.

It's great profit math they have!

Never want to see their LOGGO again in my entire life and I advise you never to have anything to do with them.

Amanda

Very nice staff and got answers to my questions, thanks for all the info

Paid an invoice 17/4 that expired on 22/4, 26/4 I receive a letter from Svea Inkasso for an unpaid (??) invoice, calling Svea ekonomi o wondering what they are doing, o then they claim that they not received my payment even though they have been deducted from my account with the right and ... After MANY conversations they had certainly received my payment, a joke company !!

The absolute worst company that exists and they say damn much ..... Avoid at any cost

How can this company be legal at all? They conduct mafia operations where they found gaps in the law to milk ordinary honest people for money. Missed paying an invoice on time sent via mail .. Then when I paid there was a reminder fee of type 60 SEK which they did not inform me about. Which then grew and grew to 700 sec for the entire 6 months. They say they sent an email about it, but something I definitely did not receive. Instead, they send a letter in the mail after 6 months asking me for this amount. They refuse to listen, refuse to help, incredibly unpleasant.

Worthless company, do not recommend !!! SUPER PERSONAL STAFF !!!!

No invoice, no reminder, directly to their "debt collection".
199 kr was 443 kr.
Surely this they survive, fraud.

By law, invoices must be sent before payment reminders are sent. One star comes from putting a "free" text message, followed by a paid reminder.

The seller suggested this arrangement in order to get my purchase faster. You should not select this as your form of payment.

Sends collection claims and further reminders to companies where the invoice in question is disputed and awaits trial. Shamefully and totally against good debt collection.

Worst in every way! Poor customer management and unruly staff who interfere with everything just because they funded my purchase.

My God, do not use! Awful communication and information, SUPER DRY when msn talks to them and simply under all criticism. I now have to pay almost SEK 800 extra because they have broken down their communication and I hear from them that it is my fault. Do not use for f-n. I also hear from them that I only called in about a case once when I did it three times. Never had this much problem with any other company ever. Embarrassingly bad.

Paid an invoice but did not receive the item. The company I bought the item from seems to be a scam company and is impossible to reach. Have been in contact with Svea economy but do not feel that they are trying to help. Receives an answer that they cannot repay. Feels cheated everywhere.

Unserious businesses do absolutely nothing via Svea charges an aviation fee of $ 54 each payment than having an autogiro and this can not be removed. Airline company.

poor customer service, very ignorant and unprofessional, they contact by email to avoid taking long phone queues but are referred to customer service by phone, despite all the tools you can use today to identify customers, they refuse this, no interest rate is written anymore on their invoices and everything more complicated to deal with them, avoid them if possible, boring to write this but hope others come over!

Awfully cumbersome to get rid of certain premonitions and they have a notice period on them which is cruelly disruptive. Whatever happens, you never tie up with the Swedish economy!

Paused customer service. I do not have the opportunity to stand in your queue hour after hour. Time to recruit more employees alt. follow up those who are on incoming calls! Rogue!

Svea Ekonomi is shamefully a lot of buffalo and bow and the customer service when questioning unfair charges is a joke.

I, Mohammad Saiful Islam have been cheated and harassed by Svea Inkasso eventhough I have paid the debt amount they have been reported to the Swedish Enforcement Authority and took the overpayment by booking and blocking my 2019 returned tax from tax agency as well as from my company account unnoticed.
Svea has issued one invoice to me with capital amount 17749 SEK and they claimed different capital amount of 23629 SEK to Swedish Enforcement Authority (Kronofogden)eventually Swedish Enforcement Authority has blocked and booked my whole returned tax(23459SEK) and 4033 SEKfrom my company account total = 27492 SEK forcefully and unnoticed.They(kronofogden) took the money from my account after one week they issued a letter back dated to me regarding forcefull illegal(as it was not the correct amount) transaction without hearing my justification.

I appreciate the steps or activity of Swedish Enforcement Authority to ensure the clients rights but as a person I should have right to show my justifcation which I did not get from so called personnel working with a state department like kronofogden

When I have claimed back to the Swedish Enforcement Authority with due evidence that Svea issued an invoice which was not the same capital amount as their claim to the Swedish Enforcement Authority then the real corruption picture came out what happenned and how it was happenned.

Actually all these happen due to poor accountability of the monitoring system of the whole syndicated network to increase their turnover show their performance.
If everyone works with honesty definitely there should have proper accountability or monitoring like CFR 21 controlled devices which can not be manipulated in anyway unless the device is destaroyed or broken and which does not exists in most of the Swedish control agencies like Kronofogden, Skatteverket etc.

Skatteverket controll the diferent organisation's personsliggare (so called old pattern attendence log book) which is not at all effective and totally valueless because of huge possibility of manipulation(which people do often) if they want to controll honestly there must be CFR 21 controlled devices which can not be manipulated without destruction.So people take the chance of cheating employer and employee taxes as they can.An effective infastructure system in a countrylike Sweden should have an effective monitoring system as well as accountability (responsible authoriities performance acountability) otherwise it would act like eye washing

NO. Not a company to recommend. Have called the company that uses Svea and told them that they should find another finance company to work with.
The app states that it is possible to change the amount. Nope, it's not possible.
Must pay Avi (35 :-) even though payment is made via App.
It is easier to use your own Internet bank instead of this company's applications and Web login.

Warning, warning for this joke company! Ocker is illegal, which Svea economy should know. Changing the interest rate from 0% to over 20% for a day's payment to be delayed is fraud. NEVER buy anything through Svea economy.

Ask me to hear from the crown bailiff and after 30 minutes of waiting they ask me to call back here..if I could have minus the star you had not even had a star. Worthless handling and useless customer service.

Svea is a great place to work.
The competence, commitment and drive is what makes this company so special.

Scammers, change the interest rate at will, high avi fees and automatically put you on low repayment even if you have chosen something else so that you will be cheated for several years. Direct debit and E-invoice do not exist, they completely ignore environmental thinking in order to be able to charge additional fees. Avoid! Take a loan instead if you intend to buy in installments. You save thousands.

Svea Finance is a rogue company that has some business concept to make it difficult for the customer so that he can be charged more. I entered into an installment agreement with a 0% interest rate, but this changed to a very high% when I accidentally paid SEK 29 for a little on an invoice, even though I handled all the payments before. I do not recommend anyone to enter into an agreement with svea finances, there are better alternatives. Also, the customer service 2 I spoke with was nonchalant and extremely unpatriotic and just says practiced idiotic meaning "you have signed and signed an agreement" over and over.
Beware of them because they only care about one thing, and as much as they can!

A company that one must review. Sends out late reminder letters and blames on the mail

Receives a reminder fee in the mailbox as the first count of the Svea economy on 26/5. Coming home from work on 29/5 and paying the bill as usual, it is deducted from the account 1/6. On 1/6, Svea finances sends a More

I have been in contact with many finance companies and Svea Economy beats all the bottom records ...
Had 6% in interest missed a payment got no reminder but they raised my interest rate directly to 20.75 no chance of getting back the old interest rate NOTE this on a car purchase with the car as collateral.
So I have to pay 400 more a month for several years. This can be called customer service

Never been in a more nasty woman now that I just phoned in to you .. I've got a collection notice sent to me in November that I paid right away but you have now sent it on to the bailiff ???

I talked to a guy then when I got the letter and said I would pay it straight away. Now she says that there are no systems in our system that we have talked to. How rogue are you really?

Worst experience I have had about a customer service, you should really review this. Under all criticism

Requires reminder fees on credited invoices for returned products. Never been involved in anything like this, for example, would never do anything like that. The corporate policy seems to be based on deceiving customers with all the means they can. This company will hopefully disappear from the market soon, beware!
Are there other serious actors such as clare and Qliro Group? Use your credit cards instead, if this scam company is the only alternative as an invoice.

Extremely poor service, had to sit in line for 45 minutes even though there was only one before in the "queue".

Kit Company. Will never trade with companies again through Svea. Usurer

Poor service and does not comply with the Consumer Act

Made a typo in my license plate when using sms parking. Contacted their customer service after receiving a fine. They still believe it makes sense to keep the fine, even though I had a parking session running with them. Pure greed.

Svea's economy is at the bottom. In addition to bad expensive credits, they send account / credit agreements via mail with personal number.

Took the credit straight away. In addition, they do not respond to mail at the specified response address.

A joke that a late payment makes the "loan" into a credit with over 20% interest.
Paid off the entire remaining debt and will never have any, or companies that use their services, ever do.
Hope the company has a short future as they conduct their business.

Their administrator Karin Samuelsson is threatening with the Royal Court, despite the fact that the invoice is disputed, this is against good debt collection according to the Data Inspection. Apparently other regulations apply to this officer and she obviously wants to.

If you are late with an invoice, it is customary to get a reminder. But not Svea Ekonomi: they send you directly to Debt collection - their own debt collection, with expensive fee. = their business model.

Avoid!
The manager completely disinterested that they send invoices to KF without notice! Bright (Review Provider) gave no alternatives about customer satisfaction, etc. Simply a Nolla on all points! Are you going to shop? Choose Klarna or other suppliers!

Really poor feedback when paying, pulls out time more than necessary!

After 4 phone calls to them, Svea has still not helped us get back the money for an invoice that went to the wrong postal giro.
We will avoid all stores that use Svea.

Have a bad experience with this company. Missed the payment by one day because I was abroad (and they did not offer an autogiro) and then it was obviously over to other terms with a low rate of interest and it lasted 4 months before I noticed it. Will never buy anything via Svea's economy again.

They sent invoices to an address I never had to deal with when I then get the post about 2 months later correct and claim this so I am called stupid in the head by their manager and the only ones she repeats is why I did not pay on time? How should they be able to do so if they can't even write the correct Census Address .... ???

In my previous company as a customer for invoice / debt collection, they had every disaster and they destroyed an innumerable customer relationship of being unpleasant and nonchalant towards the customers.

Worst! Will never again choose to buy from a company that uses Svea economy!

Folded joke company, as it is impossible to talk about a mistake I made. I paid SEK 5 for a little. Failure on a 5th that became a 0 and then you get reminder and delay fee. You just have to wonder what they are doing.

Ill helpless company. Have emailed them several times with billing questions as well as asking them to update my name after I got a new last name. Either I have not received an answer, or I have also received an unpleasant answer. They often forget to send invoices, but if one day they are delayed by a payment (which can happen to ALL people at some time and they should have an understanding of this, just as other companies usually have), they happily send out letters where they demand the following: SEK 60 in reminder fee, SEK 145 in delay fee and interest on late payment.

Normally, credit companies also usually offer one free month per year and in special cases you can extend the payment period by a few days. For example, KLARNA (which I recommend above these) offers this and is never unpleasant when you ask them about the free month, which Svea Ekonomi is EVERY time.