National Credit Care Reviews

If you're looking to improve your credit, I highly recommend checking out NCC. Before I seeked out their help, there was no way my husband and I were going to get approved for a home loan, but now my credit isn't standing in the way.
Their credit professionals are insightful and I've had a really good experience with Nero White, who has been more than helpful. I've learned a ton about how to care for my credit and how to continue in the right direction.
These guys know their stuff!

I called with some questions about my credit report and Titus was extremely helpful and friendly! I am thankful to have a company that can help explain the confusing world of credit!

Larissa was very helpful. She spent time reviewing my account with me and giving me direction. I highly recommend NCC!

Titus was super knowledgeable, and truly cares about your case! He has so much passion for helping you out, and spends time helping calming any anxiety about credit repairs. He literally just spent 45 mins on the phone with me answering all my questions and concerns in detail! Thank you so much Titus!!!!

Vicky is very helpful and knowledgeable! Great program!

I had a couple of issues to address with my account and after Joshua Smith looked further into my account, he not only eased my mind with the account but I m much more confident in my future with the company. Excellent job Joshua, thank you for what you do.

I would recommend National Credit Care to anyone attempting to repair their credit. Previous, I had fallen for the Lexington Law Firm but Rick got me back on track. I fully trust him with the future of my credit score! I have already referred friends and family members to avoid others and go straight here. With their, hands down, superior customer service, I would never go anywhere else!

I'm really satisfied with the progress and results of the sevices that this company provides. All of my credit issuses are being addressed as promised and the results are great. Anytime I have any questions or concerns customer service is always very courteous and helpful. I spoke with Ajay today and he took care of what I needed and also gave me an update on what actions are being taken to keep my score rising. I have no complaints at all! I have been telling all of my friends and family about it.

Josie Vincent was great! Thanks again for your help Josie.

Caitlin Aguilar assisted me pretty quickly, she was very nice, helpful, and kind. She gave me more information when I called that I didn t even know. I highly recommend her. SHES ONE OF THE BEST!!!

Talking to JAZMIN was great . Gave me better ideas to improve my credit. Things that I never knew will help me reach my goal even faster. Thanks to her .

BEWARE , BEWARE !!!!!!This company is a scam , once they have your credit card information; they will continue to charge your credit card . its like an act of congress , for them to quit charging your credit card !!!

Kayla was awesome. I called in because I had a concern and she really took the time to help me.

i have been with National Credit care for about 3 and1/2months and have seen negative items drop off my credit. I am trying to get qualified for home loan. as they are always helpful when I call. Cheryl has been a great representative so far I would recommend them to help anyone needing credit repair services. They work close with mortgage lenders and keep them updated as well. Thank you national credit care for helping me achieve my dreams. Michael Muniz

Seth Kerr was very informative on the phone tonight. I am sort of under the gun to fix some items on my credit report in a quick manner. He was able to shed some light on what was happening, where I was in the process, and things his company could do to help me. He also gave me some tips for how I can improve my credit on my own. I enjoyed talking to him as he was articulate and could understand my needs without just shoving the program responses I know are probably available to him. He did more than that! He treated me like a person, not a number. Thanks Seth it was a pleasure!

I would like to thank my credit Nick Coloross for getting me sign up and always been there personal to talk to about my credit and not a computer

I called NCC with some issues I was having on my end. I spoke with Aiden, who gave me some insight as to what was going on. He gave me a couple of options, and we kept the ball rolling. Thank you so much for your help!

Dear Customer Service Dept.,

I'm please to write that my experience with Neil has been a pleasure. He return phone calls an emails and he always makes me feel as though my situation was his number one priority... He has Great Customers Service Quality's. Thanks Neil !!

Thanks,
Bill

Hannah is always on top of everything and very efficient!

Love this company .I was ver happy with my friend Rhonda who is very good at what she does to help you

This company is taking advantage of its customers the use positive affirmation to have you continue paying them monthly...If you want to cancel the place you on hold (while you are waiting they pretend to type to put in a service request to cancel) they then come back on the phone very excited and try to convince you how good your credit is looking because of them. The honest truth is you can do everything they are doing on your own without having to pay these guys to do it for you.

Your FICO score is based off of 5 sections 35% is just paying your bills on time 30% is your amounts owed 15% length of credit history 10% new credit inquires 10% credit mix 1:1:1 type ratio Together these 5 things create your score FICO is NOT the credit bureaus but an algorithm to find your score to pay back your debts.

NCC loves and I mean loves to say all information reported must be 100% verifiable and complete followed by creditors pay the bureaus to report to your credit and the crazy thing is no one is checking the information.

The first thing you need to do is pay your bills on time every month! Try and keep open revolving (credit cards) to 10%. Lets say you have a $10,000 credit limit do not go over $100 to maximize this section of the pie. Start by paying off your smaller balances first then move to the larger ones.

Don t have a credit card go open a secure card with open sky they report to all 3 credit bureaus within 30-60 days.

Life lock has a credit form to use to dispute the items on your credit. Listen the stuff that s on your credit can be yours and you can still dispute it!!! Maybe the company reporting is missing dates or documents. The rounds of investigations NCC does is not to prove the debt is yours it s to make sure the companies reporting have ALL 100% verifiable information.

If you have items in college toons that s okay it happens to the best of us! Don t be discouraged sometimes paying on your collection accounts can hurt your credit. By making a payment it resets the 7 years that company has to report it!

If you do have closed accounts or/and collect toons accounts try and call the provider to settle for 20% if you decide to pay it make sure you have the company agree and to send you a letter of deletion.

Don t believe me call NCC and ask them the specifics I bet you will not get an answer

They are very easy to work with and appear to be very transparent with everything that they are doing.

I love B of Bob Thank you Boob.. good guy very help full.. And what is the best My score is now 703 before I met Bob it was crap. all in less than 4 months..

As a client for over a year now, I have not always had excellent experiences dealing with representatives at National Credit Care, which is disappointing because I was referred from a trusted source. However, I called yesterday to get an update and spoke with a representative, Pricilla Martinez, that was able to educate me and provide thoughtful guidance and specific attention to my file (which is confusing at times). The most important aspect of this exchange that prompted me to write this review, was her willingness to research and issue I was having and follow up and reconnect with me rather than leaving me to start fresh with another rep unfamiliar with my file, to have to re-explain everything etc. She was patient and thorough, and during our conversation she actually identified a discrepancy in my file that no one else had mentioned in the past. I look forward to speaking with her again. I felt that I received something valuable in return for the many hundreds I have spent in monthly fees over the past year+. I encourage NCC to consider assigning clients to specific agents in order to offer a more personal source of contact. Credit issues are very personal and clients should not have to deal with a new rep each time they call, and familiarize that rep with their issues and goals. There is no accountability or reason for reps to invest energy in client cases with this current structure. I would gladly wait to hear back from an assigned rep who may be off that day or on vacation over dealing with a new person every time. If this were possible I would hope to be connected with Pricilla or someone with similar professionalism and competency.

Dawn Lizer was very friendly and help me out with a my bill. I could not have asked for a better person to talk with. Thank you Dawn

Spoke Rhonda today about our accout. She was very helpful and gave us some great advice. She went over our file and explained some recent changes in a way we could understand. Thanks Rhonda!

I'm very thankful for the help I'm receiving from National Credit Care. Speaking with Juanita Casados today made me feel really good about the progress that is being made. She was very helpful, extremely nice, and full of energy. I will definitely refer anyone I know who needs help to them.

Taylor was very helpful and made the process so easy for me. Our scores are going up and we are very happy.

Very informative, knowledgeable of information. Very polite

Shonelle @ National Credit Care has been extremely helpful . As I am new in this process she has been prompt in replying to my emails and phone calls, thoroughly explained the process & exhibits excellent customer service. NCC: Highly recommended.

I must say that National Credit Care has truly delivered on quality and service. I have been truly frustrated about erroneous information on my credit reports and old debts being updated when my loans have been sold off. I also needed direction on what my focus should be and how to achieve my credit goals. I checked in today and found out that almost every derogatory account has been removed. Late payment history from a few accounts has also been removed. My rep walked me through what I should focus on to maintain a positive credit score and get the maximum benefits.I am truly ecstatic. My goal is to finally reach an 800+ score to purchase my dream house and I am almost there. This company doesn't file disputes. They audit the information that each creditor posts. This makes the creditor responsible for proving accuracy rather than the credit reporting agencies.

I am happy to share my discount code. N558053

Agent Salina was very informative, answered all my specific questions. Even offered additional assistance. My score has improved drastically since joining National credit care.

Tamara

Everyone! i was a shopping customer who was referred to this company by a friend of mine, after going over what they did i thought...wow.....increasing my score....deleting negative items.....sounded great, but as i was going to enroll with the person who referred me , they advised me to do research before joining program. and when you do some heavy research you will discover you can do it yourself......now when i discovered that this was a political company and they were only out for their best interest,it made me reconsider. On top of that with the people who have used this program, i see these reviews and think SCAM- i also notice that a lot of people have a hell of a time cancelling.......well yeah they probably have a retention department just like any company that sells you a month to month service designed to talk you into staying with discounts and fancy lingo......but i will be sure to tell everyone to stay away from this company including the family i recommended------ i'm sure they would also love to give you guys some other company recommendations that may help more.

I have but two words...EXCELLENT ASSISTANCE! Hugh was extremely patient and helpful. He answered every question with courtesy and professionalism. I'm glad that I have joined-up with them.

I spoke with Joann Fischer today regarding my repair status
I found her pleasant ,knowledgeable and clear in her explaination of my situation.

I am very happy with your service and with Mrs. VICKY NAVARRO, why she attended me very professionally and clarified all my doubts,
She represents the company very well, thank you.

Was pointed to this company by a friend, when I had my reports checked amd found some bad items. Within no time, they had my score rising upwards.

Friendly people on the phone that you can laugh and joke with, all the while resting assured they are doing their best at helping you.

So far so good! They have done a good job deleting bogus misreporting by some creditors. Gentry is a great help and a friendly voice!

I have been with NCC for a few years and have had nothing but a positive experience! The staff is very competent, helpful and offer sound suggestions. I have enjoyed working with Owen and look forward to having him assist in our near future purchases. He is truly an asset to NCC. Thanks Owen!

My experience with Renee has been helpful and very effective. 5 stars
She is brilliant with understanding and listen to my concerns while giving me positive direction.

Great customer service and I have seen an improvement with my credit score

Joshua Smith was awesome he was very detailed on all my questions.Joshua also gave me some very good pointers on what to do and what not to do. Not to mentioned his customers service was excellent.

I just spoke with josie Vincent. She was so sweet and pleasant to speak with on the phone. I was interested in cancelling my membership but she told me about all the positive progress we have made in the past year and showed me how much my credit score went up. I decided not to cancel my membership and it was because of her great customer service. Thank you!!

I was referred to National Credit Care by a family member. She raved about how it's saved her credit and improved her life. I got set up with Tony Chiarelli last month and not only was he professional, polite and patient, we already had 5 erroneous accounts removed from just ONE bureau. We are so excited to continue with Tony and to get all of the fraudulent items fixed. I actually call him way too much and he has always been wonderful and never seems bothered by my curiosity. I don't think this much progress after one month would be possible with out Tony. He is truly amazing at what he does. Thank you NCC, for giving our case to Tony. He has already given us hope for a better life and better credit! You have a real gem on your team. I would rate 10 stars if I could. THANKS TONY!

National Credit Care has been excellent so far. I've seen a spike in my credit score since we began and their customer service is exceptional! Jesse Lyshorn is a great services rep, he's patient and goes into detail with you. Two thumbs up!

Shonelle was very helpful with my questions and concerns. She did not try to sell me dreams but told and explained clearly how they operate. It was re-assuring to receive the information on helping with fixing my credit. She was very kind and professional and i would highly recommend her to anyone that call for help. Great employee for this company.

Perfect service!! Gentry had the patience in hearing out my needs, providing feedback and sound advice with different alternatives. Keep up the excellence! Thanks

Shonelle Lorey was most helpful and very professional in answering my questions.I am a new client and greatly appreciate the guidance I received from her during our phone conversation.Keep up the great work ! Many thanks-Brantley

My specialist Renee Lipsey has gone above and beyond in helping me understand all the intricacies of repairing and maintaining my credit score. This company and my specialist are highly recommended.

My representative Candace Macias was very informative, patient and kind and I was very satisfied after my conversation with her.

Renew was wonderful and extremely thorough in explaining in the process. I look forward to working with her and the team.

I spoke to Starlee today and just wanted to say that it was a very positive experience and she was very knowledgeable. Starlee she was extremely patience and sounded very confident. Thanks for all the help !

Karina Parry is very friendly and knowledgeable. She exhibits a true caring nature and I'm pleased to be working with her.

I talked to Bobby LaVangie. He was very helpful in explaining the process and what I needed to do. I would recommend my family and friends. Once again, thank you.

I called Neil for status on my account. He was extremely helpful. He made me feel very at ease and hopeful that my credit report can be repaired. You have a great employee in Neil.

This company is awesome they have done so much to help me get back on track. I had the pleasure of speaking with Justin Ayling he was great went over my whole updated case in detail had nothing but good news for me!!!! I would recommend this company to anyone looking to get their credit back on track !!!! Thanks guys nice work !!!!

This company has helped me so much these past few months. I now have a healthy credit score and will soon be able to apply for a home loan!!!! They give you easy step to step directions on what to do and keep you in the loop! Thanks for everything!

Calvin Aragon was extremely helpful in explaining my credit report

Today I had the pleasure of working with Marco who was exceptional! I haven t spoken to NCC for over 6 months and he was able to pick right up from where I left off and also gave me some great insight on helping me to build my credit! I definitely recommend workout with him if you have the opportunity!

Thanks Marco!

I always get great service when I call. Hugh is the agent I spoke with today 01/03/2020. He was very informative of all my questions and got answers quickly of questions he didn't know the answer to. Hugh helped with reviews and information that I needed.

Tony was a great help to me. He was very informative and answered all my questions.
I really had a great experience.

I had a great experience with Neil serving me this afternoon.

Talked with Joshua smith and had an excellent review of my account, he was very good and informative and would definitely recommend national credit care to anyone in need of there services.

I was having some issues with the company and have been for a few weeks. I called to cancel my services because I was just done. Michael called and talked me through exactly what was going on with my account and help me to understand things better. Thanks Michael for taking the time out to explain things and for being so kind

In the midst of repairing credit. Called today for some much needed questions and concerns to be answered; Jordan Tate went above and beyond to answer the questions I had. In addition, gave me a few pointers on when my next credit reading will be with a current credit reading. Awesome help! Love this company! Will continue to refer more friends and family to National Credit Care!

THANK YOU!

Neil was very helpful and showed great knowledge and sincere effort in helping me work toward a more solid and stable financial future. I look forward to working with him in the future. K. White

Took over 350 dollars and got nothing to show never contacted me tell I canceled account then tried telling me they going take another 99 $ 25 days after closed account. Just another take your money and do nothing tell you want out then try tell they done all this work. Credit score actually went down after paying them almost 400$ had to cancel card to get them to stop taking money from me after I cancelled. Then they blew phone up trying get me to stay saying that it takes 6 months after they told me in beginning couple months. This is a scam

Good communication once i figured out, i needed to cLl them. Other companies have you constantly submit document and sits labor intensive. Im happy i switched to National Credit. My husbands credit score went up 100 point.

Skepticism regarding credit repair companies is rampant and unfortunately, for good reason. However, since I started working with National Credit Care a few months ago, they have literally shocked me with their OUTSTANDING customer service AND for the ACTUAL REPAIR they have created on my credit score! They are always available when I call, they're actually helping to improve my credit, and I'm on track for a score that will enable me to be financially flexible again! Eddy Kuehneman has gone above and beyond excellent customer service. I seriously can't recommend this company enough. They make me do a happy dance about my financial future :)

The Agent Josue was very polite and explained everything concerning t my credit.

Cris Giraldo was great today helping go over my accounts. He was super friendly and knowledgeable.

I have had a great experience with National Credit Care. Mark was extremely helpful. He listened to my concerns and addressed each one. I am so thankful for their help!!

Bobby did an amazing job! Very quick in responding and answered all my questions!

Hugh was great today he help me out tremendously very personable dude definitely deserves a raise...Go Broncos lol

Josie was so nice and helpful. She answered all my questions and She was a great positive person to talk to!! Great company! They made our dream come true!

I loveeeeeeeeeeeeeeeeeee this company I have tried so many before coming to NCC. They get the job done bottom line, I am half way through the program Desiree Dallas is amazing. She is very knowledgeable and wants to help you increase your score so you can achieve your goal of being a home owner.

I have been very pleased with National Credit Care. It has helped bring our credit score up tremendously. Liah Dierks assisted me today and was super helpful. You can't go wrong with this company.

Kayla did a great job helping me with my updated credit report. I had several questions concerning my account that she was able to answer proficiently.

On January 9, 2020 I spoke to Lexi at National Credit Care.. I explained my lengthy information and was pleasantly informed on how to log into the portal.. Not being that computer savvy, Lexi had so much patience with me and guided me through the process and waited until I was able to view and understand the process.. Thank you Lexi for your Professionalism and Patience..

Tried to cancel my service for over three weeks now keep on getting harassing phone calls items that I have deleted have came back called him several times about this and I'm several information several proof still nothing advise anybody who didn't want to deal with this company to keep up with it if not look for another company

I have known about national credit care for a while and had been with them twice before however with the assistance of Ara and her breaking things down for me made my experience great.

I recommend this company 100%. They really work hard for you. My credit has never been better in my life. Thanks to National Credit Care team!

Titus was very helpful . He was professional and solved a complex situation for me. Thanks Titus !

Owen Troutman is one of the most knowledgeable person in credit repair strategy. Very patient, informative and all around great guy.

Kayla was very helpful and answered all of my questions. Thank you.

Desiree was extremely helpful! She made me feel comfortable asking all of my questions! Thank you!

I spoke with Neil for the first time and he was very polite and professional. He addressed all my concerns and let me whats the next step. He took the time to explain everything i needed to know.

I don't even know where to begin, I joined NCC 14 months ago to help get my husbands credit score up. It was at its lowest a 450....major bummer, his highest score today's is 665. This is a real review, and we couldn't be happier! I was treated very kindly by everyone however the kindest, most professional, patient, knowledgeable person I have worked with( did I say PATIENT!) is Gentry Dietz. This has been a really emotional year with trying so hard to get so much done for our loan and I never got any judgment or attitude from her, only kindness and hope. I hope everyone has the pleasure of working with Gentry, she really is the face of the company and what credit repair is all about. Thanks, Linda Pedley

I have been using National Credit Care for about 6 months and they have helped improve my credit score by leaps and bounds. Gentry Dietz is the agent I deal with and has been a pleasure to work with, always responds to my emails and questions. I definitely recommend NCC to anyone trying to get back in control of their credit.

Tony was very helpful with my account I would love to talk to him when I call in he's did a wonderful job and I think you so much for you help

Please be careful they made my credit worst and gave me a really hard time to cancel the service alsow charge me a extra month even though I cancels and and extra 49 dollars don t know why, when I call them to ask for a refund or why I was charged 3 times more after canceling they put me on hold for ever never helped me Improve my credit USA is much better

Been with them 6 months I was told it would Take 3 months to remove all the negative accounts, I made sure to ask if they could remove them from all 3 credit agencys(they said yes). After 2 months I was happy to see they were all removed from trans union but that was it, no change on equifax or Experian. The past 4 months have yielded no results and after reading these comments I m afraid to cancel because all the negative accounts will return. They only do an update every 3 months so your stuck not knowing anything for 3 months, I assume it s so they can secure at least 3 months of fees from you at a time. I do not recommend them to anyone.

These guys did awesome at repairing my credit, ara Martinez was a great help and I have noticed an increase in my score, thanks guys.

Ann was wonderful, she answered all my questions, and gave me great advice to inhance my credit score. She was very polite and professional.

This company has gotten 13 items dropped from my credit score since march. I can see me meeting my goal to purchase a new home in a short period of time.
Thank you so much national credit.