Took over 350 dollars and got nothing to show neve...

Took over 350 dollars and got nothing to show never contacted me tell I canceled account then tried telling me they going take another 99 $ 25 days after closed account. Just another take your money and do nothing tell you want out then try tell they done all this work. Credit score actually went down after paying them almost 400$ had to cancel card to get them to stop taking money from me after I cancelled. Then they blew phone up trying get me to stay saying that it takes 6 months after they told me in beginning couple months. This is a scam