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Average ratingAverage
3.4/ 5

Based on 654 reviews

548%
419%
37%
20%
126%
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What reviewers say about Knab

Generated with AI from 654 reviews on Trustburn · updated 33 days ago

Customers across the reviews describe Knab as easy to use and affordable, with friendly customer service that often responds quickly, including outside regular hours. Some reviewers note that it works well as a low-cost option for small entrepreneurs, though a few mention missing features, rising costs, and occasional limitations compared to bigger banks.
What does Knab do?

Knab is an online bank that serves both business and personal customers, offering simple and secure banking with what they describe as attentive service. Based on the description, they focus on making banking straightforward for both individuals (Particulier) and businesses (Zakelijk).

What are the most common complaints about Knab?

Based on the lowest-rated reviews, the critical reviewers most commonly complained about ongoing technical problems with accounts and apps, being unable to complete payments or keep accounts open, frustrating onboarding or verification steps, and needing to do extra steps every time they used the app. They also described the customer service as unhelpful and felt the bank had unresolved teething problems.

AI-generated from reviews on this page. Verify anything important with the company directly.

Muffin Z
Reviews 1

One star for its ridiculous (practically non-existent) customer service

EDIT (response to response):

For example, how about the fact that chat customer service is only available when you log in - which is worthless if you have a problem logging in? Or in case you are on the line for 20 minutes before you get to speak to someone, and the number of people waiting before you increases instead of decreases? And that due to errors in the app you have to submit your passport every time, and 2FA by telephone is apparently not enough? I can go on like this for a while. Please hear your reaction on Twitter, where I asked the same question.

hafid
Reviews 1

From the beginning already had good experiences with knab bank.
Never had problems and everything neatly and neatly arranged.
I have advised this bank every self-employed because they are much cheaper in comparison with other moneywolves like ING Bank, ABN AMRO and so on. These expensive Banks eat all your sales before they deposit it into your account.
KNAB BANK deserves more than 5 full stars. If there were more stars, I would have rated them with 10 stars.

Ben Janssen
Reviews 1

I was quite positive about the Knab. But I am not happy with the hassle of the credit card. As it looks now, I will be at my holiday address without a credit card from 1 April. Despite all the promises by Knab and ics that it would all be arranged on time.

It has now been arranged just in time, hence a star more than before.

Dear Age, you say that ICS is on schedule, but they are already at least a week behind according to their own information. You are the first employee of the KNAB bank who is apparently informed about the state of affairs. All your colleagues (via chat and mail) are ignorant. In addition, ICS is virtually unreachable, you can call them but you always get the text that it is very busy and you have to call back later. It just strikes me a lot from KNAB that with such a transition with such a short lead time you are not on top of that process.
Incidentally, does Qander indicate in its information that they stopped using the credit card after you canceled the contract?

Nils Schulz
Reviews 1

Unfortunately from the start it was a bad experience. Could not open a business account because the app's id scan function does not work. I have a German passport and driver's license, so it should be possible. As soon as I scanned my document, that app was canceled. To speak to multiple customer service requests, I just heard from the employee "then we can unfortunately not help you further".
Because that app does not work and there is no solution? or because I have a German document?
And no one responded to the chat.
just very weird this.

Very disappointed. Found the option of knab actually very good but service is not really there.

Jess en Jetse Offers
Reviews 1

Was one of the first freelancers in 2012 to open a business account at Knab. I contacted several times by telephone with questions which were satisfactorily and customer-friendly to my satisfaction.
You can set up many services via internet banking and the Knab app also offers a lot of functionality.
I have absolutely no complain!

Britt van den Boogaard
Reviews 1

After contacting me 5 times (including much too long waiting time) and going through the process for creating a business account again 30 times and having tried 10 different possible solutions, I can't get my passport to scan. The 5th customer service representative I was in contact with said that this problem has never happened before and that she can no longer help me. It is a pity that there is no other way to identify me. And I very much doubt that I am the only one with this problem.

Alex Rudis
Reviews 1

Nice bank to belong in business. Very pleasant experience and the customer service is also easy to use. Everything is done via the app and there is no office. Everything was arranged quickly and I really liked how I could receive my pass. That was very nice. Until now a must.

Foppe Hoekstra
Reviews 1

A real drama, the accounts have been blocked for a week. Reason: My wife, who never uses the account, has not identified herself. Several emails would have been sent about this. Without first calling or checking whether the emails have been delivered, Knab locks the account. I had to borrow money to be able to go shopping, pin or money transfer is no longer possible. The ability to cancel the account is also blocked. If KNAB would do that for me, it would take 3-4 days. Well, then I choose to wait. But after three days, the bill has still not been released. I have been unable to do anything for a week and customer service says every day that it will be resolved within 24 hours.

Claudia Pico
Reviews 1

6x identify your own ??? By always sending the same documents and an employee who does not "want to argue and does not want to keep repeating himself"? Hang up cheekily when you are speaking and try to explain that you sent all those documents? First deposit money and now I can't access it because I don't have a card reader and / or card! ???

Vanessa Veen
Reviews 1

What a pity that you score quite low at the moment 3.8. I have been a business customer for 6 months. And a month ago I also closed a joint account with my husband. I wouldn't do that if I didn't like it. Nice and cheap ... long customer service hours and very helpful and friendly.
That's enough for me to stay with you and maybe privately and transfer my kids too ... thanks!

George van der Zon
Reviews 1

When opening a business account, the app does not appear to work. Chat will not be responded to. The bank was also unavailable last night. If a business process starts like this, I prefer to choose another bank ... Quality and service a: n u l !!!
Postscript:
Knab responded to my review. They were sympathetically asked to contact them by telephone to arrange matters. I did this. Unfortunately, I ended up in the endless customer service queue yet again ....

Wesley Fabry [PixelWess89]
Reviews 1

In the early years, a progressive bank with innovations and new technologies at the forefront. Unfortunately, there is not much left of it, services such as Apple Pay are not yet supported and interest rates, just like with other banks, have fallen fairly quickly. But there is also something positive to report, ease of use is excellent and the online environment and app works well. Customer service is also very helpful and that is good for an 'online bank'.

Familie Hensen - de Jong
Reviews 1

Dramatic sofa. A year ago my mother passed away, who had a joint account with my father. When we passed this on, it turned out that KNAB is the only bank in the Netherlands to refuse to convert an account into a single account while retaining the IBAN. Communication about this was cold, sloppy and slow. This 'online bank with human service' has never made a policy on what to do in the event of a death. I could not catch anyone in that process of humanity, but I did find language errors, incomplete information and tactlessness. KNAB managed to keep e-mailing my mother for almost a year (including on Christmas Eve!) With the request to identify herself. We have complained about this several times, both by e-mail and by telephone. Even after canceling the package completely (my father did not want to continue with a bank that works against it), mail arrived for my mother. On the 17th of March we asked by telephone and a bit desperate whether the e-mails to my mother, who died almost a year at the time, PLEASE stop. We are still waiting for feedback on this, or an apology at all. Do not start, there are plenty of banks that will cooperate if you have to settle a death.

Amber
Reviews 1

Nice couch! Opening a private account went smoothly and quickly! Also opened business account, filled in form, waiting for confirmation and ready! Very satisfied with this bank, good service, always very friendly and fast!
The only minus point is that you cannot disturb cash because Knab is 100% digital (there are extra costs involved), therefore 4 stars. For the rest top bank, wouldn't want it any other!

Tom
Reviews 1

Very pleasant website and app.
Unfortunately a very long verification period before the bill becomes active (3 weeks).
Customer service often does not seem to have good knowledge and every employee says something different about the same situation.

Sahdia Khalid
Reviews 1

I opened a KNAB account to start saving. It is very easy to use. What I find useful here is that you can split your savings account into different pots that give you a different name. At KNAB I am still in my first year trying it out and have already decided to keep this bank account.

Otto Schimmelpenninck
Reviews 1

Switched from ABN AMRO and Rabobank 2 years ago, and what a difference. In terms of technology, they are 2 years ahead, the costs are much lower, and the option to open multiple accounts within one package free of charge is very handy. Customer service is easily accessible and knowledgeable. No other bank for me anymore.

Kelvin Rodenburg
Reviews 1

Have been waiting for a business bill for more than two weeks. I now call them almost every day and every time I hear that the account is being opened soon ... But unfortunately, I still can't do anything with the account. I had hoped that things would go just a little faster and more smoothly at such an online bank.

May Ling
Reviews 1

The idea is nice, but the procedure of opening an account with KNAB is extremely complicated (as I found out from other reviewers - if you read on) and after 2 attempts I lost trust in KNAB bank so eventually decided to stick with the regular banks. Strangely the regular banks are cheaper (!!) and have a better customer support (!!!), so I wonder why I wanted to move to them to start with. New isn't always better!

Cathy Krielaart
Reviews 1

Tried three times to open an account, but was repeatedly rejected, because the chosen activities do not correspond to the activities with which I am registered at the Chamber of Commerce. However, those exact activities are not listed on the app, so I always chose the most suitable ones. I have called customer service, but they indicate that I am not allowed to advise me in choosing the right work. I give up. Apparently they don't want new customers.

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About Knab

De online bank die met je meedenkt. Bankieren bij Knab is simpel, veilig & altijd met de fijnste service! ✓Zakelijk & Particulier.

Knab: The Online Bank That Thinks with You

Are you tired of dealing with traditional banks that don't seem to care about your financial needs? Look no further than Knab, the online bank that truly thinks with you. With a commitment to simplicity, safety, and exceptional service, Knab is the perfect choice for both personal and business banking.

Founded in 2012 in the Netherlands, Knab has quickly become a leading player in the online banking industry. Unlike many other banks that rely on outdated systems and processes, Knab has embraced technology to create a seamless banking experience for its customers. Whether you're looking to open a savings account or apply for a loan, everything can be done quickly and easily through their user-friendly website or mobile app.

One of the things that sets Knab apart from other banks is their focus on personalized service. They understand that every customer's financial situation is unique and they strive to provide tailored solutions that meet individual needs. This means taking the time to get to know each customer's goals and preferences so they can offer customized advice and support.

Another key feature of Knab is their commitment to safety. They use state-of-the-art security measures such as two-factor authentication and encryption technology to ensure your money stays safe at all times. Plus, they are fully licensed by De Nederlandsche Bank (DNB) which means your deposits are protected up to €100,000 under the Dutch Deposit Guarantee Scheme.

Whether you're an individual looking for an easy way to manage your finances or a business owner seeking flexible banking solutions, Knab has something for everyone. Their range of products includes savings accounts with competitive interest rates, loans with flexible repayment options, credit cards with low fees and rewards programs as well as insurance policies designed specifically for entrepreneurs.

In addition to their excellent products and services, Knab also offers educational resources such as webinars on topics like investing or starting your own business which can help customers make informed decisions about their finances.

Overall if you're looking for an online bank that truly cares about its customers' financial wellbeing then look no further than Knab! With its focus on simplicity safety & exceptional service it's clear why this innovative company has become one of Europe's most popular digital banks!

Website
knab.nl