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This was our first time home buying experience, th...

This was our first time home buying experience, that being said Scot and his team were fantastic, they made every step of this seem smooth and effortless. Even in the last few hours when some bumps in the road arised Scot and his team stood by our side. Even after closing the treadstone team has offered their hand in helping making this smooth and fun!

My wife and I knew we were going to refinance our ...

My wife and I knew we were going to refinance our home to take advantage of the low interest rates. That decision was easy. What was more difficult was "who" would we utilized to get this important task done. We looked at several mortgage companies and decided on Treadstone Mortgage. My wife is a Realtor and knows who has the best customer service and who is really engaged in helping customers. The communication from Treadstone was outstanding. There was no guesswork on the status from application to closing. They responded to us timely and made us feel like they care about our needs. Our Loan Coordinator Sarah Vollink made the process go smoothly. We were also in contact with The Co-Owner & Loan Officer Brendan O'Driscoll. He takes a "hand-on" approach which gives you confidence that you are working with an ethical company. This was very important to us due to the investment we have made in our home. If you are looking for a mortgage company that's fair and honest, I'd recommend Treadstone Mortgage.

Tony S.

Treadstone Funding was great to work with. Very pr...

Treadstone Funding was great to work with. Very professional and polite. Great local experience, unlike many other large financial institutions they have actual knowledge of the Grand Rapids area and were able to find solutions where everyone else had failed.

I went to several banks to research my Mortgage op...

I went to several banks to research my Mortgage options and Treadstone was the first place I went where the agents were honest and upfront about all my Mortgage options. They made the process simple and easy to understand. Scot, Kalah, and Emily were outstanding and I will definitely recommend them to anyone looking to get a Mortgage.

We had a great experience working with Kevin, Beth...

We had a great experience working with Kevin, Beth, and Brad. They were quick and efficient and their communication was excellent. They answered all of our questions and made it a seamless process.

Kalah Stratton and her team are great communicator...

Kalah Stratton and her team are great communicators, they truly care about creating a positive experience, and overall made the process of refinancing our home a painless process. Highly recommend!

Amanda was great to work with! She was very friend...

Amanda was great to work with! She was very friendly, had timely responses, and was just overall a great loan officer to work with. Her assistant, Chad, was the glue that held it all together. He was always there to help and remind you of what he needed and when you needed to get it to him so you can close ASAP. I'm looking forward to my next transaction with them!!!

The O'D team was very helpful and informative in g...

The O'D team was very helpful and informative in getting me my home mortgaged. They were prompt in responding to my questions and made home purchasing a breeze. Everyone on their staff that I worked with were very friendly and treated me like family. I would highly recommend them to any friends or families who are looking to get financing for any reason. Thanks Treadstone O'Driscoll team! YOU ROCK!

Kevin, Michael and John were a great team to work ...

Kevin, Michael and John were a great team to work with at Treadstone. This is our 2nd time working with Kevin and his crew. The process was smooth and the communication from the Treadstone team was consistent throughout, from application to approval. Thanks again, great job!

Brendan & his team and Treadstone were absolutely ...

Brendan & his team and Treadstone were absolutely amazing! As a first-time home buyer, I had no idea what to expect but they made the process so seamless and quick. They helped us close on the house of our dreams within weeks. They really do care about their clients! I recommend them to everyone I know looking to buy a house.

Steve at Treadstone Funding was such a pleasure to...

Steve at Treadstone Funding was such a pleasure to work with. He and his team made our refinance so easy and basically painless that I would not hesitate to call on him again in the future or to refer him to any of friends.

It seemed that over our mortgage process we had al...

It seemed that over our mortgage process we had all of Treadstone working with us. Kevin (co-founder) was our main guy, Amber helped with email communication, and Shanna even dropped off a document to our home and tied up all the strings at the end right before closing. If everyone was as helpful as this team, the world would be really put together. The mortgage process of our home buying days was incredible. They were all flexible with our schedules and went the extra mile for us. Communication was a top priority and we are thankful we chose them.

I am a first time home buyer and going through Tre...

I am a first time home buyer and going through Treadstone was a great choice. The pre-approval process was very thorough, and showed some things on my past credit history. Julie Smith on the Kevin Polakovich (KP)Team showed me exactly what I needed to do for the pre-approval to clear and once completed my wife and I started the house hunting process. All of the time spent on the front end paid off, since there was little we needed for closing. The KP Team s closers, Brad and Free, were able to process everything within 21 days from our offer (for the new home buyers this usually takes 30 days minimum). If you are looking for a pain free home buying experience, Treadstone is the closet thing to it!

Wow, what a difference from our previous mortgage ...

Wow, what a difference from our previous mortgage company! Michael, Lina and Chrissy did a phenomenal job of expediting my appraisal, handling all the paperwork for the processing and approvals necessary for us to close on time.

Would highly recommend

Would reco Treadstone in a heart beat. Everything...

Would reco Treadstone in a heart beat. Everything was seamless. My title company was so impressed that they received the documents before the closing and were ready for our 8am closing. They too would love to work with Treadstone again. Kevin & Heidi are very complete make sure everything goes through very smooth. Thank you for your help!

Treadstone Funding was extremely easy to work with...

Treadstone Funding was extremely easy to work with. They were able to get us a loan, at a good rate, in a short time frame. They took the hassle out of all the forms and hoops. I highly recommend them.

Treadstone bent over backwards for my family in al...

Treadstone bent over backwards for my family in all ways. We were incredibly thankful and appreciative for everything they did for us in securing our mortgage. I will be recommending Treadstone to everyone we know.

Treadstone was a joy thru my loan process. The com...

Treadstone was a joy thru my loan process. The communication was clear and the closing was quick. We were done over a week before our seller! Tim and Emily were phenomenal and I would recommend them to anyone buying or refinancing their loan

I would like to thank Treadstone for everything th...

I would like to thank Treadstone for everything they did to help me purchase my first home. Carolyn assisted me with purchasing my home. She made the process so easy and it was a great experience.

I first started looking for a home back in 2012 and was introduced to Carolyn and Treadstone. She was more than helpful then. My mom had a stroke and I was out of the market until this year. During the three year absence Carolyn would send me an email every now and then to see how things were going. Never once was she pushing me to buy a house. She always asked how my mom was recovering.

I thank Carolyn and Treadstone for the easy process and making my first home purchase a wonderful experience.

Carolyn Kruithoff is a miracle worker!! She picked...

Carolyn Kruithoff is a miracle worker!! She picked up my mortgage that was not being handled correctly by another company and led me to my closing in under a week. Thank you Carolyn, We are enjoying our new house.

Working with Mallory and her team was nothing shor...

Working with Mallory and her team was nothing short of phenomenal! They were communicative, quick, and professional. They made what would usually be a stressful process a breeze! I would refer them to anyone. Keep up the great work!

Brendan O'Driscoll assisted me in re financing my ...

Brendan O'Driscoll assisted me in re financing my 30 year mortgage to a 15 year mortgage. Brendan is a seasoned mortgage professional and helped me make a well informed decision. Once we started the process, he guided me through the paperwork and explained the process. It was an easy process and there were no surprises. In the end, Brendan delivered exactly what he promised. I highly recommend Brendan O'Driscoll for your mortgage needs.

Great service!!! Kevin, Abby and Colin were there ...

Great service!!! Kevin, Abby and Colin were there with me every step of the way. They found the absolute best loan for me out of all 3 lenders I was preapproved by. Great communication and they made sure the biggest transaction of my life was no where near as scary and confusing as I thought it would be. Thanks guys!!!

This was our second time utilizing Treadstone and ...

This was our second time utilizing Treadstone and we are beyond happy with our experience. Brendan and his team really treat you with respect and care. Most people would think selling and buying a new home would be stressful, but Treadstone went above and beyond to make sure we had everything we needed to make it an enjoyable process! Thank you.

I worked with Lauren Lenz from beginning to end, a...

I worked with Lauren Lenz from beginning to end, and she was great!

Lauren was very nice and personable, and never talked down to me. This was my first time buying a home so Lauren took that into account and made sure I understood each and every form that was put in front of me.

There were a few hiccups that we came across that Lauren was able to quickly find a solution to.

The entire process was quick and as painless as buying a house can be, and I really appreciated the help and guidance I received.

Ana at Treadstone couldn't help me...she gave an e...

Ana at Treadstone couldn't help me...she gave an explanation that made no sense. I have a credit score of 689. I have $ down. I called another guy and was approved the next day. He sent my approval letter and everything I need to start looking for my new home. What a waste of my time.

We worked with Treadstone on two different occasio...

We worked with Treadstone on two different occasions. Both times were great experiences. They made everything very easy, clear to understand and FAST! We had an accepted offer on April 20th and closed on May 19th. Both Zach and Collin were easy to talk to, communicated very well and knew their jobs well. We would highly recommend Treadstone!

Brendan O'Driscoll's team at Treadstone was outsta...

Brendan O'Driscoll's team at Treadstone was outstanding. We have had friends and family that have worked with Treadstone and Brendan in particular so we knew we were in good hands. Special shout out to Lauren and Sarah for all their hard work. The whole process was so smooth and our emails with questions were answered in a very timely manner. I believe partnering with them and their connections is one of the few reasons we got our house. Thank you!

Lauren and Sarah with Brendan O Driscoll s team we...

Lauren and Sarah with Brendan O Driscoll s team were an absolute pleasure to work with from start to finish. They are extremely responsive and personable, and very good at explaining all the details promptly and succinctly.

We will definitely use Treadstone again, and plan on referring our friends and family for their mortgage needs!

Tim & his team ate absolutely fantastic. Very thor...

Tim & his team ate absolutely fantastic. Very thorough, honest, and helpful. Made the whole process extremely simple and walked me through every step. I ve had more complicated issues ordering food in a McDonalds drive thru lane than refinancing my mortgage. Fast closing, they handled everything. Work with Treadstone, local team, you don t need to look anywhere else.

I really loved working Aaron, Alex and the whole t...

I really loved working Aaron, Alex and the whole team at Treadstone. Everyone was super helpful and tried to make the process of buying a home a lot less stressful and overwhelming. They treat you like a true client, not just a number and for a first time homebuyer, this is very valuable. I would recommend Treadstone to anyone looking for a mortgage for a new home.

Working with Beth and Kevin at Treadstone made pur...

Working with Beth and Kevin at Treadstone made purchasing a home so much easier than I thought it would be! They were so helpful and communicative throughout the entire house hunting process. Beth was quick to answer any questions we had before putting in an offer, which gave us more confidence when doing so. When it came time to close, they handled nearly everything and we were able to close even sooner than I had anticipated! 10/10 would recommend Treadstone, especially for first time home buyers!

Wade Monsma helped with my new home purchase a few...

Wade Monsma helped with my new home purchase a few years ago. I started thinking about refinancing my home but I had a lot of questions. I knew I could reach out to Wade and trusted that he would only make recommendations that are in my best interested. He answered all my questions and helped me to improve my financial situation long term. I am very grateful for his help. I have used Wade's services twice, and recommend him to anyone who is considering purchasing or refinancing a home. Thank you Wade.

Special thanks to Wade Monsma and Ashlie for an ea...

Special thanks to Wade Monsma and Ashlie for an easy, attentive, and seamless transaction. Being a Realtor, I have many choices of who to use for lending, my clients and I have always the best service with Treadstone.

Servicing was awesome and it was great to work wit...

Servicing was awesome and it was great to work with Treadstone. Considering it is a global pandemic, we were happy with the progress. My major concern is always locking a rate, and our rate was consistent for the whole process which was awesome. Will recommend to friends

I really can't say enough about Mike Marsman and h...

I really can't say enough about Mike Marsman and his team there at Treadstone. My family and I were in a tough spot and had to get out of the neighborhood we were in, and we needed to do it FAST.

We didn't have the greatest credit because of some student loan troubles the year before, but they were willing to work with us and not only get us approved for what we needed to get into a much better neighborhood, they streamlined the process and helped get us moved in a matter of only a couple months.

If you're looking for a local lender over a cookie cutter bank, which is something I highly suggest, I couldn't recommend Treadstone any more. Absolutely try them before any other lenders.

Michael Marsman and the team at Treadstone Mortgag...

Michael Marsman and the team at Treadstone Mortgage helped my husband and I buy our first home. They were very responsive and always there to answer our first time home buyer questions. They helped the process go smooth and explained every step. I will definitely be going to them with any future home-buying needs.

You have to move fast buying in a seller s market,...

You have to move fast buying in a seller s market, and when the bank I'd been working with was slow to act, I shopped around for a different lender. Anthony stood out from the crowd with his quick, detailed responses so I had no hesitation switching my business to Treadstone. Immediately, and throughout the whole process I was never in doubt which stage we were at, what was required of me, and what would happen next. Anthony went above and beyond, and I ve no hesitation recommending him or Treadstone.

Fast and very friendly service. Very knowledgeabl...

Fast and very friendly service. Very knowledgeable people. Will try to go above and beyond needs. Fast response times. The team made the mortgage process stress-free. Would go there again if needed.

Great experience with these guys at Treadstone! An...

Great experience with these guys at Treadstone! Answered all of my questions quickly, extremely informative and professional. Closed on my new home early and without any issues. Highly recommend!

We have bought and sold 4 homes in the past 5 year...

We have bought and sold 4 homes in the past 5 years and working with the folks at Treadstone Funding was by far our best experience! I can't emphasize enough the personal touch Beth Chandler and Kevin's team gave us! Every time we called Beth, she knew our names and our loan's status throughout the entire process, unlike other lenders who needed to pull our file for information. They made what is normally a stressful process such a delight! I would highly recommend them!! Thanks Treadstone!!

This was our second time working with Scot Venekla...

This was our second time working with Scot Veneklase and it was just as great as the first time when we actually purchased our home. This time it was for a refinance and we couldn't have done it without his help! The communication was awesome from Scot and his team... very prompt and helpful. It was great working with him and his team and we definitely recommend them to anyone.

After almost a year long process of trying to buy ...

After almost a year long process of trying to buy a short sale home, when my offer was finally accepted and approved, I was told I had about 3 weeks to get the financing completed. I called Carolyn from Treadstone and she was confident that it could be done. Everything went very smoothly and I was able to close on my new home within the required time frame. Carolyn was very helpful and even came to my home to pick up documents in order to keep the process moving forward quickly. I felt that she genuinely cared about making sure I was able to get into my home. I would highly recommend Carolyn through Treadstone to anyone looking to finance a home. She made the whole process easy and stress free!

Everyone I dealt with was professional and friendl...

Everyone I dealt with was professional and friendly. I received excellent service from everyone I dealt with. Wether I needed to be updated on something, or any information I would need to know. Someone was always available and ready, to help me with any questions I had. It felt like dealing with friends. I would recommend them to anyone who asked me. It was an pleasure doing business with them.

This company was great to work with. We had a comp...

This company was great to work with. We had a complicated situation and other companies gave us the corporate run around until we found Treadstone who put in probably more hours work than they admitted to to find the perfect solution for our family. They were very attentive and quick to respond to inquiries.

Treadstone Team has done me write twice now...once...

Treadstone Team has done me write twice now...once on the original mortgage on a purchase and now the refi. While I got a great rate originally, I was able to quickly lock in a rate reduction AND term reduction (30 to 15). It was simple, seamless, and 100% virtual (except for the title company signatures).

I was completely surprised at the amount of attent...

I was completely surprised at the amount of attention and dedication that we received from Treadstone's staff. I have been totally impressed with the dedication that Wade Monsma and Barbara Ball provided us from initial contact to closing on our home. Beginning with Wade Monsma and the Credit Approval, Barbara ball gathering and arranging all of the required searches and documentation. We did not wait for anything everything was immediate and we were notified of "READY TO CLOSE" in less than 3 weeks also was able to close 10 days earlier than original plan (could have been 14 days).
The bonus to me is that I work out of town and Treadstone took that into consideration and made certain that The Phillips Family was well taken care of.

A Special Thank You to Wade, Barbara and the TREADSTONE STAFF TEAM

I worked with Michael Marsman for buying my first ...

I worked with Michael Marsman for buying my first home and I had an excellent experience. It was very fast and streamlined. He was very prompt to answer any questions and made it an overall GREAT experience. HIGHLY RECOMMEND!

I really enjoyed working with this company. Tim Me...

I really enjoyed working with this company. Tim Meduna was available to answer all my questions and to help me when needed. I highly recommend this company. Great job to the whole Tresdstone team.

This is our second refinance with Kevin and it was...

This is our second refinance with Kevin and it was a relatively easy process. The only time I see us needing a new mortgage is if we change houses, but I would call Kevin and Treadstone again. I recommend him and his team to friends, family and whoever is reading this review.

I was looking to buy my first house but i really d...

I was looking to buy my first house but i really didn't know where to start, Matt Muscat, recommended Treadstone and they were extremely helpful. They helped me figure out exactly what i needed and got me into a home that was cheaper than my apartment's rent.

Amazing experience working with Treadstone. They a...

Amazing experience working with Treadstone. They all made the closing on my house stress free. My closing was completed on time, without any problems. Treadstone is the best mortgage company I have ever worked with.

Hands down, the best customer experience! Attentiv...

Hands down, the best customer experience! Attentive, organized, patient with my many questions. Aaron and Kelsey were a great team! Will definitely be coming back in the future. This was overall amazing.

Treadstone was amazing to work with! Andrea handle...

Treadstone was amazing to work with! Andrea handled my mortgage and she was on top of EVERYTHING. My realtor loved her so much she refers her to all of her clients now. This was the best experience I could have had as a first time home buyer. Highly recommend.

I recently refinanced with Treadstone and they wer...

I recently refinanced with Treadstone and they were amazing! They were very helpful through the whole process. Very professional, quick to answer any questions that I had and exceptional customer service.

Carolyn Kruithoff and the staff were all very frie...

Carolyn Kruithoff and the staff were all very friendly and helpful with the process of obtaining a mortgage. If I had to do it all over again, I would not hesitate to go with Carolyn and Treadstone again. Good communication and definitely a job well done!

I first worked with Julie Smith at Treadstone when...

I first worked with Julie Smith at Treadstone when I bought my home in 2017. She was awesome. And she was amazing to work with when I refinanced my home a couple weeks ago. She was incredibly motivated to help me save as much money as possible, and she came through in spades. Thanks also to Chad Scherer for helping to finalize everything. I am so thankful for the quick, easy, and enjoyable process!

Buying a house is always an immensely stressful ev...

Buying a house is always an immensely stressful event - especially from a financing standpoint. I was more than happy with the great service I received from John Polakovich, Brad Van Epps, and Kevin Polakovich. Each one was super responsive along the way, took time to take my calls to explain each step in the process, and celebrated with me when our offer was accepted and when we closed. This team's reputation is well earned - I recommend Treadstone if you are looking for a personal experience, that often eludes this part of the home-buying process.

Had a great experience working with Michael Marsma...

Had a great experience working with Michael Marsman and his team. They were very informative and there response time is second to none. I will refer my friends and family and wouldn t think twice about using them in the future. Thanks again Treadstone Team

Sincerely
The Ladanyi s

Mike and his team are very thorough and help you w...

Mike and his team are very thorough and help you with repairing your credit, getting qualified, walking you through all the steps of a purchase with ease. They are very easy to talk to and answer any question in a timely fashion. I'll use them again and again

David Metz is one of the best mortgage officers I ...

David Metz is one of the best mortgage officers I have worked with. I did my last refinance with David and he was so helpful, he kept me in the loop throughout the process. I would recommend him to anyone that I know.

Kevin Polakovich is the best! I have worked with ...

Kevin Polakovich is the best! I have worked with him for 16 years and he is always prompt and efficient. He is honest and turns everything around quickly. He knows how to get it done and get it done well. I appreciate all of his efforts and the relationship over the years that I can always count on. His entire team worked magic!

In my biggest dreams I didn't expect to work with ...

In my biggest dreams I didn't expect to work with such an honest and professional people like Treadstone. So nice and again professional, they guided and explained us all the mortgage process whit a lot of patient, they made our dreams come true I don't have words to explain how much we appreciate all the hard work and honestly.
Thank you a lot guys, you were awesome. !!

Treadstone worked so hard to get my loan prepared ...

Treadstone worked so hard to get my loan prepared in a short amount of time. They did an excellent job walking me through the process and teaching me concepts and ideas in the process. As a first time homebuyer this did a lot to ease my anxiety.

My realtor recommended using Kevin Polakavich at T...

My realtor recommended using Kevin Polakavich at Treadstone, and I'm sure glad he did. The entire staff is friendly, efficient and very informative during the entire process. They made my first time buying a home so easy! I would certainly refer anyone I know that is in the process of looking for a home, to use Treadstone.

Treadstone was an absolute pleasure to work with. ...

Treadstone was an absolute pleasure to work with. Their communication is second to none as well as their response time to any inquiry we had. Obtaining a Mortgage/refinancing can be a bit overwhelming and stressful to many consumers but they handled everything with ease. Treadstone staff is the very definition of professional, courteous, and prompt.

Tim and his team were amazing! Not only did we clo...

Tim and his team were amazing! Not only did we close quickly, we also had an amazing rate! I will be recommending all my friends and family to go to Treadstone for a hassle free and friendly experience

Scot, Kalah and Emily did a phenomenal job getting...

Scot, Kalah and Emily did a phenomenal job getting everything together to close in just 20 days after making our offer on our new home! They were always in constant contact with me and called me whenever I had questions. Thank you three SO much!!

The O'Driscoll team did a marvelous job in helping...

The O'Driscoll team did a marvelous job in helping with my home loan. I especially liked the fact that they had everything done on their end in less than a month. I also enjoyed the friendly personable atmosphere at their office, as well as the open communication with the team via email. They let me know exactly what info I needed to get to them and handled it swiftly and very professionally.

Thank you very much to everyone at Treadstone.

Working with Treadstone is always such a pleasure ...

Working with Treadstone is always such a pleasure and relief. They have always been able to help me out and relieve all of my worries about money. They have been very courteous and attentive to my needs. I highly recommend Treadstone for all of your mortgage needs.

Treadstone, once again, kicked it out of the park ...

Treadstone, once again, kicked it out of the park for my family. As a business owner, it can be a struggle to find a mortgage lender who understands the unique hurdles a business owner can have when purchasing a home. The Treadstone team didn't even skip a beat and was ready to close nearly a week before we needed to be! If you want your mortgage closed fast, accurately, and to actually be able to enjoy the home buying experience, stop shopping and CLOSE YOUR HOUSE WITH TREADSTONE!

We have worked with Mike and his staff for our mor...

We have worked with Mike and his staff for our mortgage. They were easy to work with and were quick to address any issues that surfaced. I would most definately want to have them handle my next mortgage. They explained confusing details as needed to make sure we understood the process.

Buying a home is stressful on its own but buying a...

Buying a home is stressful on its own but buying a house when you're living another state takes it to a whole other level! Julie made the whole process smoother than I ever imagined even after another mortgage lender said they couldn't help us. And, not only did she get us into the home of our dreams, she got us a great rate. Thank you Julie for going above and beyond in every way possible and thank you to the rest of the Treadstone team who made our dream become a reality!

We had the opportunity to work with Julie Smith. J...

We had the opportunity to work with Julie Smith. Julie was incredible. She helped me the process seamless. Her excellent communication skills and kindness went above and beyond in helping us purchase our first home. We very very lucky to have worked with her and her team.

Closed on my house in 18 days, and big reason my o...

Closed on my house in 18 days, and big reason my offer was accepted was due to treadstone funding. Definitely going to be going thru Treadstone in the future if needed! Highly recommend

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We were very happy and satisfied with treadstone, ...

We were very happy and satisfied with treadstone, they went above and beyond for us to get our new house. The team we had working on our loan was so great, in answering questions, etc or just dealing with my bugging them ,again we thank you all so so much. God bless you all. Sue and Dave

Zach Cook and Kevin are AWESOME and really take pr...

Zach Cook and Kevin are AWESOME and really take pride in taking care of there customers. They started and closed my loan in 6 days! I would highly recommend using Treadstone for all of your real estate purchases and I definitely will be using them again!

Kevin Polakovich and his team were amazing through...

Kevin Polakovich and his team were amazing through our first home purchase! All of our questions were answered right away, and with this being our first purchase, it was relatively stress free. Colin Dick and Zach Cook were really helpful as well, along the way. Highly recommend Treadstone to anyone, when looking to purchase a home!

I have worked with Treadstone since the founding o...

I have worked with Treadstone since the founding of the company and have found Brendan O'Driscoll, Kevin Polakovich, and every single member of the staff to be of the highest caliber! Brendan and Kevin care about their clients, their partners, their employees, and the vendors that they work with every day. As an appraiser, I have interactions with lenders on a daily basis and know who the best ones are. Without a doubt, Treadstone Mortgage is one of the best and I have referred my own family to them for their lending needs. I wouldn't hesitate to refer others to Treadstone and fully trust they'll be cared for from the beginning to the end of the transaction and beyond.