The entire mortgage process was very easy from sta...
The entire mortgage process was very easy from start to finish with Todd Baker and his team. I felt comfortable and fully informed working with them.

The entire mortgage process was very easy from start to finish with Todd Baker and his team. I felt comfortable and fully informed working with them.
Kevin, Pete, Lindsay and all the team at Service First Mortgage were simply wonderful. Very easy to work with and they made this family's dream of a much needed and nicer home a reality. I would highly recommend that if you are looking to purchase a new home these guys should be the first place you look for a lender.
Anna and the staff were amazing, they made my 1st home buying experience stress free and were there to answer any questions day or night. They are very knowledgeable at what they do! I highly recommend Anna!
Erich and his whole team were great throughout the whole home buying/lending process. We knew at every step of the way, what he needed from us and he explained what was going on with updates every few days. He worked very hard to earn our business and I have already recommended him to others, who have had the same excellent experience. There are a lot of loan officers out there, but few deliver the quality of service and follow up that Erich does!
Richard thanks for being a wealth of knowledge on many different topics! Your classes are always awesome!
I worked with Todd Baker for a home loan. He was great to work with, available, willing to help with questions and responded quickly to all of my requests. As an added bonus, he provided informative videos that were very helpful in understanding the mortgage loan process and how everything works. He worked quickly and efficiently to get things completed to ensure we would close on time. We developed a trusting relationship and I plan to continue working with him in the years to come. He is definitely "top notch" and I highly recommend him to anyone looking to buy a home.
As first time home buyers, we needed a lot of clarifications and hand-holding during the loan process and I am glad we partnered with Marcus and his team at Service First Mortgage. Marcus was very approachable, knowledgeable and always available and willing to help us with our questions and requests. Marcus's team was also wonderful and a pleasure to work with. We had very aggressive timelines and they provided wonderful support and now we have our dream home! Thanks, Marcus, and team!
Richard had a great class yesterday helping many Realtors and Agents to better serve their Clients! He is a well versed Instructor, Keep up the great work !
Very efficient and thorough. Great team of professionals who were always on top of things and always were prompt to get back with me in answer to questions or solving problems that arose.
Richard is a very 'hands on' lender and takes very good care of our clients.
With their help it was easy to me find a wonderful house. Thanks a lot.
Great service! Very professional and organized! Overall wonderful experience and great staff! They communicated with us every step of the way! No surprises! Great job!
John Best was recommended to us and I now know why. He is always there to answer questions, explain what needs to be done, and he doesn t put you on the back burner for another loan.
Richard recently funded a Reverse Mortgage for my parents. The process was easy & Richard & his team were absolutely wonderful to work with! They kept my parents up to date with all info/status changes. He was able to explain matters in a way that was easy to understand & comprehend. The end result was a stress free process that allowed more financial freedom for my parents. I would highly recommend Richard & his team for your forward & reverse mortgage needs!
Todd and his team walked us entirely through our first-time home-buying experience. We have a good rate and a wonderful resource for financial questions.
The Salazar team and the underwriters took the time to ensure that we understood the process and provided clear guidance so that we could achieve our goal. We are now in a beautiful new home and we will be forever grateful to them and our realtor.
Kevin has assisted me with several home purchases and refis. He and his staff are always competent, efficient and ready to answer any questions I may have with a smile. In the future, if I need real estate assistance, Kevin will be the person I will call.
I have worked with thousands of Loan Officers over the years and I can say that Richard is one of the true innovators and leaders in the industry. Richard uses some of the latest and greatest tools to stay better connected and accessible to his clients and partners. I love what you are doing Richard, keep up the good work!
Carolyn and her team were on the ball and so helpful during the process! I would highly recommend them.
Simply OUTSTANDING!!! Thorough, great communication all the way thru (if nothing is said then rest assured nothing is wrong), avid professional and genuinely an all around outstanding person. Simply the best!
Always willing to answer my questions and work quickly to close end on my transaction.
Richard is an amazing loan officer. He has done many of my clients loans. He closes on time and gives excellent service.
Carolyn was attentive, caring, and hands-down amazing.
Shawn Kelly he gets a 5 + star rating from me he worked with me through the whole process and made it so easy for me and we closed in 28 days Shawn Kelly does know his stuff when I come to refi or getting a loan for a house I recommend Shawn Kelly 100% after we close you feel like he's a friend of yours
Richard was extremely helpful and knowledgeable! He promptly answered my call, and provided a super helpful, free consultation concerning my family's loan needs.
Roger and his team are consummate professionals. They are very knowledgeable & patient & work tirelessly to ensure you receive a seamless & pleasant experience.
The entire team was easy to work with. We were walked through the entire process and made it so simple.
I have used Richard for my personal mortgage several times, plus, I refer him to all my customers. He is prompt, professional, and his team provides great service! He has access to many different types of loan programs and the best rates! Definitely give him a call!
Love working here! I have worked with Richard Woodward for the past 7+ years and I am constantly amazed with the way Richard does business. We both have the same philosophy of customer service. We understand the mortgage loan process can be scary the first time through, as well as the second or third time, and we try our level best to make sure everyone understand the process. We communicate every step of the way, so the borrower and the real estate agents never have to wonder where they are in the process. We try to answer phone calls and emails quickly so that you are not left hanging with questions. We actually miss our borrowers once they close on their loan, and look forward to hearing from them when they are ready to move again.
I've had the privilege of working with several clients together with Richard and his team. As the owner of an insurance brokerage, I work directly with many people in the mortgage and real estate world. Richard excels among his colleagues.
I particularly appreciate Richard's considerable knowledge and experience in working with construction loans and real estate investors. He will be a tremendous asset for you on your next loan.
Being in the business gives one great insight to who the True Professionals within ones own Industry really are. Richard is one of those rare GEMS and while he may work for a competitor I can honestly say he is worthy of a 5 STAR REVIEW!
Richard and his team were incredibly easy to work with, responsive to all questions I had, and overall made the process a breeze!
This is my second closing with Richard Woodward always does a spectacular job. I was always informed and up to date on everything they have a great network im very pleased
Chase Ozee helped us with our mortgage at SFM. He communicated to us everything needed throughout the process and made our transaction so worry free. Everyone involved was friendly and efficient.
Charles Mentesana was so helpful through the entire process. Even when I thought the worst, and didn t think my plans of buying my first home was achievable Charles made it happen! So grateful for all of his help!
Quite flexible, great communication and on time processing!
Thank you so much! Richard and Jan, This whole process was stress-free and effortless. I really appreciate all your help and professionalism. I will absolutely pass your contact information on to my family and friends.
Amy and her team are First Class - they delivered on every aspect of the mortgage
Process. It was an excellent experience-Amy s knowledge and skills of her products
And available services- were precise and developed confidence in our relationship.
Our realtor told us- we had the best mortgage support we could have slected,
We have delt with the rest - now we are proud to say we experienced the best .
Thank you Amy and your team- we are now in our dream home before
Christmas- because of your relentless pursuit of excellence.
Jesus and Sarah
Each time one of the team members said something was going to happen - it did. Every time one of the team members told me they would do something - they did. Richard, his assistant Kenda and his processor Jan were instrumental in providing us with the best rate, and the best plan we could get. Every time I called, the phone was either answered right away or my call was returned quickly. Never once did I suspect that they were avoiding me and we closed when we were supposed to. I will be back when I buy my next home in a few years and I will certainly recommend this team to everyone who I hear needs a home loan. After all of the horror stories you hear about buying a home the loan process with Richard and his team was truly the easiest part of the deal. Thanks for having integrity and the highest level of customer service I have experienced in this field.
Carrie made my refinance go as smoothly as possible. I would highly recommend her and her team.
It was super easy to get my loan approval, and finish the rest of the process , Charles is a great , respectful man who did everything to make it work for me , I highly recommend using this mortgage company if you decide to get a new house. Thanks again Charles.
Thank you Richard ! Todays class for Realtors was amazing ! Your presentation was full of great information ! You earned 5 stars today !
Charles is great! Very informative and helpful along the whole process of the loan. He even met us on a Sunday!
As a real estate broker, I wouldn t hesitate to refer my clients to Richard and Service First. They took great care of my buyers and closed the loan on time while providing timely and thorough updates throughout the transaction. Thank you for providing excellent service and making this process smooth and enjoyable!
Excellent and responsive staff. Really enjoyed working with Taylor, Carmen, and Amanda. Throughout the process, Taylor answered my questions and actually helped me raise my credit score by more than 70 points just by guiding me to take care of a few small items.
I want to start by saying thank you to everyone who made this process happen for us. Thank you to Richard for being very helpful and efficient during the loan process. 5 out of 5 stars for sure!!
Richard and the rest of the staff were very helpful and accessible! I used them for the first home I purchased in 2017 and again here in 2019. And I will continue to use them in the future!
Very well organized team with a great amount of knowledge about the VA Loan Process. Couldn t of asked for a better team to handle my first-time home buying experience.
Micki was extremely helpful in establishing our mortgage. She has lots of experience and gave us great advice throughout the entire process. She was always on top of things and kept in constant communication with us. She helped ensure everything happened on time and as scheduled. Would highly recommend.
Thanks Richard for hosting such an informative Google class today! I will be putting my new found knowledge to work asap!
Richard made our refinancing super easy and fast! This is our third transaction with Richard and each time we get exceptional service and help. We wouldn't work with anyone else! Working with Richard is the best experience one can ask for when dealing with purchasing or refinancing a house.
Kevin and his team are very professional and efficient. Their communication was proactive and consistent...there was never a time where I was left to wonder what was happening. They made the process as painless as it could possibly be!
Stephanie and her team were very professional and timely whenever I had questions or concerns regarding my mortgage. I will be using Service First Mortgage again for my next purchase. Highly recommend this company for anyone that is looking to purchase a home in the DFW area! Thanks again Stephanie and team, you guys rock!
Closed on our house 10/26/2017 and Marcus Rush and his team made it happen. They waa there every step of the way. If you are looking for a lender who will explain any question you have, be patient and stick with you to the end. Call Marcus Rush. Mr.and Mrs Gadson
Service First Mortgage holds true to their Company name and does put Customer Service First every time! The Richard Woodward team took care of me in every detail. I always recommend this Company every chance I get.
Richard and his team did a great job on financing the purchase of our home and our refinance. These guys were in constant communication with us from start to finish. I would highly recommend doing business with Service First Mortgage and Richard Woodward. The best in the business.
"Richard's team was amazing! They prepared me for the loan process and then held my hand along the way. The were proactive in helping me prevent delays. Richard, Dennis, and Julia were always accessible. I was amazed to see email from them on the weekend. They did not seem to care what day it was. When I needed something, they addressed my need. I was their top priority. I will work with Richard again. I will recommend his team to my friends and family!"
I see very good comments about the lenders, unfortunately it was not my case. Working with Roger Salazar was one of the most stressful things. His lack of professionalism and his arrogance were obstacles to be able to work with him.
If I could I would not give any star.
Roger and his team are the GREATEST, I started to get frustrated with the process but roger with all his knowledge managed to keep me on the ledge. The final process was smooth and great. I felt like I was working with one of my family members. I will highly recommend Roger and his team.
Richard Woodward and his entire team are simply the best, trust them with your mortgage needs and put your mind at ease!
John & his team are absolutely GREAT to work with! Friendly, helpful and always there to answer any questions you may have. Wouldn't go anywhere else!
This was our second mortgage in 2019 with Todd and he stuck with us through a complicated process and delivered exactly what he promised. Highly recommended!!
Richard Woodward was amazing from day 1! He was always there from the beginning and helped us lock our home. If I had any questions him and his teams would literally take minutes to reply. They never pressured me into anything and they were extremely informative. Highly recommend you use Richard and his team!
I could not have asked for a better first time refinance experience! I was impressed with how quickly and smoothly everything was done.
I can't say enough good words for Patty's help all along the way. She was patient and helpful and nice, and most of all she walked me through this process to the end, where I am a homeowner! Thank you Mrs. Patty Wertenberger! Thank you ever so much!
"Richard was worked with a buyer on one of our listings. Very impressed with his service, orientation and presentation. We look forward to working with him again. "
Richard is VERY knowledgeable in Specialty Lending products. I highly recommend him!
Richard and his team were diligent in getting things done. My clients were able to keep up with everything and he was there for all of us when needed. Potential pitfalls threatened the process, but Richard and his Service First Mortgage team saved the day. My clients are happy, I'm happy.
The best lending company; complemented by old Republic title company.... u will be lucky to have Todd Baker and his team to handle ur file.... u won't regret.... it's all about the experience and expertise, and I will give Todd Baker 10 out of 10.
Professional, knowledgeable and very easy to work with!! No question was left unanswered, and believe me I had a bunch! Would recommend to friends and family.
I have worked with Todd Baker on my last 2 loans. He always surprises me with his quick response time and personal experience. Well done!
It was amazing to work with Patty. She is a miracle worker! I have never met some one so dedicated to helping the customer. From day one it was evident that it was personal to her and not just another business transaction. We immediately feel in love with her and understood that she was going to fight to help us get our dream home. We are recommending Patty and Service First Mortgage to everyone. We are truly blessed to call Patty a friend!
As an insurance agent, I work with many different mortgage professionals and see a large disparity between the good ones and the bad. Richard and his entire team are definitely one of the best I have ever worked with. You can tell they value their clients and that the service doesn't end at the closing table.
It was a pleasant working with Richard and his Team, the way they help me to understand pros and cons of different loans and to do good choices in deciding what loan to choose.
Thank you Team.
Anna is the very best at her job. I would definitely recommend her to all of my friends!!
Charles has helped us twice now on our home, most recently with refinancing. Once the rates dropped Charles was able to save us a significant amount on our monthly payment and overall loan. We were referred to Charles and his team and will continue to use him and refer him to anyone that needs home financing.
I can say i was one of the hardest loans for John. Due to my Kansas bank not reporting correctly and he fought and fought until it was signing day. He is fantastic and doesn't put all the needs on you. He calls banks for paperwork and works harder than anyone. Had it not been for the bank we would have closed in 16 days rather than 27 and that is what gets you contracts. Put an offer in with pre qualified and john makes fast results.... He is the reason we are in our wonderful home today!!
Richard took the time to make sure that I understood the process and answered all my questions. He kept us informed during the entire process. I would highly recommend him.
Richard Woodward is a consummate professional always willing to help with any questions and to work hard for his clients. If you have any mortgage issues or simply need advice on your financial options, call Richard.
Not only is he a great lender with several loan types, including VA. He was a tremendous help as an instructor. I'm always learning in Real Estate and Richard was very helpful.
Mr. Woodward was very polite and patient with me as I asked many quesitons. He explained everything so I could understand what was going on and made me feel comfortable purchasing my home. Mr. Woodward also keeps me up to date with new informaiton as well.
John was a great communicator he helped us navigate the process, and understand the terms of our mortgage refi.
Lisa Smith is amazing. She helped and guided me through the whole mortgage process by educating me, answering all my questions and keeping me informed every step of the way. I will definitely send my family and friends to her.
Patty was extremely helpful and went above and beyond throughout the whole process. I would highly recommend using her when purchasing a home.
Service First was able to close our loan within 16 business days after the initial lender decided they would not close 3 days before we were scheduled to close. Charles and his team provided excellent customer service with great communication. If it were not for the IRS dragging their feet on paperwork processing Service First would have closed our loan even sooner. I have already personally recommended Service First to friends who I know are in the market for a new home. Thanks again for providing excellent service through what is a ridiculously grueling process.
Mr. Roger Salazar's awesomeness and amazing team helped me and my family achieving our dream of buying a house. I talked to different popular lenders who give firm assurances, big advertisements and are popular on radio shows and TV commercials assuring can do by any means, any type of home mortgage, like if you have low income, low credit score etc. But when I actual approached them the things were different despite meeting all the requirements they were not able to help me because it was not benefiting them. Then I met Mr. Salazar he did not gave me any big assurances, any false promises but actually got the things done and finished, period. Since, now everything is digital the so the whole process was so simple, smooth and seamless. You want to send the documents just click the picture and send it. Home buying is a stressing process as its an extra project out of your work and daily life, but if you have super smart team working for you life becomes easier and the happiness doubles. I do thank Mr. Roger Salazar, Mr Adam and especially Ms Kim Cruz who is so funny and hilarious and helped me like another family member and not just another customer. Thank you all kindly.
Excellent service. Our experience was wonderful. Thank you.
Richard & his team are fantastic. I financed my 2nd & 3rd houses through him, all upgrades from my previous homes, and their service was nothing but great each time. They are very competitive on interest rates / terms, close as promised & are good at communicating with the buyers. I highly recommend them!
Thank you! The best sercice! We used your services for multiple loans and everything has always been nice and smooth.
All aspects of the my refi. process met my expectations. John Best is an awesome person, very friendly, helpful and professional.
John Best went above and beyond to make sure that he had taken care of everything I needed and to make my refi/closing process so easy.
I have a great experience with all the staff of Service First Mortgage involved in the entire refi. process.
I highly recommend Service First Mortgage for all your mortgage and refinance needs!!
I had one of the most pleasant experiences working with Beth Elston and her team. They were there for me thru the entire process. Quickly answering my questions regardless of the time of day. They are very professional and I will definitely recommend them to my friends and family.
Ms. Cher Washington
Amy provided excellent service to my wife and I from beginning to end. She provided us several loan options at very competitive rates, explained the details of each and then ensured our loan was processed quickly and accurately. It was a pleasure to work with her. We highly recommend her!
