4 years ago
Mazuma is the worst credit union I have ever worke...
Mazuma is the worst credit union I have ever worked with. I took out a car loan with them in summer of 2016. It took them almost three weeks to approve me because they kept losing my documentation, or the representative working on my loan would disappear for days at a time. Through other banks, the same process has taken friends and family members only one or two days. By the time I got the "congratulations, you're approved" notification, the email chain was 34 emails long. On the day I went to pick up the check, I was made to wait almost an hour despite the fact that I was the only non-employee in the entire building for that entire time, while at least four associates were working. The associate who finally allowed me into her office giggled and apologized for not seeing me, saying she had been too busy eating her afternoon snack. It was 1PM on a Wednesday.
A deposit of $1 was required to become a Mazuma member. Instead of processing this for me, I was sent to use the automated system without instruction.
When I tried to refinance the loan, I was told I would have to show up in person. I know this is incorrect because I completed a refinance application late last year but decided not to go through with it. The associate that worked with me in the office kept repeatedly accidentally deleting the form and starting over. I have never felt like the associates at Mazuma present thorough information, except for the one I processed the refi application with last year. I was not provided with very much information this time, and was surprised to see that while my credit has increased and I've made all my payments on time, choosing to refinance now would cause my payments to double--for an amount that's less than what I originally paid for the car.
The only branch I will use is the one in Lee's Summit in the strip mall that shares the parking lot with the Midcontinent Library branch. Out of the four branches I've visited, it's the only one that provides anything approaching decent customer service. However, Mazuma's professionalism leaves so much to be desired. It would be nice to work with a credit union, for instance, that doesn't "lose" documentation. In the future I will be telling friends, family, and co-workers to steer clear of this credit union in favor of Community America, which is less cheeky and more helpful.