PRUDENT FINANCIAL

4.2 · 226 reviews
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Debbie Suzie
Reviews 1
2020-12-26 17:37

These guys are scam artists. Modern day loan shark...

These guys are scam artists. Modern day loan sharks. They will give anyone with a car or house a loan at 40% interest. And will not explain to a client what they are getting themselves into. Having them on your credit bureau will distroy your credit, no matter what they tell you. Anyone working ther...

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Amanda McBride
Reviews 1
2020-12-26 16:04

Prudent is a family business that strives to make ...

Prudent is a family business that strives to make u feel part of the family. They are fair fast and efficient always trying to get u the best deal. Gary and Jonah are all about the client. We have had many loans through the years and it s nice to know we always have their help when we need it. Keep ...

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Rita Smith
Reviews 1
2020-12-26 12:33

I recommend Prudent Financial Services to family a...

I recommend Prudent Financial Services to family and friends; Prudent has really come through for me on some very short timelines.
The reason I was able to buy my beautiful dream home is because Prudent lent me the $20,000 I needed for my down payment while I listed and sold my previous home. (My ...

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Bradley Mantha
Reviews 1
2020-12-25 11:59

Great Customer Service from Naomi, however the com...

Great Customer Service from Naomi, however the company is behind in technology. They required me to come in to process everything when I was able to do everything with another provider in under a few hours and money in my email by uploading documents and signing electronically.

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Michael Mai
Reviews 1
2020-12-24 12:49

Naomi Iqbal was the loans officer for my wife and ...

Naomi Iqbal was the loans officer for my wife and I and we found her to be both knowledgeable and enthusiastic. Behind her was an entire team dedicated to helping us repair our damaged credit rating. In the past, my wife and I have dealt with four of the five big banks and we feel that their custo...

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Melanie Joseph
Reviews 1
2020-12-21 19:30

I've been a client of Prudent for many years and I...

I've been a client of Prudent for many years and I can say without a doubt they are the best. They really go above and beyond to assist you. Jill, Naomi and Farrukh are absolutely amazing people and really do their best in assisting you the best way they can. I would definitely recommend Prudent to ...

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Laura Nzack
Reviews 1
2020-12-21 04:22

I have never felt more welcomed and at ease, Naomi...

I have never felt more welcomed and at ease, Naomi and Gary were great! Just when i thought my world was drowning they threw me a life raft and pulled me back to the surface. Naomi was great and explained everything to me step by step. Thank you for all you do!

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Amanda Downing
Reviews 1
2020-12-17 21:51

Always amazing service dealing with Prudent. They ...

Always amazing service dealing with Prudent. They go out of their way to help you. My loan officer this time around was Naomi and she went above and beyond to help me reloan and get the funds in my account so I didn't have to make the trip from Niagara Falls to Toronto.
I would highly recommend thi...

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Jacob Ratz
Reviews 1
2020-12-17 19:10

I had an issue. The insurance company I was with ...

I had an issue. The insurance company I was with decided to end the policy without cause. I then spoke with John DiFalco as I needed insurance for the car as it is part of my business. Thinking that it was impossible to get insurance fast enough that would be in my budget, it was John who saved my...

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Allan Savory
Reviews 1
2020-12-11 13:24

Prudent financial is a great company for a fast lo...

Prudent financial is a great company for a fast loan , efficiency, advice that comes along with reasonable fees on a loan. I was in a situation of paying out some cash that did not affect the principal of the loan so I went in to Prudent and meet with a great financial service advisor Deborah Mcgee ...

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IRENE G
Reviews 1
2020-12-06 03:11

Great experience with Prudent Financial. Had the p...

Great experience with Prudent Financial. Had the pleasure of working with Deborah McGee both times. A special "thank you" to Zach - always there to help work out any issue.
The staff at Prudent is always polite, knowledgeable, and willing to meet clients' needs.

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Ashliegh Paterson
Reviews 1
2020-12-02 17:49

My name is Joseph James puddicombe I used prudent ...

My name is Joseph James puddicombe I used prudent financial for a small loan.Everything was great until I missed a payment September 20th.Prudent financial charged me 760 dollars in the matter of 2 1/2 weeks and I was forced to pay it all before they would take my truck.Prudent financial said they p...

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Cora Wideman
Reviews 1
2020-11-26 09:09

My first impression when I walked into Prudent Fin...

My first impression when I walked into Prudent Financial today was immediately refreshing, the Customer Service and beautiful decor were professional and friendly. Thank you, so much Naomi, you made me feel instantly relaxed and I felt like I had made the right decision by your professional, yet fri...

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Evbian Inc.
Reviews 1
2020-11-17 08:17

Gary , Jordan , Zack and his "loan officers " team...

Gary , Jordan , Zack and his "loan officers " team are all crooks who make you sign for collarerlas illegally without your knowledge . Read all the fine print cause they won't tell you the truth !!! They are a disgusting , money hungry , cocky , rude and criminal organization who take advantage of p...

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Raul Layung
Reviews 1
2020-11-13 14:20

Worst service ever! Called about a loan I was offe...

Worst service ever! Called about a loan I was offered before at $2000, now the story has changed and can only be offered $500 even though I have a great history with them. Jill couldn't even recall our previous conversation and starts lecturing on how I need to handle my debt and finances then says ...

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Charlie Zhang
Reviews 1
2020-11-13 11:26

Prudent financial is a very professional company. ...

Prudent financial is a very professional company. Staffs are very friendly and helpful. You never feel pressure before them and they always think for you from your side. I have been with them for more than 2 years for my vehicle loan. Even sometimes when you have financial hardship, the company's c...

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Dee Z
Reviews 1
2020-11-09 22:12

Prudent Financial Services is a wonderfully warm b...

Prudent Financial Services is a wonderfully warm business filled with people who care. They truly have the compassion, knowledge and humanity needed in all situations. I never felt judged. I was always helped with kindness, friendliness and a deep sense of caring. Thank you to Gary, Jill, Jonah, ...

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Iria Hermenegildo
Reviews 1
2020-11-08 18:12

I would like to share my positive experience to sa...

I would like to share my positive experience to say that Farrukh Mushtaq was there to help me when I needed Financial assistance the most. When I wasn't able to get a loan anywhere else Farrukh was there for me and very supportive. I think I cried the first time I was there because I felt so relieve...

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Parisa Seyed
Reviews 1
2020-11-08 13:53

I found the team at Prudent to be very professiona...

I found the team at Prudent to be very professional and trustworthy. I had the pleasure of dealing with Deborah McGee who was incredibly helpful, friendly and honest. She truly goes out of her way to make sure you're taken care of and provides excellent customer service. I highly recommend their s...

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aurel boucher
Reviews 1
2020-11-08 11:46

Prudent financial has gone over and beyond the ca...

Prudent financial has gone over and beyond the call of duty in helping us out in our situation . They have been very prompt and kept in touch with us through email and the phone for we are 800 miles away . We appreciate all that they have done for us and we will continue to work with them in the f...

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Dimitra C.
Reviews 1
2020-11-06 00:19

What I liked about Prudent was that it was simple ...

What I liked about Prudent was that it was simple to get a loan. No headaches or hassles ... They are straightforward people. they value your business. Jill was awesome and Orlando very very helpful and professional. Don't waste your time going to places like money mart ... You get a better service ...

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D Di
Reviews 1
2020-11-03 05:12

Had a car loan with them because I needed a car to...

Had a car loan with them because I needed a car to get to and from work, so they saddled me with a huge monthly payment. Even though my payment history has been excellent for over 3 years, they still treat me like a common criminal when I've obtained a loan from them (even though I've always paid ...

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pri ant
Reviews 1
2020-11-02 13:02

The staff is simply amazing. They treat you like a...

The staff is simply amazing. They treat you like a fellow human being and not a customer. They are also very considerate of your situation and cater the loan to your need. I will recommend this place to anyone that is going through a rough time and in need of some help. If you do get to meet a loan ...

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Volodymyr Ouriadtchenko
Reviews 1
2020-10-27 04:49

Got a loan with prudent a year ago, taking out a l...

Got a loan with prudent a year ago, taking out a lien on my vehicle. speaking to Jill on the phone I was told of the great rates they offered and explicitly made sure I asked whether there were any additional admin fees and such. was told that there was not - so I made my way over to their sheppard ...

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Sharon Scott
Reviews 1
2020-10-26 00:45

I turned to Prudent Financial Services a few times...

I turned to Prudent Financial Services a few times over the past few years, and I'm happy to give them a two thumbs up -- or five stars. :) Deborah, Zak, Naomi, and Gary all treated me with respect and dignity, despite my circumstances at the time, and I would definitely recommend them to others. ...

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Robert Pellegrino
Reviews 1
2020-10-24 14:48

I would like to take this opportunity to mention t...

I would like to take this opportunity to mention that prudent financial has been a great help. Their staff is great and especially their loan officer Deborah Mcgee who has been a great help and support. I'd also like to mention Gary Stern for his detailed information about the company and valu...

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Cassandra Schnur
Reviews 1
2020-10-22 21:20

We just wanted to thank the staff for helping us a...

We just wanted to thank the staff for helping us a special thx toJohn Di Faico for the hrs he spent with us to solve our problem l would recommand Prudent Financial ti anyone who needs financial help the staff there really care

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Janet C
Reviews 1
2020-10-17 18:33

My experience with Prudent was one of timeliness ,...

My experience with Prudent was one of timeliness , experience and the ability to help me out when no other institutions would. Jill was amazing and was straight to point and was working on my behalf. Deborah was also very professional and helpful.. They took the facts without any judgment and have ...

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Roxana Quijarro
Reviews 1
2020-10-16 00:29

I had the most pleasant experience working with Na...

I had the most pleasant experience working with Naomi. She was very patient and thurall with her explanation. You can definitely feel the the sense of comfort when working with them, they were sure to explain all options and differences/ best options for me. I do look forward to continuing business ...

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Paul Kwiatkowski
Reviews 1
2020-10-15 20:44

Thanks very much, to the people at Prudent Financi...

Thanks very much, to the people at Prudent Financial " for All their help and financial assistance (the last 2 years) ! They helped me (when I needed the "appreciated help " when finances were needed, it was a great help financially to me at the time ! I would recommend Prudent Financial to any o...

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Khevanh Inthachone
Reviews 1
2020-10-15 11:38

i have been with prudent for 14 years and is very ...

i have been with prudent for 14 years and is very happy that i chose this institution for my financial purpose. Naomi and Saif has been nothing short of being professional and poses excellent customer service skills. Gary has been very trustworthy and respectful too. i highly recommend prudent finan...

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Staxx Bigbankz
Reviews 1
2020-10-14 03:59

I ve been dealing with prudent financial for many ...

I ve been dealing with prudent financial for many years and I can tell u I ve had no problems with them what s so ever they ve been great to me especially Zac and Jordan those guys are the best in taking care of what u need done.

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Cathy Morrison
Reviews 1
2020-10-13 16:18

I love Prudent Financial. Jill is amazing. All of ...

I love Prudent Financial. Jill is amazing. All of the staff are amazing. I have used them twice and I will use them again. I happily recommend them to others. In today s world it s nice to know that integrity and honesty still exist.

C. Morrison

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Jessica S
Reviews 1
2020-10-11 04:22

They pride themselves on trying to help people wit...

They pride themselves on trying to help people with bad credit when banks and other places won't help.
But then send an email "Thank you for your loan application, however based on your current debt situation, and without collateral, unfortunately we are unable to assist you at this time."
So kind...

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Antonia Maughn
Reviews 1
2020-10-06 08:58

I don't generally write reviews but after having m...

I don't generally write reviews but after having my third loan with Prudent Financial it's time to share my overall experience. From the time you walk through the front door you're greeted with a warm welcome not only from the front desk staff but from the company president who actually leaves his o...

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T H
Reviews 1
2020-09-27 18:55

This is THE best place to get loans if the big ban...

This is THE best place to get loans if the big banks don t approve you. Deborah McGee is my account rep and she is absolutely amazing! My situation was complicated and Deborah made it a breeze to go through the entire process and get the loan that I wanted. She is absolutely wonderful and extremely ...

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Elliot Whyte
Reviews 1
2020-09-27 00:53

I ve got mixed feelings about Prudent Financial, a...

I ve got mixed feelings about Prudent Financial, as signing a loan with them is like making a deal with the devil. To simplify my review I ll break my experience into strengths and weaknesses.

Strengths:

- Competitive interest rate for my then credit worthiness
- Transparent fees (for the mos...

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Wayne
Reviews 1
2020-09-24 18:00

I have gone to PFS a few times over the past 20+ y...

I have gone to PFS a few times over the past 20+ years, and Gary and have always been able to help out! Over the past few years I have had the pleasure of dealing with Naomi and she is always professional, courteous and understanding. Trust me, if you need them, they will help you!!

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Odelia Frederick
Reviews 1
2020-09-22 18:47

I have been dealing with Prudent for years. The ow...

I have been dealing with Prudent for years. The owner Gary Stern and his staff are all exceptional and extremely customer focused. All my experiences have been very positive and the staff are all thorough, detail oriented, professional and caring. My favorites are Sanjay, Jonny, Marie and Gary. I ...

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nirmal Kapoor
Reviews 1
2020-09-22 14:35

Dealing with Prudent with almost 4 years now ,Exce...

Dealing with Prudent with almost 4 years now ,Excellent service always whenever I need it. Especially to refer Jordan who always goes a step ahead to help whenever I need any help with anything to do with my loan or payments. Always recommend to my friends about this company.

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tiny trucker
Reviews 1
2020-09-17 20:42

Gary has had my back when no one else did. He's fa...

Gary has had my back when no one else did. He's fair, honest and truly goes out of his way to help everyone that walks through the door. I've been dealing with Prudent for almost 4 years and any bank would be hard pressed to get my business now regardless of interest rates !

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Sandy Crompton
Reviews 1
2020-09-16 19:33

Prudent financial

Prudent financial
thank you to all your excellent staff farrukhm, Naomi, Maria and david for getting our new ride on the road and mostly Gary and Jill for all your helpful advice in the past and now. Very relieved.

Thank you again everyone
Mr. & Mrs. S. Crompton

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brandon depeiza dowden
Reviews 1
2020-09-11 12:22

Called over the phone and was transfer for more in...

Called over the phone and was transfer for more information about loans and I was very upset with unprofessional manager that was takI got out her anger on me... the lady was very aggressive over the phone and was very rude I had to hang up the phone because if I listened to this lady anymore she wo...

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marsha l
Reviews 1
2020-09-05 16:21

I took 6 small loans with Prudent Financial betwe...

I took 6 small loans with Prudent Financial between 2007-2011 within that time period I paid them all in full with (0) balances...I checked my credit report and noticed a couple of the loans status shows (open)...I called Prudent Financial to have this issue taken care off and was put on hold by th...

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Sandy Rodriguez
Reviews 1
2020-09-02 01:26

I wish i can give them Below 0.

I wish i can give them Below 0.
I have dealt with Sanjay Boodhoo. He is very pushy and tried to sign me up without giving me the right advice.
He wants to just make his commission and leave the clients stranded.
I also called the office to ask how to make a complaint and they hang up the phone on...

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Cassey Malabanan
Reviews 1
2020-09-01 13:33

Professional and friendly service from the entire ...

Professional and friendly service from the entire team. Especially Deborah, she was very welcoming and helpful. There was a bit of a delay with the process, but she went above and beyond to make sure I was compensated appropriately for the inconvenience. Would definitely recommend to others and my ...

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Ray Smith
Reviews 1
2020-08-27 12:54

Absolutely brutal organization to deal with. Gary...

Absolutely brutal organization to deal with. Gary and Jill are probably the worst people I have ever had to deal with, ever - zero customer service skills, rude, treat 'customers' as an annoyance. The rest of the staff work in fear of them and can't do anything without running anything by them. S...

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Canadian Bacon
Reviews 1
2020-08-23 01:57

Their support chat on their page made had much str...

Their support chat on their page made had much stronger detail attentive representives than their actual loan officers were. Completely disappointed and dissatisfied. Complete waste of my time. A simple no from the very start would have been greater than getting my hopes up, making me feeling like I...

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Richard Renaud
Reviews 1
2020-08-21 10:52

I would give them 10 stars if I could!

I would give them 10 stars if I could!
They truly are leaders in their industry, who treat you with respect.
I got behind in my own affairs and reached out not knowing what to expect.
I was welcomed and made to feel comfortable talking money matters.
Gary, Jonah and the team really go out of the...

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Tennika Samuels
Reviews 1
2020-08-11 23:45

Prudent Financial is a great company for fast loan...

Prudent Financial is a great company for fast loans. I wasn't asked many questions and fees were reasonable. I needed a same day loan to finish my basement and they were reasonable. Andrea and Gary worked with my situation and within one hour I was out with $11,000. I paid the loan in full within le...

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Omar Baqa
Reviews 1
2020-08-11 03:12

Too bad there is not half a star. All the surface...

Too bad there is not half a star. All the surface talk is very appeasing for the average person that comes along that has bad credit. Their fees are at par with anything a credit card company will give you. I offered to pay off my loan early hoping that maybe it would entitle me to some kind of a...

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Neil Smith
Reviews 1
2020-08-10 11:59

I was in somewhat of a financial crises and was ad...

I was in somewhat of a financial crises and was advised to go to Prudent Financial. After giving it a great deal of thought and being warned of these kinds of these kind of company's I decided to go ahead and get a loan secured on my vehicle. My first impressions were good and at the the time all se...

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Ur Boi
Reviews 1
2020-08-03 18:31

I have been working with Deb M and Gary for many y...

I have been working with Deb M and Gary for many years now and they have always treated me with the utmost of respect and honesty. I would definitely recommend Prudent Financial for any type of financial needs. I can always get an answer in a timely manner and if it is not in my best interest I wi...

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Elizabeth M
Reviews 1
2020-08-03 03:11

Here is a warning to anybody out there that is loo...

Here is a warning to anybody out there that is looking to rebuild your credit or looking for a loan. DO NOT go to this place. They are thrives and they do not care about re-establishing your credit or helping you out financially. They only care about making profit and do not care about customer serv...

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Karen Mahabir
Reviews 1
2020-08-01 12:16

I have been dealing with prudent for the last 10 y...

I have been dealing with prudent for the last 10 years. They are great company to deal with. Jordan has been a great help to me and has always been there to answer any questions without any hesitation. I would recommend this company to anyone that needs any financial advice.

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Rob Cunningham
Reviews 1
2020-07-28 18:10

Thank You Prudent Financial!!! Jill Stern, Loan ...

Thank You Prudent Financial!!! Jill Stern, Loan Manager, made everything easy , informed me of everything, and answered all my questions. If you are looking for a loan, Stop your search with Prudent Financial. Within one day, I completed the whole process, and was walking out with money in hand...

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Brian Wallis
Reviews 1
2020-07-28 10:12

I have had dealings with this fine company for sev...

I have had dealings with this fine company for several years, and have always found them to be extremely courteous, friendly and very professional. I recently purchased another vehicle from them and it is fantastic. I would highly recommend them to anyone regardless of their credit situation.

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