Elliot Whyte

Review of PRUDENT FINANCIAL

I ve got mixed feelings about Prudent Financial, a...

I ve got mixed feelings about Prudent Financial, as signing a loan with them is like making a deal with the devil. To simplify my review I ll break my experience into strengths and weaknesses.

Strengths:

- Competitive interest rate for my then credit worthiness
- Transparent fees (for the most part, they add in a bunch of administrative fees and do some creative accounting however they were transparent about it)
- Quick and Available Cash

Weaknesses:

- Absolutely awful customer service, already down because I needed to get a loan from here they definitely didn t create a welcoming environment for the loan
- Disrespectful and baggering phone calls. ( I had a few insurance hiccups here and there and prior to anything being canceled Prudent was calling me off the hook making threats etc )

Prudent was able to serve a purpose for when I needed them. They were expensive however fair. Their customer service is terrible so if you re expecting a hand hold during this process or someone to console you through your hard times this is not the company for you. For the best results, educate yourself on your credit worthiness and take only what you can afford to pay back. Pay them back, I cannot stress this enough they will happily repossess your vehicle. (I heard them threatening other people on the phone when I signed my loan)
Good luck!