Proama Review

I do not know how others but in my case. During the liquidation of damage, no contact with decision-makers, only with the secretary. Errors in the selection of parts and hence in the valuation.

embarrassment. Last year, PLN 560, including PLN 3,100 for OC. I changed the insurer right away [today] and now I have 830 PLN. Who can be stolen by them.

No words, money extortioners no more policy in a given company.

Sad experience ... Proma just deceived me and pulled me money. Sad how much man can go to "get" money.

I do not recommend, best regards

Thieves and scammers do not recommend. Zero customer contact when you expect help from an insurer. I am still waiting for a refund for breaking the contract with these thieves !!!!

Last year I paid PLN 470 for OC, and in this they sent a proposal for over PLN 6,000 !!!! I have discounts at the same level. 12x as much as last year. Absurd.

IMPORTANT !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Along with this absurd civil liability proposition, I also had the (PROAMA) completed by them regarding the termination of the policy with my data filled in.
But he didn't see the number of the current policy that I was running out of, just entered the number of the new policy - absurdly expensive, so if I didn't look at the number I would have called the policy which I didn't actually have, and the old one with the old number would probably continue ( 100% I'm not sure) - but pay attention to it.

P.S. at AX ... I paid 650 PLN.

An uninteresting institution has to be considered and carefully read the offer.

A very professional approach of the company to the client.
Reliable service and offer deserving of interest.
Thank you and best regards.

Over three times higher liability insurance, no comment: (of course, I do not recommend it.

The contract was sent on January 20, with a payment date on January 8, on January 21, a debt collection reminder, as if at least they sent the problem by e-mail, the premiums are largely recalculated, the last policy in this t.u.

The worst company I know. the perpetrator caused the collision, he was insured in this company, he got a mandate from the police which he accepted, and proama unwilling to pay the full amount of compensation ... Because they found that I was 30% guilty ... The case was brought to court ... How would anyone from you a collision or accident and the perpetrator would be insured in this company immediately call the police and make as many photographic documentation as possible

From 2014, the car is insured (OC, AC, NNW) regularly at Proama.

I was very disappointed with this company's approach to its long-time client.

I do not recommend.

Ladies and Gentlemen, check carefully what is offered to you by Proam via e-mail and what is on the phone. Differences in the amount of PLN 29.00 may deprive you of Auto Casco.

Consultant Katarzyna Szczepanik from Proama offers car insurance: when providing data, she says that there is no such capacity in the column of 1400ccm (!!!). And this is probably not an unusual capacity. Have a nice day. I visit the Proama website, there is a surprise, in the news reports from 2012 and 2013. Happy do not count the time, I envy them. Reviews on their portal cannot be entered. I mean, they generate them themselves.

tragedy thieves I do not recommend passing a wide gap

Associated with Generali, so I warn you ... n they cut money and time for clients.

I have been a client of this company for several years, as a disabled person I am forced to contact only by e-mail. This company is still stuck in the 90s, contact by e-mail is practically non-existent, I do not recommend it to anyone. After comparing premiums with other companies, they are more than twice as expensive. The choice is clear, I will go to the post office and send a letter of termination. The opinion is consistent with my conscience and fair in my opinion, Regards.

Good insurance company good discounts on car insurance as a gift green insurance card overseas, the only minus the lack of large car parking

I feel sorry for everyone injured and insured ... Absolute mockery, this company should not exist ... They are lucky that I do not have time to go to court

2 days contact me to report damage oc pathology I do not recommend I do not know how to report such companies should close

I DO NOT RECOMMEND ! In 2016 I was paying PLN 580 OC. In 2017 I got a resumption OC offer with a 70% discount for PLN 6,391. Steer clear of this company !!!

Very poor communication in the event of termination of insurance by car cancellation. They answer for a long time, the information needs to be extracted, in addition to the cultural, easy transfer I asked for - they send money by postal order. Hands fall, I advise against

I do not recommend this company. I had one claim on third party liability / before damage 60% discount - after one claim, the discount is 30% - that is, they take half - come any other 10% - but the best thing is last year's premium is PLN 730 - including 1433 - i.e. 50% more for the same - bottom and seaweed. I would like to add that I feel a pity like everyone else - in my case it is once every 6 years or longer. In addition - previously I was insured with GENERALI - and this is one group - they stole my car - they paid me after a row, etc. - I bought a second car for 33,000 - and they wanted 12,000 from me. for the insurance ... because it was my fault. I was insured in other companies and no one took the theft damage into account - they kept the discounts for me ... I regret that I came back - it's good that the policy expires in 14 days - never again!

WARNING! Proama has no law in Poland for anything. According to Art. 817 K.C. have 30 days to pay compensation from the AC policy. It's been 2 months and nobody even responds to emails. The guardian of the case is a disaster. Several contact attempts. He called back once after his supervisor's intervention. I mention that I have a full insurance package, full option.
I am considering legal steps.

The worst company that is only lowering compensation zero contact I do not recommend taking out insurance in this company, they ignore the client and nothing more avoid them people working on the info line a little untrained and arrogant and os. Failure given as the damage keeper will not help. The people working there are a gang ......

suck
24l. driving license over 1,000,000 kilometers and they charge me for a car for PLN 2,200, OC insurance for about PLN 2,100
because I ran alone for the last 6 years. business
and my discounts went in piz..du

they are not interested in the court ruling or the Ombudsman, but in court

Proama's business model is to get you to buy their cheapest policy via rankomat or another comparison website. Their sales people are relentless in their calls when they want to sell something. Later on they send a letter saying there was a miscalculation in the policy and you owe them money.

They did it to us twice.

The first time when I wanted to renew my home insurance policy they said my old policy is invalid because I was listed as an owner, not a renter. Of course I had to pay more for it. Probably would have had to pay more regardless. I bought the policy over the phone and said many times that I'm renting, but I still need to pay for their mistake. Anyway, after 30 min on the phone trying to sort it out and buy a new policy at an increased price I gave up and bought another policy online.

My girlfriend's car insurance "recalculation" went straight to debt collectors, which freaked us out a lot. It turns out the previous owner of the car had a seniors discount. We bought the car with policy assuming we'll renew it when it's due. But no, Proama got wind of the owner change (we notified them as we should) and decided that our car insurance premium is now double AND we have to pay the difference for the previous year AND this doesn't warrant any call or email and should go straight to debt collectors. After a week of calls we managed to clear this, I hope. All over 350zl.

In short, if you're looking for the worse insurance company in Poland - here it is. It's cheap for a reason. Reason being they are scammers.

THIEVES THIS IS LITTLE SAY AS A 21ST CENTURY COMPANY MAY EXIST. YOUR CASE IS FORCED TO GIVE UP TO COURT.

The company tries to stretch costs without recognizing the discounts due stupidly explaining the incompetence of employees and management. If they want to terminate the contract, they want to take the case to court. Discounts that I had a year ago and I was assured that they will be corrected are still not assigned. The customers have a lot of respect. A group of thieves and scammers.

I advise against AC in this company. After total damage, they paid only half the value of the car, overstating the value of the wreck and underestimating the pre-accident valuation.

Consultants are very weak, they are irritable and incompetent.

The thieves, fortunately, I did not revoke and went to their client, smashed so much of the car in general, so much to do, the price of the parts in the Dealership PLN 2600, not to mention the paint and labor, etc.
ok case reported fixed date of inspection by video camera what is already a mockery laughter in the room the valuation came within 3 days attention the amount knocks the legs 500 PLN without any pennies this is the price of 1 parts that are needed to repair the car good what not to bother with I put the car in the ASO with them
and that's about it
ICE ICE ICE nothing else

They insured my Mini a few years, 2 years ago I had a small parking lot, for which they took a 10% discount the following year and I thought it was fair, although generally the civil liability insurance went up a lot. This was motivated by the fact that now the Ombudsman for Insured Rights orders repairs on original parts. Let it be - I thought. This year, now (harmless driving), the valuation of the extension for the next year came with an amount of 300% higher than the previous one (720 PLN - now over 2200 PLN). FOR WHAT? And I called - this time it is a shame that the regulator orders them to take into account the history of "accident from the last 6 years, hence I was granted a 20% discount (interestingly last year just after a 60% break from 70%). AXA somehow approaches human - my liability for next year in this company PLN 708. IT IS WORTH SEARCHING AND FROM AWAY FROM AWAY.

Why is this place so special ?! Because I met a great person here, Mrs. Gra yna, who devoted a lot of time to me and helped me choose a very good and inexpensive offer for my car insurance. I recommend good companies where they hire people who are willing to work

I do not recommend, trash and so much in the subject

As a damage they did efficiently but when it comes to losing income from 18 07 2016 I can not find out how the case looks. It is led by Beatrcze Dekondy does not answer the phone even through the hotline does not answer it has four letters it gives a lot to think about THIS company or about this man !!!

I do not recommend wasting time contacting them ... the case should be taken to court immediately.

Over the past 8 years, the company has fallen by hundreds of levels in the quality of services and customer-insurer relationships. After the end of third party liability, the previous owner adds 3 thousand. Surcharges for 9 months of collision-free driving - continuation of civil liability in PZU calculated at PLN 970 / year. Dear Proamo, change your address from ul. Post pu on ul. Deception.

Fear to call and ask for an offer - for them it is signing a pact, then they send - he quotes:
Demand for payment

Sir
Due to the failure to pay the premium on time, in accordance with the "General Terms and Conditions of Proama Motor Insurance", the contract for voluntary insurance was not concluded. Therefore, the protection in this respect cannot be provided.

You are still obliged to pay the premium for the third party liability package, therefore we call for immediate payment of the premium due using the following data: xxxxxxx "
After all, it is not reasonable to pay for something that is not included - and PHONE TALK THAT I HAVE CONCLUDED BUT - regardless of the fact that I paid O.C. in another company
I DO NOT RECOMMEND !!!

Note: I wrote the opinions 5 months ago, I can see that the proama did not make any effort to comment on my statement - they transferred the case to debt collection "Rudy Consulting" which did not even know the legal basis of the payment request - they only call almost every day and write silly emails.
Embarrassment !!! I document everything and hand it over to the police. Thieves with impunity? - I wonder how much this thief company will have the right to operate on the market and rob us ...

I bought a car insured in this grandfather's company, I asked for a conversion of the contribution 4 weeks ago, I have not received an annex until today, it was supposedly sent by an ordinary letter, but Proama can not prove it. I asked for an annex to the e-mail, it turned out that they calculated my contribution 4 times bigger, because they did not take into account the history of my discounts (in the meantime I changed my name after marriage, about which I informed) and the policy I said. I took notice of the termination from Proam's website, where they do not specify the art of termination. After a week, I received an email saying that my notice was registered with a different art than related to the purchase of the car, the most advantageous for Proama, and the policy lasts until the end of the period for which it was concluded. Every employee says something on the helpline, no one is responsible, the employee who registers the notice has no contact with the client, the employee who sent the email can not be contacted, subsequent consultants provide conflicting information. I have not been able to re-calculate it for a week, I think it was sent again by ordinary letter. There is not one person who conducts the case, you can only call the general hotline or write to one general address. Embarrassing customer service, the company pulls and cheats. I DO NOT RECOMMEND

They make problems with OC termination (sent by registered mail), they still make us pay a premium.

A huge increase in OC prices was 530 PLN for this year is 1300 PLN for the Skoda Superb, once they were affordable now as you can see above, I do not recommend.

Cham approach to the client. Failure to fulfill the contract?
I'm sorry but I was disappointed.

Despite early attempts to contact the proama regarding insurance of the newly purchased vehicle, it was only after 6 months that I received information about the recalculation of a premium four times higher than the one that was initially established. I was also "gifted" observation of the debt collector without notice. Obviously to extort money, poor customer service, don't recommend it.