Fear to call and ask for an offer - for them it is...

Fear to call and ask for an offer - for them it is signing a pact, then they send - he quotes:
Demand for payment

Sir
Due to the failure to pay the premium on time, in accordance with the "General Terms and Conditions of Proama Motor Insurance", the contract for voluntary insurance was not concluded. Therefore, the protection in this respect cannot be provided.

You are still obliged to pay the premium for the third party liability package, therefore we call for immediate payment of the premium due using the following data: xxxxxxx "
After all, it is not reasonable to pay for something that is not included - and PHONE TALK THAT I HAVE CONCLUDED BUT - regardless of the fact that I paid O.C. in another company
I DO NOT RECOMMEND !!!

Note: I wrote the opinions 5 months ago, I can see that the proama did not make any effort to comment on my statement - they transferred the case to debt collection "Rudy Consulting" which did not even know the legal basis of the payment request - they only call almost every day and write silly emails.
Embarrassment !!! I document everything and hand it over to the police. Thieves with impunity? - I wonder how much this thief company will have the right to operate on the market and rob us ...