Michigan Insurance Company Reviews

If you are looking at the reviews before you buy Michigan Insurance good job for doing your home work. I highly recommend you stay as far away from Michigan Insurance for Insurance coverage. If you are looking at reviews while you are with Michigan Insurance because you are suspicious or your agent signed you up with them. Again, I highly recommend you have your agent get another carrier or you get a new Insurance Agent who has done there home work. If you are currently like me or Credell Jackson one of the other people who had a awful experience. I agree that Michigan Insurance will take your money and does not want to honor claims.
I filed what I thought would be a simple cut and dry claim to Michigan Insurance because I had some lowlife scumbags come one weekend during the summer of 2018 to steal storage racks (uprights, decks and beams), mezzanine parts and aluminum handicap ramp that was being stored on my property at the back of my building that was fenced-in with three lines of barbed wire a top the fence. My soon to be former insurance company (Michigan Insurance Company) Stated and I quote "The following limitations apply to all policy forms and endorsements, unless otherwise stated.

1. We will not pay for loss or damage to property, as described and limited in this section. In addition, we will not pay for nay loss that is a consequence of loss or damage as described and limited in this section.

d. Building materials and supplies not attached as part of the building or structure, caused by or resulting from theft."

The problem with Michigan Insurance NOT HOLDING UP TO THERE INSURANCE POLICY is that the items that were stolen would never to get attached permanently to the building. Thus, I should be covered. So, I say "be extremely cautious when dealing with Michigan Insurance or stay away all together to be safe.

This place is a joke! I m dealing with them right now about my roof, it s leaking in my house! I have tarps all over it, and it s been over a month since I ve heard anything back!

Ok so, If I could give this company 1/2 of a star, I would. This is the worst insurance company out there. My roof has wind damage. I had a great roof contractor come out because the claims agent would not get on the roof. He took pictures and said it was wind damage and wrote up an estimate. Brenda the claims agent was told that she needed to go on the roof and inspect with the contractor. So, after her inspection she stated that they would pay for 1/2 of the roof and that the flat part of the roof did not have damage. I said, well what if we have wind or hail damage in the near future? She said that we would not because wind comes from the west. I did not know she was also a meteorologist. I called the agency that had set us up with Michigan Insurance Company and they contacted her boss and went back and forth. In the end the mediocre, at best, insurance company will only cover half a roof. So I say to anyone who is reading this do NOT go with this company. You will be sorry.

Very pleased with the claims service that I received. Dan Powers, the inspector, was courteous and professional. He made this unpleasant experience as painless as possible.

They never respond to your emails, I've called multiple times and left messages but never receive a call back. They just seem like they don't care about you at all.

I unfortunately crashed my car and totaled my vehicle. I had a check in hand within days and was able to get into a new car within a week. I was more than happy with their claim service.

This company takes your money and does not want to honor claims if they are over certain amounts. They retaliated against my business for filing a damage claim for our truck which it's value 60k.

The adjuster tried to have me sign a document agreeing to 15k to repair 40k in damages using my desperation to get the vehicle as a weapon against me. Ultimately I filed a racial indifference complaint to the CEO who did honor my claim but still allowed his employees to flag my company for claim history over 1 incident concerning my truck. The other wa lightning how can I stop lightning from striking and damaging my property.

They flatly refuse to answer simple questions about my existing policy. They refer me back to my agent. Fishy!!!

Run - Don t walk away from this company. They fight legitimate claims from day one.

Spend a little more money and go with a better, national brand like Allstate or Auto Owners, or accept the fact that you ll have to fight them every step of the way to pay for any legitimate claim.

AT AGE 65: MY UPSTAIRS NEIGHBOR BATHTUB DRAIN WAS NOT FIXED/
REPAIRED BY A LICENSED PLUMBER ... THEREFORE, IT FLOODED HALF
OF MY 1100 SQ FOOT CONDO. MICHIGAN INSURANCE WAS THERE 1,000% ! NEVER HEARD OF ANYONE GETTING THE QUALITY OF HELP AND IMMEDIATE PAYOUT ASAP ! BEST INSURANCE COMPANY IN USA !
REBECCA MILLER