My bike was stolen during the bright day from the ...

My bike was stolen during the bright day from the front of the porch behind the fence of my property and the insurer still refused to pay my claim saying that my bike supposed to be kept in the garage. I have told the underwriter that I couldn't access my garage because I had a large refurbishment of my property and the skip prevented access to the driveway. This of course wasn't enough and I was told with 'cold blooded' tone of voice that unfortunately my claim cannot be paid because the bike was stolen within the radius of 500m of my garage which is a clause on my policy. Never mind that my porch is 2m away of my garage! The only person benefited from this is a thief. The lesson I learned from this: beware of very calculated insurance policy with AA crafted the way that you are always in disadvantaged position as a customer!