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D
3 years ago

Brian was very helpful! Quick to respond. Careful ...

Brian was very helpful! Quick to respond. Careful to share the details he knows and he was clear about what he can't know yet. As soon as he knew, he shared it with us. Every step of the way Brian was there to adjust numbers as we navigated the building process.

T
3 years ago

Valley Mortgage is so great to work with! My husba...

Valley Mortgage is so great to work with! My husband and I love Brian! He helped us purchase our home last year and the whole process was so smooth! When we found our home it happened to be over Easter weekend. He worked over the weekend prepping our paperwork so we could be ready to go to make an offer. He went over the top to ensure everything was done on time! Recently, the VA dropped their interest rates. Brian reached out to me to let me know which was so thoughtful to remember I am in the military! He worked to get all of our paperwork done to lock us in. This was our first time refinancing and Brian made the process such a breeze. I highly recommend Brian at Valley Mortgage, you won t regret it!!

k
3 years ago

Excellent service -- Brian and Andrea got us every...

Excellent service -- Brian and Andrea got us everything we needed for a speedy and unexpected offer on a house in town despite some complicating factors including a new job. They are so great and easy to work with -- genuinely the most effortless process of home buying I've ever had.

N
3 years ago

We worked with Brian on our first home buying expe...

We worked with Brian on our first home buying experience and we couldn t have picked a better mortgage lender. The process was so smooth and seamless. He was quick to respond anytime of the day and even on weekends. He was also very knowledgeable and gave us his honest objective advise whenever we looked for guidance. If you re looking for a good lender we would 10/10 recommend. We will definitely be referring Brian to friends and family and working with him again in the future!!

G
3 years ago

Got a recommend to a bank from a Realtor, bank sai...

Got a recommend to a bank from a Realtor, bank said we were crazy and wouldn't be able to get a mortgage, they didn't even try.

Talked to some friends and got recommended to go talk to Brain at Valley Mortgage. I don't think it was more that 6 hours and had a pre-approval letter in my hands. Shortly after that we closed on our first house. Process was a breeze. If I need another mortgage my business goes here.

D
3 years ago

They were amazing team to work with. We had a snag...

They were amazing team to work with. We had a snag with closing on our sold home, and Andrea worked with me until 9 pm two days before our closing to make sure we could still proceed with our purchase as scheduled. There is no way any of the big firm would have been So helpful and accommodating. I would gladly recommend them to anyone who asked.

J
3 years ago

We have used Valley Mortgage twice and both times ...

We have used Valley Mortgage twice and both times they were great to work with. The second time was during Covid and they accomplished the mortgage refinance with minor accommodations to keep everyone safe and healthy. The process was easy and smooth thanks to the Valley Mortgage crew.

B
3 years ago

They do an excellent job of getting things done wi...

They do an excellent job of getting things done with almost no hassles! Kristen went the extra mile for us and got our loan closed even though we were dealing with ID theft. Her knowledge and hard work got our home closed, if we went elsewhere it would have most likely not happened on time. Highly recommended!!!!

N
3 years ago

Brian Johnson and his team are second to none when...

Brian Johnson and his team are second to none when it comes to providing solutions and top notch customer service. Plus, he saved me money!

I was in a challenging position - having to purchase another home without having secured the sale of my current home. I visited at length with my bank, with whom I've done business and been an excellent customer (both business and personal), for more than 20 years. They couldn't seem to figure out a way to help me. It was very frustrating, having been such a good customer for two decades.

I sat down with Brian at Valley Mortgage and within TWO MINUTES he came up with a perfectly reasonable and doable solution. AMAZING!!! Throughout the process he was always there when I had questions. Everything went smoothly. I have sold my former home, purchased the new home and we are completely happy with everything Valley Mortgage did for us. I would highly recommend them to anyone.. You don't need to go to "your bank." Call Brian and his team.

G
3 years ago

They were great to work with. Honest and experienc...

They were great to work with. Honest and experienced and very knowledgeable. They find what works best for you and are very efficient. Angie and Andrea were great to work with! I would recommend them very highly. I am very happy with the experience!

J
3 years ago

What began as a good experience became bad. I was ...

What began as a good experience became bad. I was made to wait about 27 days to receive escrowed funds that should have only take a few days to release. About $6k was escrowed for roof replacement. I had the roof replaced and upon requesting the funds be released I was told various Department of Veterans Affairs policies prevented the money being released until other conditions were met. I contacted my regional VA home loan office, as a veteran, to find out that Valley Mortgage had made that up and it wasn't true.
When I tried to contact Brian Johnson, at Valley Mortgage, he would not return my calls or respond to my emails where I informed him the VA "policies" he referenced were not actually VA policies.
If you do business with Valley Mortgage, you should expect to have your phone calls ignored. They treat you very different when you owe them money vs. when they owe you. I would never recommend this company to anyone.

G
3 years ago

Brian and Andrea were great to work with! They alw...

Brian and Andrea were great to work with! They always returned my calls, texts, or emails within a timely manner, almost always within 30 minutes. They made the whole mortgage process from application to closing super easy and as stress-free as possible. Highly recommend to anyone looking to buy a home!

C
3 years ago

This was one of the best experiences for me as a f...

This was one of the best experiences for me as a first time home buyer. Andrea was so so helpful and answered emails promptly. They answered questions in a way that was helpful and understandable. I would 100% recommend Valley Mortgage to anyone!

C
3 years ago

Brian, Andrea, and all others I worked with to pur...

Brian, Andrea, and all others I worked with to purchase my home made it very easy, especially during a pandemic! I closed on time and they were always quick to respond when I had questions.

A
3 years ago

Used this company twice now. They made purchasing ...

Used this company twice now. They made purchasing a home as simple and stress free as possible. Also used them for refinance. The people were patient with us as we are eager and pushy to finish things up. Brian was very patient and very informative when it came to information we needed to know and questions we had asked. We would highly recommend them to anyone and everyone we know!!!

J
3 years ago

Andrea at Valley Mortgage was such a blessing to w...

Andrea at Valley Mortgage was such a blessing to work with. She made our first house buying process such a breeze. She answered all our questions in a timely manner and never left us guessing what the next step was. My husband and I would absolutely recommend the Valley Mortgage team to everyone!

J
3 years ago

I worked with Andrea at Valley Mortgage and it was...

I worked with Andrea at Valley Mortgage and it was a pleasure. All questions were answered quickly and the whole process went about as smooth as you could hope for. They will be my first call the next time around.

F
4 years ago

This was the most horrible experience ever! They l...

This was the most horrible experience ever! They lied and lied about being able to approve the loan all the way to 15 days before closing. THE SO CALL PRESIDENT of the company was the WORST.
BE AWARE!!!!! IT WAS A NIGHTMARE. VALLEY MORTGAGE ON 13TH AVE......

K
4 years ago

We have worked with Brian and Andrea at Valley Mor...

We have worked with Brian and Andrea at Valley Mortgage twice in the last year. Our experience was great! We had an uncommon situation and Brian helped get all the answers to the many questions we had in a very timely manner! We also got a great rate! I would recommend them to everyone!

C
4 years ago

We will refer everybody to Valley Mortgage Inc! E...

We will refer everybody to Valley Mortgage Inc! Exceptional service, that goes above the normal bank lender. :). Angie drove to meet my wife over both of their lunch breaks at Cindy's work to go over the plans to purchase our new home, as I was out of town. Angie had a clear cut plan that was very easy to follow. We are so pleased to say we are in our new home and we love it!! Thank you Angie S.
P.S. The ice cream scoop is awesome.
Thanks again!
Marc & Cindy Jarmin

C
4 years ago

Valley Mortgage helped us with our first home-buyi...

Valley Mortgage helped us with our first home-buying experience. They were fantastic! They really took the time to make sure we understood all the ins and outs of our deal. I've told all my friends/family about them and would definitely recommend them again and again! Thanks Valley Mortgage!

D
4 years ago

We had a great experience with Brian. He took gre...

We had a great experience with Brian. He took great care of us and moved our loan along quickly. We were able to shave a week or two off the process by working with him vs a bank. Our realtor recommended him and we have since recommended others to work with Valley Mortgage.

J
4 years ago

Ask for Angie she was so great! She helped us get ...

Ask for Angie she was so great! She helped us get our loan approved quickly. She also returned phones call and email and was in constant contact with us when we had questions. I can recommend them enough.

M
4 years ago

Thankful for Brian's quick and detailed responses ...

Thankful for Brian's quick and detailed responses to all of our questions!! He was incredibly helpful and professional in helping us navigate the home buying process. I would highly recommend working with him!!

S
4 years ago

This will be our 3rd time going through Valley Mor...

This will be our 3rd time going through Valley Mortgage as our lender. There s a reason we re sticking with them. They gets things done. Even on weekends! We asked our lender, Angie Searls, questions and she responds right away no matter what. She goes above and beyond for us. I m sure the rest of the employees at Valley Mortgage would do the same. I highly recommend going with Valley Mortgage. They will work with whoever in whatever situation. They were able to help us when my bank couldn t.

N
4 years ago

Just closed on the purchase of our new home last w...

Just closed on the purchase of our new home last week; this was the 2nd time we have done business with Valley Mortgage and it was again seamless. Brian and the staff at Valley Mortgage were very accommodating and made this transaction go as quickly as it could. In fact we started the process later than our buyer, and Brian had our loan ready to close before they were ready. We were kept in the loop and they had all the answers when we posed questions. Would definitely recommend!!!!

J
4 years ago

Valley Mortage of Fargo made our home buying quick...

Valley Mortage of Fargo made our home buying quick and easy! My husband and I have very busy work schedules and needed someone that was willing to work with our schedule. Angela went out of her way to help us through the lending process. Underwriting and closing went through without any problems and right on schedule. I would recommend Angela and her team if you are looking to buy a new home!

Don and Jackie

B
4 years ago

Valley Mortgage, led by Brian Johnson, is the Best...

Valley Mortgage, led by Brian Johnson, is the Best Mortgage Lender in the FM area. Period.
True, this statement alone should suffice as a feedback, because it is a fact, but I would like to add the following. They are two types of lenders in the area, the best one and others, of course the best one is Valley Mortgage led by Brian.

I have done several transactions with Brian and the outcome has always been outstanding, fast and accurate communication, not pushy.

Brian has always provided us with different options based on our needs, and he always took the time to go over these options to ensure that we not only understood exactly what each option entails but also to assist us in choosing the best option.

A positive and great Customer satisfaction is truly Valley Mortgage/Brian s goal, and I know this because of the great customer service they have provided us over time but also to our friends.

I recall a specific situation where most lenders in the area where telling some friends of ours that they do not qualify for a mortgage however, Brian Johnson at Valley Mortgage made it happen for them, and as I write this line, they have a nice home which they own Thanks to Brian at Valley Mortgage.

For your real estate mortgage needs, one name: Valley Mortgage/ Brian Johnson.
Your success is Valley Mortgage/Brian Johnson's Success and I Highly recommend Valley Mortgage/Brian Johnson for your Mortgage Needs.

As always, Thanks Brian for making it happen for us over time and also for others. You Rock!

T
4 years ago

We recently worked with Valley Mortgage, and our e...

We recently worked with Valley Mortgage, and our experience was great. They were extremely helpful, prompt, and professional. They worked with us every step of the way and helped us get our dream home.

Q
4 years ago

We have a beautiful home thanks to Valley Mortgage...

We have a beautiful home thanks to Valley Mortgage!
Brian and Andrea were very helpful when it came to the process of owning our first home. Right from the beginning of the home buying process to the very end at our signing day, our questions were always answered. Brian and Andrea were very flexible and accommodated our busy schedules. Overall, great service and we would highly recommend.

G
4 years ago

We closed on our home during COVID and we couldn t...

We closed on our home during COVID and we couldn t he happier with the work that Brian and his team put in. Pre-approval was almost immediate, as were mortgage numbers for various houses we looked at along the way. There were no hiccups, no issues, and our closing was flawless. Valley Mortgage has our business for any future real estate needs!

c
4 years ago

I don't normally write reviews but I thought I sho...

I don't normally write reviews but I thought I should warn others. We were given Brian's name to work with at Valley Mortgage and have had a horrible experience. He doesn't return phone calls or emails, and acts as if we don't matter. If he can't help us, fine, tell us that. Don't keep people in the dark and not get back to them! FRUSTRATING!

T
4 years ago

We purchased both our first home ~6.5 years ago an...

We purchased both our first home ~6.5 years ago and now most recently our forever home just ~2 months ago with the help of Brian and his team at Valley Mortgage. We are incredibly grateful for Brian's expertise and his team's diligent and timely assistance over the years. Brian always put his customers first and looks out for everyone's best interest, pun intended. ;) Thanks again for helping us make our home dreams a reality!

H
4 years ago

Valley Mortgage, Inc. was recommended to us by our...

Valley Mortgage, Inc. was recommended to us by our realtor and they were incredible to work with! As first time home owners they were able to walk us through all the steps and help us to understand the process. Andrea and her team are incredibly knowledgeable and were available to give guidance quickly and without hesitation. We would choose to work with Valley Mortgage time and again!

R
4 years ago

Was the 3rd time using valley mortgage and if I ev...

Was the 3rd time using valley mortgage and if I ever plan on buying or selling a house I will use them again! I'm a vet and they have taken great care to make sure they have all the proper documentation for the VA and everything always goes without to much trouble. Nobody is perfect but Valley Mortgage is dang close!

J
4 years ago

Valley Mortgage is a superior service in town. I ...

Valley Mortgage is a superior service in town. I was recommended through a friend to go here. At the time I was a first time home buyer with no clue how this process worked. Brian showed me the way, educated me and I feel that he watched out for me as well. I had no doubt in my mind I was in good hands. Make sure you give them a chance, you will not be dissappointed.

C
4 years ago

I would recommend Valley Mortgage and Brian Johnso...

I would recommend Valley Mortgage and Brian Johnson to anyone who is buying a home in the FM area! I just bought my first home through Valley Mortgage and Brian and his team made it so easy! He was very clear about what my payments would look like, how much I would need to bring to close, and best practices on how to save costs. Very straight forward and honest process...and that s coming from someone who was skeptical at first. Very happy with my whole experience.

A
4 years ago

Angie was a wonderful contact at Valley Mortgage -...

Angie was a wonderful contact at Valley Mortgage - she was timely, friendly, and always willing to go the extra mile to explain details and answer questions whenever we had them! Couldn't have asked for a better experience.

B
4 years ago

This was the absolute worst experience we have eve...

This was the absolute worst experience we have ever had. At first they told us we were approved for a certain amount. Then they came back with 100k less then what they previously stated. We agreed on a FHA Loan, no down payment. Then it came up to we need to have x amount for a down payment. We said fine and went on with this. Two weeks before closing they decided to tell us that we need to get our taxes done and since we would owe money (own a business) we had to pay the amount owed to the IRS before our closing date otherwise they couldn t give us the loan. I wouldn t recommend Valley Mortgage to my worst enemy. Absolutely horrible company.

J
4 years ago

Valley Mortgage was great to work with. This was ...

Valley Mortgage was great to work with. This was our first house and they showed us all our options. We are very busy with work and kids and Brian was great working around my schedule. I always recommend them to anyone looking at houses.

J
4 years ago

This is the second time I have worked with Valley...

This is the second time I have worked with Valley Mortgage and it was exceptional. They were able to get a us a great rate on our home. The communication back and forth between Brian and Andrea is fantastic. Sometimes I d fire off an email with a bunch of questions at 7pm and I would get an answer later that night! I highly recommend them you won t be disappointed!

About Valley Mortgage, Inc.

Valley Mortgage, Inc. is a leading mortgage company based in Fargo, North Dakota that specializes in providing home loans and refinancing options to its clients. With years of experience in the industry, Valley Mortgage has established itself as a trusted name among homeowners and prospective buyers alike.

At Valley Mortgage, we understand that buying or refinancing a home can be an overwhelming process. That's why we strive to make the process as smooth and stress-free as possible for our clients. Our team of experienced professionals works closely with each client to understand their unique needs and financial situation before recommending the best loan options available.

Whether you're a first-time homebuyer or looking to refinance your existing mortgage, Valley Mortgage has got you covered. We offer a wide range of loan programs including conventional loans, FHA loans, VA loans, USDA loans and more. Our team will work with you every step of the way to ensure that you get the best possible rates and terms on your loan.

One of the things that sets us apart from other mortgage companies is our commitment to transparency and honesty. We believe in educating our clients about their options so they can make informed decisions about their finances. Our team takes pride in providing personalized service tailored to each client's specific needs.

In addition to offering competitive rates on home loans and refinancing options, Valley Mortgage also provides expert advice on real estate investment opportunities. Whether you're looking for your dream home or considering investing in rental properties, our team can help guide you through the process.

At Valley Mortgage Inc., we are dedicated to helping our clients achieve their homeownership goals while providing exceptional customer service along the way. Contact us today for more information on how we can help you get started on your journey towards owning your dream home!

Valley Mortgage, Inc.

Valley Mortgage, Inc.

4.8