Titan Lending, Inc. Review

Gavin made the process smooth, quick and easy! He explained the best rate to fit our needs and was there for questions before, during and after closing. Highly recommend!

To all in need of excellent financial help .
Moustafa H. Is awesome and very knowledgeable.
Helpful as well , made the process more enjoyable.

Thank you BILL ZHANG!

I was transferred to a loan expert by a rep from Lending Tree where I was interested in saving some money on my monthly mortgage payment. Bill was very professional and reviewed my financial situation with me in much detail. He also recommended several options for me to choose from instead of just giving one option to prevent bias or swaying. I've worked with many professional mortgage "experts" and none compares to BIll's analytic and professional work level. This guy would pick up my calls at 9PM on a Sunday!

I highly recommend BILL ZHANG to anyone who's looking for the best service and expertise while making the whole 2 week process a walk in the park!

Horrible lending company. Do NOT trust this place. These people are scam artist and will say/do whatever to get you to trust them. Daniel Lorenzen is who I interacted with but I felt extremely pressured by the rest of the staff as well. Steer clear.

Frankie Marino was amazingly efficient, knowledgeable, and responsive when getting us a quote for our refinance. I got quotes from many different companies and found our experience with Titan Mortgage and with Frankie specifically to be the fastest and most pleasurable. Highly recommend!

DO NOT give any of your information to this place let alone let them help you with anything financial! BEWARE!

I was told my refinance was done. Two weeks later I get a letter from my old bank that my mortgage is two months behind. I can t get any of the people I worked with on the phone& I am now speaking with the state of Georgia about a fraud case and my mortgage is now behind, which is has NEVER BEEM.

Best experience I ve ever had. We closed in just a matter of weeks! They shopped and got the best deal for me on the market. Was a very smooth experience.

I had been in process for months with a different lender and they ended up cancelling my loan and said they couldn t do it.

EnTrust/Titan got it done!

Humberto Campos said they could help me refinance but all they did it s ruined my credit and not communicate me the proper process don t do any business with them careless and disrespectful would give them a 0 star if I could.

WAY to many things negative things to list, so I will hit a few points.
- first just to start Appraisal Authorization I sign for one price and I was charged almost a hundred more then I signed off on, WITH NO refund in return for the correct amount.
-second I was told I was locked in at 2.99 more then 5 times, to find out they never locked me in and to get to 3.2 I had to pay $9k to buy it down when I was told I was locked in at 2.99
-third the under writer fees were over $1200 more then double the norm.
-fourth the processing fees were over 1500 again more then double the norm.
so in all I was out almost $600 for the Appraisal for a refinance loan that this company over charged again and again and never closed a deal.
DONT WASTE YOUR TIME WITH THIS COMPANY//
Bobby Chasteen.

This Company is a SCAM, they screw Vets and anyone else they do business with. DO NOT USE THEM!!!!!!!

I considered refinance with Titan Mutual several months ago and was very close to closing on a new loan with them before I did a little more research. Always get a second, third, or even fourth opinion!

I won't mention my salesperson by name but overall Titan offers really bad loan products. They will put a bunch of closing costs on your loan for no reason (other than to make them more money). At first I felt that I was just uninformed so I couldn't feel angry with Titan for trying to sell me a terrible refinance, but then I thought about how my salesperson on multiple occasions said if they were talking to a member of their family they would encourage them to jump on a loan like the one I was offered. Titan would have added thousands of dollars to the principal of my loan and barely lowered my monthly payments compared to the lender I finally closed with who significantly lowered my monthly payments with low closing costs.

If my salesperson thought he was making me a good offer then he simply shouldn't be in lending. He was offering me a terrible product but acting as though it was a good one. For this reason I would agree with the characterization another (Yelp) reviewer gave for them as "shady." My salesperson was so insistent that he was making a good deal when it was absolutely terrible and would have been a big loss for my family. I'm a young (ish) African American male trying to survive in an expensive city. I don't come from money. Success and financial stability is not a guarantee for me and these people could have set me back just to line their pockets.

I honestly am a little concerned this group would do something "shady" now that I am writing this negative review (assuming they still have much of my personal information). Again, I will take responsibility for being ignorant about some of the details about loans but I would not recommend that anyone work with this company because they can surely get a better deal from a normal lender (a lender that doesn't use pressure sales tactics). My wife and I have great credit. We only had to take the time to shop around.

Oh, I am also reminded of the tactics they went through to try to get me to close after I said I wasn't interested. They had some other person (who seemed to be in a department that focused on following up on lost sales) call me. He was really aggressive and started reading out my loan balances and implying that I couldn't afford my bills. His approach was totally inappropriate. That should have cemented my views but I (foolishly) gave them another chance when they tried to make a "better" offer.

I would recommend folks seek out HUD certified housing counselors who can advise on the refinance process. Predatory companies still exist!

I don't normally write reviews but titan mutual lending is a great company to work with! I refinanced my previous mortgage from wells fargo with them and they delivered excellent services and got me very low rate and which saves me a lot of money in the long run. I can't believe it. I am very thankful of this company and I highly recommend this company for anyone that wants to refinance their home.

Very nice people to work with. They even took the loss to have my loan go through. I didn't know any other mortgage company would do that. I definitely recommend them if you have mortgage lending needs. Thank you Titan Mutual Lending.

I think this company is run out of a closet. Cannot even get anyone to answer the phone!! they do not have a way to add extra principal, ofcourse.
Really Scary Deal

I cant express how thankful I am of Titan Mutual Lending. They helped me save so much money on my monthly payment and was able to get me a lower rate too. I was surfing the web and stumbled across their site and saw they have programs for people with low credit scores and for years I ve been trying to refinance my home but couldn t get qualified anywhere which led to a lot of financial hardships. I thought hey why not and called in to see if they can give me a quote and I m glad I did. My family and I are very greatful of what this company has done for us. Thank you Titan Mutual Lending!