Secure Mortgage Review

Usually I do not write the review but this time I am because I got charged unnecessary during closing my home loan 2018. I just refinanced the loan again and found out that INC. robbed/cheated me. I got a loan from this INC via Manoj Bhatia in 2018.I was purchasing a house for the first time and this Manoj guy took full advantage of me in the very competitive Seattle real estate market.In close cost statement there are following charges which supposed not charge plus there is no lender credit included Admin free, document preparation beside other regular fee(Escrow, title fee etc) .Some wording is confusing in closing cost to trick a person like me. One of the items is Loan Discount fee= $3000 meaning this is charged for the discount point however how many discount points 0.20% or 0.25 or 0.30never mentioned ,at the end l I heard from a notary guy/escrow folk about it.
Initially he promised to match the offer the same as Bank of America(interest rate without discount point plus some lender credit) because Manoj knew I have to close the loan in 30 days due to the competitive real estate market.
Every time I ask something to change in loan Manoj is always indirectly threatening me won t possible to close loan within 30days due to very competitive real estate market buyer agreed close loan within 30 days when putting to offer to buy house.

Mr. Joseph Walker was a great help to me and my wife during our home purchasing process. He took the necessary steps to explain everything and answered or returned my calls whenever I had questions. I would highly recommend him and his company to anyone.

We purchased our home almost three years ago with the help of Joseph Walker and his team. He walked us through every step and made it simple. I have worked with several other realtors, but none worked as hard as Joseph to secure my mortgage. After closing Joseph was still there for anything that I might need. THANK YOU JOSEPH WALKER.

This review is for the totally unprofessional conduct of Arun (Stanley Mani realty) at secure Mortgage. Been trying to get a refinance through him for months and he keeps giving me the run around. I can't leave messages on his phone line cause mail box is always full. Didn't they teach him how to access his mail? No email response either. He is always out of the office and also don't bother leaving your phone number cause he won't call you back. I gave them all the documents they needed and still excuses after excuses. It didn't take this long when I got a mortgage from them in the first place. Last message I got from him a month ago

We are still working on your file. Investors wanted to revalidate the appraisal report, we are working with the appraisal company on it.

Will let you know once we have it back from the appraisal company.

Thank you

Arun Mathew

Dear Arun , If you ever read this Cancel the refinance! I don't want to do business with a company that has such unprofessional person working for it.

I recently hired Joseph Walker from Secure Mortgage Loan to help me purchase a home. He walked me through on what I needed to do to clean up my credit (it was bad) and he literally got it up 200 points. I purchased my home August 8th and he literally walked me through every step of the way. Joseph listened to what me and my family needed and helped me get it. If I ever purchase another home or my friends and family purchase one I will highly recommend him. Joseph if you read these reviews thank you so much for everything you did for me! I couldn't have done it without you. :)

Joseph Walker is an awesome Loan Officer! I can trust him with my clients. He has provided great customer service!

They are a knowledge-based team of experts. I had the pleasure of working with team member Joseph Walker and there are 3 words that describe the service I received from him: professional, courteous, and caring. I purchased my home about one year ago, and Secure Mortgage Co. made the transition to home ownership very smooth and hassle-free. I highly recommend their services!

I would definitely recommend Secure Mortgage Company! Mr. Walker worked closely with my wife and I every step of the way with the process of purchasing our home. They even got us some money back at closing! We will be calling on them again for our next purchase! Thank You again Mr. Walker!!

I recommend Secure Mortgage Company. Joseph and the team are very hands on and supportive with ensuring the best rates and mortgage company financing for your home. I always felt they had my best interests at hand. As a first time homeowner, I felt supported every step of the way.

Had the pleasure of purchasing my home a lil over 2 years ago with Joseph Walker and his team. I Highly recommend Secure Mortgage Company when purchasing a home. They were very professional, timely, and courteous throughout the entire process!