3 years ago
Keith Ragusa was the gentleman who helped my wife ...
Keith Ragusa was the gentleman who helped my wife and I find a perfect match for our needs and budget! We had come in to test drive a 2007 Equinox, that was on the lower end of the price spectrum. Keith greeted us and immediately offered to get the car for us to test drive. The interior was clean, and the car looked great even though it was a new arrival for the used car lot, and needed a few more detail-orientated touch ups (he let us know before we even approached the vehicle the foregoing).
While driving around, he asked us a few questions and suggested that he runs a credit analysis to see what kind of vehicles would fall within our budget, price range, and can be financed (we were needing to finance regardless). After the score check, which was quick and painless, he came back with a suggestion after hearing about our needs and situation. Keith suggested a "short-term finance", or a lease, since we were looking for a home, and trying to start a family.
I had never thought about a lease for us before, but decided that it wouldn't hurt to test out the vehicle anyways, which is a 2015 Chevy Trax LS. Due to my condition, my wife would be driving the vehicle, overall, more than I would, so i trusted her to test drive it and give me her feedback. Everything went well, and my wife was falling in love with it (happy wife, happy life, right?).
We told Keith that we want to see what figures would be offered or agreed upon for the vehicle, and what the lease covers. In front of, we input our average gas costs with he older truck that I had at the time, the maintenance costs, and the costs typically set aside for repairs on non-new vehicles. After crunching the numbers, the lease made more sense in our current situation, and the option to purchase the vehicle at the the lower price point at the end of the lease is also very attractive. We eventually agreed on terms to meet our budget exactly, AND we have a BRAND NEW CAR! It was a demo model, which had about 2,500 miles on it, but that is a drop in a bucket!
Years ago, with my credit issues growing up (which I have turned around to 720+ credit score) I never thought I would be able to get a BRAND NEW car, nor be able to get a relatively new car, without having to buy it outright. Thanks to Keith, and his team at Ray Chevrolet, he made that happen!
Thank you so very much Keith!
The ONLY negative (and it's not really a negative) did not have anything to do with Keith. The sales manager person, whom we met while waiting for the finance guy and the detailing, was a little TOO pushy with the "Protector" and the fabric/interior care packages. However, having worked in sales, if you don't ask for it, you won't get it.
I did feel bad for Keith as they were exceptionally busy that evening, he ended up with us for five hours!
I will recommend Keith Ragusa in the future, as well as Ray Chevy as a whole. They did right by, and an extremely good deal for my parents years ago with their Tahoe purchase. I am glad to give them my business as a second generation to receive such great service!