Lowes Financial Management Reviews

We first became involved with Lowes 6 years ago and our only regret since then has been that it was not 20 years earlier. From our first consultation we have had total confidence in the Company and the staff with whom we have come into contact. All advice offered by Tim Dawson has been geared towards our personal priorities and preferences and is supported by a very capable investment team. Tim has been welcoming, friendly and thoroughly professional throughout and our personal finances have benefitted as a result. Keep up the good work, Lowes, and Thank You.

We have been very satisfied with the services provided by LFM

I have been very happy with the service I have received from Lowes. They provided me with good, understandable information about my savings options, and have been prompt and helpful every time I have needed to contact them. Would definitely recommend.

Lowes have been very helpful with financial planning over the years and are giving good advice on pensions as I approach retirement. The consultants are very knowledgeable and explain matters in a way that is easy to understand.

Satisfactory all together.
Questions answered clearly.
Feel happy to contact Nicola if we have any problems.

Stephen Hoggarth has looked after my investments for the past 5 years, and during that time I have been impressed with his diligence and attention to detail. He is always willing to take the time to explain things in simple terms, thus taking the stress out of managing my personal finances.

I became a client of Lowes 2 years ago after they advised and arranged the set up my pension portfolio.
I have found all of the staff very friendly and helpful when visiting the office.
My advisor Craig Moffat has been outstanding and his knowledge and assistance has been invaluable so much so my wife has now become a client and Craig is now assisting with her pension.
The only thing I would say is that I felt an initial set up fee of 3% seemed a bit high in comparison to the industry average of 2% , but could you take the view of you only get what you pay for ???
review by Dave D

In 3 years with Lowes I have received regular, proactive updates from Daniel Waugh, providing easily understood information and options in a friendly, professional and knowledgeable style. Collaborative and considered decision making is enabled without pressure while always delivering excellent service.

Been with Lowes a number of years now and in that time I have been looked after very well, with my finances doing very well due to Lowes advice, professionalism and experience in the financial markets.

Well looked after by my financial advisor who keeps me well informed of any changes, etc. that pertain to my finances. Would gladly recommend Lowes to anyone seeking advice in the financial markets.

I have been with Lowes for about 20 years and have always found them very helpful and efficient and, more importantly, I have been confident that the advice I have been given has proved reliable and profitable. I could not have done it without them.

I chose Lowes a year ago to manage my pension after 'interviewing' them and other local FAs. Very impressed by the whole service, in particular the personal attention and the growth in my investment.

I have been a client of Lowes Financial Management for over 20 years. I have always found the staff to be friendly, very reliable and most efficient. I have no hesitation whatsoever in recommending this firm for any required financial business.

We have been getting advice for the last several years and we can't speak highly enough of this company and all the staff especially Rob Newton. Rob is friendly and very thorough when advising us.

A great company that I have used since 2017. My brother was after some advice and I suggested Lowes. He told me that it was the best money he'd ever spent on financial advice.

We have been treated with courtesy and put at ease in what is, perhaps, an unfamiliar environment. Advice and information have been provided and options fully explained before we have made financial decisions. When we have sought spur-of-the-moment advice by telephone this has always been provided pleasantly and informatively.
The quality of the advice and experience provided has been evidenced by the results obtained.
A professional, friendly and effective organization to have to keep you safe.

Been with Lowes now for 2 years and have found their advice and guidance to be excellent.
Was unsure when deciding what to do with my pension, however I feel that I have made the correct decisions with their help.

My family has been a client of Lowes Financial Management for many years and received excellent, helpful and trustworthy advice.

My wife and I have been with Lowes for a number of years now and have found them to be very efficient, friendly and helpful. The advice we have been given over the years has been very sound and profitable.
We have dealt with other financial advisers in the past but none have been anywhere near as good as the service we have had from Lowes. All in all we would highly recommend them.

We have been with Lowe's for the last 2 years following a seminar that was held locally. The advice given by our advisor, John Walton, has always been excellent on a range of financial issues. There is no pressure to take any particular products and Lowe's fully independent status gives us confidence their advice is best suited to our needs. John's secretary, Karen is also very efficient and provides quick responses when required. We would not hesitate to recommend Lowe's Financial Management to others.

I have no hesitation in telling family and friends about the very good service i have received from Lowes.

I have been with Lowes for about twenty years and have received friendly help and advice all that time.

I have been taking financial advice from Lowes for over 30 years, and in an ever complicated world they make it easier to manage your finances. Definitely a financial company in which you can have confidence.

I have been an investor with Lowes Financial Investments"for aprox' 8yrs now, and have been totally pleased with there services, so much so, I'm continuing to invest with them, I have regular updates, and they continually keep me in touch, and have regular visits to there offices saving them time, which is important to Lowe's, meaning I have the time, I'm retired, so its no problem visiting there office, Many thanks for there services.

Don't be afraid to invest in Structured Products, just ensure that you select from a subset of available products recommended by Lowes Financial Management to avoid the duds and achieve a reasonable rate of return on your savings.

Thank you for your friendly, professional advice over many years. I have no hesitation in recommending Lowes.

I have been a client for over 20 years and have always been really happy and satisfied with the service I have received. My adviser, Rob Newton completely understands my requirements and I trust him and Lowes completely. So much so that a close friend decided to use him and Lowes too.

We have been clients of Lowes Financial Management Team for the last 20 years during which time we have found them to be, from the receptionist upwards, a most professional and dedicated financial Organisation with their client's best interest at heart. We have no hesitation whatsoever in recommending Lowes Financial Management to anyone requiring sound financial advice and investment in the future.

Lowes Financial Management have been looking after our finances for many years and have consistently worked hard to make our investments work hard, I would not hesitate to recommend them

I would certainly recommend Lowes and am most grateful for all the advice given especially from John Walton who has always made himself available when necessary.

I have every confidence in Lowes ability as advisers,they have served us well with sound advice and good investment opportunities over many years and can unreservedly recommend them

I have been using Lowes for over 10 years and am completely satisfied with their service.I have recommended them to a number of people.

Lowes Financial Management have been our advisers for many years.
We have always felt that they have given us sound financial advice, clearly presented and in our best interests. All members of the staff that we have been in contact with have always been very helpful, polite and efficient.
We would never hesitate to recommend their services to others.

This review is on behalf of Dennis and Audrey Ridsdale: My wife and I have been associated with Lowes for over 30 years, during this period we have had "house" visits from their representatives, and have also attended a considerable number of their Special Information Sessions.
We have always found their advice extremely informative and advantageous. Our present consultant; Mr Robert Newton is professional and friendly we have no hesitation in recommending both him and Lowes Financial Management.

I have been most grateful for the first class advice and support given by both my Adviser and Lowes generally over the past 17 years. Advice given was always clear and given in such a way that I never felt under any pressure to accept it. That advice has always turned out to be excellent. Some yearsago the affairs of my late wife were dealt with with commendable efficiency and with no trouble to myself, for which I was most grateful. I continue to be delighted with the service I receive from Lowes.

Ian Dawson, Forest Hall, Newcastle upon Tyne

Lowes Financial Management have provided for me, the highest level of
investment advice.This,they achieve, in a constantly evolving market.I am glad to have chosen Lowes to provide me the assurance in these volatile and sometimes, tumultuous times.They are always one step ahead of the competition.

I have been advised on several financial matters and proceeded with the advice given to me by Chris Large FPFS AC11 APMI Chartered Financial Planner, who I find a very professional and thorough. I would recommend him and the company Lowes Financial Management.

I have been a client of Lowes for a number of years and during this time my adviser has been Robert Newton and I have found his advice and recommendations to be first class. As a representative of Lowes his approach to business with client involvement and communication has been excellent. Following my very positive experience I have recommended Lowes to friends and family.

After attending a seminar presented in a very professional and easily understood manner, my late wife and I very wisely decided to place our investment plans in the very capable, and sure hands of Lowes. I would like to thank Andrew Gardiner in particular for his sound advice and I intend to continue my financial relationship with him and Lowes in the foreseeable future. I would heartily recommend both the company and Andrew to anyone considering placing their future investment strategy with professional management.

I have been with Lowes for over 20 years and had several Advisors over that time,the advice they have given me has ensured a secure and well managed portfolio.

Lowes have taken the strain out of managing my pension. Their advice has always been clear. Their correspondence and annual visit have kept me well advised, and I have total trust that this will continue into the future

Having been with Lowes for several years now I can thoroughly recommend them for their helpfulness and for the professionalism of their service. Craig Moffat in particular has always represented the best principle of Lowes with his unstintingly detailed informative advice and his friendly, no-nonsense approach. First class service.

I have been investing with various companies over many years, while with some it has resulted in a satisfactory outcome the performance of others has been rather disappointing.
For this reason I personally would never recommend a company to anyone (family or friend).
Of "Lowes Financial Management" I would say, the advisers I have met were very friendly and knowledgeable of the industry.

I count myself very fortunate to have been introduced to Lowes Financial Management by my father and then making the decision early to invest for my retirement using their proven expertise. Over the last twelve years I have enjoyed an impressive return on my investments and benefitted incredibly from the detailed bespoke advice provided by Lowes. I am delighted with my structured portfolio developed over this period, which addresses all my short, medium and long term needs, and continue to enjoy the very personal service offered by my Lowes advisor and the supporting team of specialists.
I can wholeheartedly recommend Lowes to anyone looking for financial management support, seeking help in planning for their future and making the most of their financial assets and investments.

A financial advisor that i can trust with a proven track record. Would not hesitate to recommend their service to others! Thank you Nicola who has now been looking after my financial affairs for a number of years.

I would not hesitate to recommend Chris Large at Lowes - the service has been excellent, professional and very clear always.

Excellent advice and service given to me over many years.
Recent contact with the financial adviser has given us a full understanding of the financial market world wide and the annual review of our investments etc has been extremely good. I would not hesitate to recommend them to anyone. There is nothing to fear in terms of confidentiality or the advice given.

I've been impressed with Lowes since attending an investment seminar some three or four years ago. The presentation from Ian Lowes was first class and prompted me to invest in structured products for the first time and to meet Daniel, one of their advisors. Although I'm familiar with investments and inheritance tax from my former employment my wife isn't and she will need someone to turn to when I'm no longer around. Someone she can trust. I am happy for Lowes to satisfy this need. Incidentally the structured products recommended by Lowes have proved to be a good investment, so long as one understands and is prepared to accept the risks involved.

Nicola and Katherine are always very helpful and nothing is too much trouble.We are very satisfied with the service we receive and would not hesitate to recommend your company.

My association with LFM extends back for more than 15 years. During this time there have been regular and frequent consultative reviews and agreed
parameters, such as distribution of risk, set and followed. The results over the long term have usually been steady and more than satisfactory.

I have had excellent advice and help from Lowes over nearly 30 years and would recommend them to anyone.

I highly recommend Lowes,
Fantastic service and excellent professional advice.
A special thank you to Mr Waugh

My wife and I were introduced to Lowe's at a financial seminar, we needed advise on where and how to invest in preparation for early retirement and how to manage ours finances during the period of 3.5 years before we became eligible for state pension.
They provided us with a plan, an adviser who managed the process and took away our doubts and fears, providing us with detailed reports and advise at any time be it by phone or home visit.
We now see John our adviser not only as a safe pair of hands in managing our initial needs but as friend we can contact to discuss my children's, grandchildren's future needs.

Daniel our financial / pension adviser has always been extremely friendly, helpful and accommodating. I have recommended him to several colleagues, some of whom are now Lowes clients,
and others when they take their pension will also be using Lowes for financial advice.

Helpful and knowledgeable consultant, supported by an expert team. Very happy with the service.

When I say I have trusted Lowes with my investments for over 20 years I think it speaks for itself. Peter and Daniel have looked after me with regular reviews and adjusted my portfolio to meet my evolving needs. To use a phrase from a previous reviewer I feel the advice I get from Lowes is sound and profitable .

I have been using Lowes Financial Management since approximately 1995. I like the very personal service which they provide and have found them to be responsive and careful to understand my attitude to risk and have advised me accordingly.

I have particularly benefitted from their advice and expertise regarding structured products and have invested in many that they have recommended - which have produced returns with which I have been very satisfied.

I would have no hesitation in recommending Lowes for very caring and competent financial advice.

I would not hesitate to recommend Lowes financial management
services as beyond any we have encountered previously.
They have performed excellently on our behalf.

I have been a client of Lowes for over 20 years and have always found them to be totally professional, extremely competent and approachable. The advice provided by the Company is without doubt first class. I would recommend this company without hesitation.

For the last 12 years or so I have had excellent and very professional service from the very knowledgeable, polite and friendly Andrew Gardiner. Hence I would not hesitate to recommend Lowes to anyone looking for a financial adviser.

I have been with Lowes about 2 years and glad to say that I am happy with the service and the overall support I have received during this time. Nothing has been too much trouble and I hope this continues for many years to come. I would have no hesitation in recommending them when needed.

We have been very happy with our treatment from the company and our representative, Rob Newton

I would highly recommend Lowes to anyone looking for an independent financial advisor.

Extremely professional and sound advice has been given on every occasion that I have met with Stephen
Hoggarth at Lowes.

I'm very happy with the service I've received. It is a relief to know that experts are making my money work the best for me, and that I don't have to worry about it.

lowes have managed my financial affairs for 24years without a single glitch.
I cannot speak too highly of their professional,polite and friendly way in which
they offered advice to my questions
I would advise anyone who may be looking for a financial advisor to speak
with Lowes.

Paul. Patchett

Andrew has been helpful and supportive in my modest dealings with Lowes. Has a deep understanding of his subject in financial services and advises me to a tailored path to achieve my objectives.

Sound financial advice giving returns aligned with forecast results. I have confidence that my fanances are well managed.

I have been with Lowes for over 10 years, after attending one of their roadshows. I had, at that time suffered a significant financial loss running to scores of thousands of pounds, owing to an elaborate scam on the currency conversion market. This made me very wary of the "financial industry" and it's advisors....however after talking to Lowes Management and an assigned Personal Advisor (Mr Andrew Gardiner), not only was my confidence restored, the advice received, whilst obviously unable to recover my loss, enabled me to look forward positively. I can say without fear of contradiction, that now in retirement my wife and I look forward to a financially secure future for ourselves and our family. This has solely been as a result of the returns on investments advised by Lowes Financial Management.
Joe Tiernan

Over many years we have had sound help and advice over investments and inheritance tax, and our advisor, Stephen Hoggarth, responds promptly and helpfully to any issues or queries we have . We continue to place our trust in Lowes.

If you are looking for no nonsense honest, professional advise than look no further. Lowes are outstanding supportive partners.
No hesitation in recommending my particular Lowes Financial Advisor to anyone.

Very good service. Excellent advisor Daniel Waugh. Would highly recommend.

Excellent advice from my Lowes consultant over the years. Definite recommendation

When I first attended a Lowes seminar I had a very jaundiced view about the possible benefits to me by 'signing up.'

How wrong can you get? Since joining, my portfolio has grown significantly in the capable hands of my Consultant, John Walton. I trust John's advice implicitly and have the highest praise for his ability to point me in the right direction.

I am confident that any other doubters would be as impressed with what Lowes Financial Management.could do for them.

I have used the services of Lowes for many years and have always found them to be friendly, helpful, knowledgeable and extremely ethical. I really feel that they have my interests at heart and my investments with them have more than doubled in value, even allowing for me drawing a reasonable monthly income. Using Lowes also saves me so much time and effort in completing the annual tax return!
I trust them to do a good job of protecting my nest egg during the current financial crisis and to help it grow when the recovery takes place.

We used Lowes for a few years but found that their performance was no better than the average informed investor could achieve for him/herself. Our capital was invested in about five different portfolios, each containing over a dozen funds. Some funds were common to more than one portfolio. This made our portfolio unnecessarily fragmented into lots of small holdings in different but similar funds. There was also no tool the client could use to monitor the performance of each portfolio. The Cofunds reports listed all the funds in one long list and did not report (or even mention) the performance of each individual Lowes portfolio. If two funds were in different portfolios the holdings were lumped together making it nigh on impossible for the client to see if the portfolio he/she had signed up for was performing in line with expectations. I discussed this with my IFA but there was no prospect of this issue being addressed. As the overall performance was only in line with the market I decided a couple of years ago to save the fees and manage things myself with a Hargreaves Lansdown account. I am very happy to have made that decision. I do not usually leave online reviews and am only doing so because Lowes have both emailed and written to me asking me to do this.

Excellent service very professonal and will to spend the time explaining the pro and cons of investing your moneu

We have been with Lowes for about 20 years. We appreciate the personal service and technical financial skills which combine to give confidence that the advice is sound and relevant to our situation - and well worth the advice fee. We have had several instances of significant gains from specific pieces of advice.

Since the death of my husband I have been greatful to Lowes and my financial adviser for the help and advice I have received. As someone who is not really clued up with financial matters they have always explained things clearly for me and I have no hesitation in recommending their services.

Mrs A Isley
Newbottle
Tyne & Wear

We have used Lowes Financial Services for the past 7 years and are delighted with the service and the results. John Walton has been our personal adviser for pensions and investments, and we have found him approachable and professional. We have recommended Lowes to family and friends. We are happy to recommend Lowes for the prompt, professional, highly efficent and effective service.

5 Stars for me, always excellent service from there HQ and my Advisor Daniel Waugh is always very helpful and informative.
I have been with Lowes now for over 20 years. I met my first financial consultant at one of Lowes local seminars, and although I did not have a great amount of money to manage my Lowes consultant reassured me and encouraged me to accept Lowes Financial Planning. My first consultant has since retired and I now have a new consultant, who is equally as enthusiastic and supportive of my financial wishes. The advice I have been given has enabled my wealth to grow safely and securely. Also, the backroom staff at Lowes are always very helpful.

Thank you again to Lowes for providing that personal touch in assisting with financial and investment advice...very highly recommended.

As a long standing customer of Lowes Financial Management it gives me great pleasure to recommend them to anyone.I have always found their staff to be pleasant and courteous, and my consultant very professional and competent.

I am very happy with the professional financial advice provided by my consultant over the past 12 years. I have always felt comfortable with his advice knowing that it has been fully researched, explained in detail and discussed to achieve my agreed financial objectives.

The IFA and "wealth Management" supplier world is riddled with compromised objectives - gaining a client commitment , earning fees VERSUS Performance of the recommendation
Lowes have focussed on my needs for approaching 10 yrs via their focus on the STRUCTURED PRODUCTS market which over many years with tricky investment risk decisions regardless of personal risk profile gauging.
I like this SPECIALITY and I feel confident from their in- depth knowledge of this investment market place
I am recognised as an INDIVIDUAL by all members of the Lowes Team with sometimes nil contact over a 12 month period

THEY ARE THERE WHEN I NEED THEM - FAST while maintaining updated news of their market place

You can TRUST LOWES Thanks for reading

This company acts with total professionalism, reliability & responsiveness. Their financial advice has proved incredibly sound over the five years I have known them ; my only regret is that I wish I had found them sooner !

With very good advice offered on a professional basis from Lowes Financial Management, my finances, savings and pension are now sorted and where they should be for my future.
I would highly recommend Lowes and their highly skilled team to anyone requiring help and advice with their finances.

Extreme novice when it comes to money and investment. Lowes Financial Management (and in particular consultant Stephen Hoggarth) guided me through the experience superbly.
Would highly recommend.
James

Lowes are very competent, professional and tailor services to client needs, Highly recommended.

I have been a client of Lowes for many years and during all that time, my Consultant has been Andrew Gardiner. I have always received excellent service and very satisfactory investment performance. As a retired Financial Adviser myself, I can see things from both sides and I consider Andrew to be extremely knowledgeable and professional in every way. I have no hesitation whatever, therefore, in strongly recommending Lowes in general and Andrew in particular to anyone.

My financial affairs have been look after by Peter at Lowes for over 20 years but prior to that Peter looked after my parents.
He now looks after me my children and grand children.
Peter with Lowes expertise behind him has always been attentive with my financial affairs and at times has repaired my computer and picked my apples and taken home my green bean chutney!
Joking aside I cannot praise Lowes Financial Management enough and would be happy to recommend them to any one needed independent financial advice.

Lowes offer a very satisfactory service and Nicola reviews at regular periodic times in the comfort of your own home in a very professional manner. I am very satisfied with how everything has gone to date.

Excellent advice, would highly recommend. Very transparent with costs, and as with all good financial advice, if you implement the recommendations you'll save more than you pay in fees.

We are relatively new to Lowes and only have modest sums to invest - however we have been cared for with great attention and professionalism. Strongly recommend this firm, thank you Craig.

I have used Lowes Financial Management for many years and have always found the advice I have been given to be sound. What is more, the service provided is friendly and efficient. I can recommend Lowes highly to anyone looking for financial advice.

Would have no problem in recommending Lowes as a Financial
Manager as service is excellent.

We have been with Lowes for many years and always received excellent advise suited to our needs, Our advisers have been superb. We have no hesitation in recommending to them anybody. Totally professional unbiased advise with no pressure to buy products.