Cnac Reviews

As long as you realize you re paying up to $10 or more dollars A DAY in finance charges and have no other options, this might be the only way to get a car.
The problem is you are paying 2x what the car is worth. My son s car (he had zero credit) has been nothing short of a poor decision (his fault and mine for not talking him out of it).
Really this is another example of predatory lending to people who already have financial issues. Should be illegal, but it isn t.
Make extra payments if you can and be sure you make it clear you want it to go to principal not finance charges. Build your credit and get to a legit car dealership.
They don t return calls either

Have been with them for two years only till recent events that I have been late asked for a extension of my loan due to me not working as many hours at work and still have a family of 5 to care for and the only one working now I was told that I would have to be either layed off to get any kind of help. So if I were you go to a different place for a car try any were else but them. If you are a day late they start calling your references and demand to see your bank statement and check stub. Horrible customer service and they make it very clear that they do not care about you, just getting their money.

After sending Sara proof of insurance paid up to six months like she asked, they decided to lock my account and refuse payment. I would not recommend CNAC to anyone

They run or should I say rerun you credit placing a hard inquiry on you as a way of dropping your score if you are late. The representative are rude and not trustworthy. I very been waiting 2 months to have a vehicle service. The service department is not concerned. So really why should I be. Concerned about your payment if your not gonna honor your warranty. On the flip side went to a byrider in merriville Indiana. Extremely awesome experience. They let me know that joliet is a franchise and it's horrible.

It I could give it zero stars I would. The lady that works there tried to be hard and mean for no reason. Her name is Cherise. She speaks to you like you re a child but will soon get her tables turned on her by someone who will give her the exact attitude she gives. It s not that serious especially when people are trying to pay their bill. Don t deal with her

I would really like to know why CNAC does not report to the credit reports as they should and never report correct when you do a fresh start that means start fresh I have not missed a payment since we started the fresh start in august 2017 and they are reporting I am 27 days late and I pay on the 1st of every month or before I think they need to do the right reporting or we will report more disputes and reviews. Stop acting like T D Finance they already have a class action lawsuit on them. CNAC may be next.
I have no problem contacting the Indiana Attorney General about them

DO NOT use this company. They will rip you off, no customer service, they do not stand behind anything they finance. It is a complete joke, they need put out of business.

They are rip offs don't mess with them they smile in your face until you buy a car and then they are mean afterwards .They getting down on Blacks .Black people don't shop with them

Awful service! Save your energy and time and go somewhere else! Interest rates are absurd.. I just finished paying off my loan back in January of this year. I paid 16K for a car that only valued $4k.. Unfortunately I did it to myself and learned the hard way. The only thing they care about is financially destroying a person.