Always good to review a Company you plan to conduc...

Always good to review a Company you plan to conduct business with. Let me offer you some advice so you don't get taken advantage of by this subservient servicer of First Bank or let's call them First Bancorp and their shareholders.

My older Home located in Warsaw, NC was severely damaged from both Hurricanes Matthew and most recently Hurricane Florence. Major Water Damage from roof being destroyed by wind. Black Mold present as a result. Insurance would not even come close to paying the costs involved to get home in a livable condition. Always made timely payments to First Bancorp. My finance package did not have escrow for insurance and property taxes. Always made Insurance Payments to carrier in timely manner. Always paid property taxes on time. Could not live in my own Home because or respiratory condition and knowing the Health risks of living in a Home with Black Mold. Moved in with a friend. Continued to make on-time payments. Home not fit to live in. Property Coverage Cancelled by insurance carrier due to no occupancy. First Bancorp-Dovenmuehle forced over-inflated insurance policy on my Home. They demanded it be paid in full. They ended up tacking the insurance coverage to the balance of my note. I kept making my payments on time. Shortly I began receiving late notices wanting payments more than twice what payments have always been. They gave me the option to do a payment modification program. I did all the due-diligence they were asking for. They declined me a modification with no reason for declining me. On April 26, 2019 I made my April payment. On May 13, 2019 in the mail I received a full refund check on that payment with a page behind the check itself that said"refused payment due to declined for payment modification." I not cashing that check. Now FIrst Bancorp-Dovenmuehle is attempting to foreclose on my 89 YO Third Generation Family Home and Property. They are attempting to cause embarrassment to myself and my family through predatory banking processes. I took the time to write this review because I do not want you the consumer to get taken advantage of as i have by this so called community bank. Please take more time to read the hundreds of terrible reviews on this bank. They can go ahead and cause me this embarrassment but I can promise them this their embarrassment will be much greater than mine. NC Attorney General, NC Banking Commission and the Federal Reserve have already heard my story. I have RDU and ILM media outlets ready to hear the story of how a bank can totally take advantage to someone. Interesting through all of this I have never heard one word from my local branch First Bancorp representative. I felt you the consumer needed to know this. Thank you for listening!