Yesterday I attempted to get a line of credit at a...

Yesterday I attempted to get a line of credit at a major electric store that uses Citibank as its lender. After running my credit, I was denied for a card to make a $2,500 purchase. The CSR at the store was kind enough to call Citibank and after being on hold for 30mins, he was told that I was denied due to a lack of credit history.

Awkwardly, all 3 of my credit ratings are in the 790s. My credit score is a reflection of my responsibility and payment history, but clearly that's not good enough for Citibank. Another thing that interesting is how many credit card offers I get from Citibank because of my scores.

When a 790s credit rating does not allow one to get a $2,500 loan from Citibank, its sad. Needless to say, I am disappointed that this financial institution would not honor the request of a fiscally responsible citizen.

I hope your experience is better.