Cayla Boyd Review of Lou Fusz Toyota
I went in to buy a car that was listed for $9,000....
I went in to buy a car that was listed for $9,000.00, I now own it for the total amount of $15,756.80. I saved up for 3 months and put down $2,000.00. So I still owe a total of $13,756.00 that includes the optional platinum warranty that I purchased for $2,900.00. Which mind you doesnt cover the full car. (The car is worth $9000 and i brought a warranty for almost a 1/3 of the total worth.) My credit score was 636 so that played a part in my finance charge of $3,650.30. So here is the math to prove that I should have just waited and continued to save
$9,000.00 listed price of vehicle
+$3,650.00 finance charge
+$2,900.00 optional warranty
-$2,000.00 money down
+ $2.50 registration fee
+ $5.00 title fee
=$13,757.50
I just found out I saved a $1 somewhere!!!!
Well the sales people are nice and the finance man wasnt pushy.
The rich are getting richer, the poor are getting poorer.
****UPDATE****
I went in and spoke with the finanace manager . Right away he asked what he could do to help me feel better about the situation. I asked him if I could cancel the warranty. He explained how it would impact my loan he then printed out the cancellation paperwork. He told me to stop crying or he would start crying. (Im not very good with conflict and i tbought the process would be a fight.) They are super nice and i definitely will come back. (Hopefully not for a while as i hope this car lasts 10 years lol.)
Comments: