Warning ! Is not an insurance as promised, but a s...

Warning ! Is not an insurance as promised, but a scam! Not only the insurance does not meet expectations, the average time on the phone is 20 minutes to have no answer to my questions .. The staff is incompetent, no one will have the same version, they will make you go crazy to save time and continue to cash as much as possible your monthly payment ..
Technique more than doubtful, a shame ..