Above all, do not subscribe! To avoid!

Above all, do not subscribe! To avoid!
I pay more than 30 euros / month a home insurance with any guarantee I have an American fridge whose compressor has let go following electrical damage this one refuses to reimburse me! At first I am asked to bring in a technician myself for 5 months after telling me that it was up to them to bring in the expert yes 5 months that it lasts and that I am in trouble. You have incoherent and different speeches and I have passed all the sales canvassing to their name since I subscribed.
You get hung up on you when you politely express your displeasure to them. In short I will skip all the details but it is a disaster and will not hesitate to call on my legal protection.