Interest rates were bouncing around daily in March...

Interest rates were bouncing around daily in March 2020, so I pre-qualified with three different lenders and was trying to pull the trigger with at least one of them at the right time. I was leaning towards a competitor, I had even already ordered an appraisal through them. But David Hawkes, my loan officer, was the reason I ultimately decided on Veterans First Mortgage. He went above & beyond to satisfy my concerns, worked directly with my realtor when necessary, and stuck with me from start to finish. His demeanor was even-keel and his telephone persona was always pleasant. I feel lucky to have had him in my corner during this endeavor.