I don't know where to start, because it's all dram...

I don't know where to start, because it's all drama at Obvion. Incredibly customer-friendly bank. During the application process they keep asking for more information which slows down the process enormously. Then everything seems round, but they do not accept that the house is on 1 name, while the mortgage is on 2 names. We have deliberately chosen not to make me the owner of the house because we do not want to live in the house and to avoid the additional costs of transfer tax and mortgage deed. Since Obvion does not accept this, I still have to become the owner of the house, even if only for 1%. As a result, they unnecessarily burden us with costs and it becomes clear once again how arrogant banks are.

Then it takes 2 weeks before they respond to the new concept of the mortgage deed and they send the deed by post to be signed by all parties. ANOTHER, faster way to draw (eg by scanning) is NOT possible again. This AGAIN delayed the process and we had to postpone the appointment at the notary before passing.
We have now been working for 7 weeks to get the existing mortgage under 2 names, but every time we are faced with surprises BY Obvion.

It is that it was more advantageous to take over the existing mortgage instead of paying a penalty interest, but when we move, we will NEVER think of Obvion again.