Southern Capital Mortgage Group Reviews

Shelby is a true professional, understanding the mortgage game fully. I highly recommend him and his company to friends and family.

Professional, knowledgeable, courteous, reassuring, exciting... just a few words and one emotion to summarize my thoughts after I met with Shelby about buying a new home! If you or someone you know is looking to buy their first or second home, do yourself a favor and have a meeting with Shelby. Especially if your a Veteran, he can help you find a new home with no money down.
He will take the anxiety out of your every question and fear you may think you have, and turn it into pure confidence.
Cheers Shelby!

Shelby and Kelli were amazing to work with! The process was quick and painless. The SCMG Team answered all my questions so I felt comfortable through the entire process. I would recommend them to anyone looking to purchase or refinance their current mortgage.

Shelby Pennix and his team at SCMG are outstanding to work with. We have used his firm for loans over the past few years and they are knowledgeable, patient, and extremely courteous. I would highly recommend his group to anyone looking to purchase or refinance a home. They make it easy!

Shelby Pennix and the whole team at Southern Capital have been an absolute pleasure to work with. We used them for our original loan 5 years ago and just recently again for a refinance. Knowledgeable, caring, communicative, and professional are just a few of the words I would use to describe them. I can't recommend them highly enough and plan to use them again in the future when the time suits.

I reached out to SCMG based on a friend referral. Upon reaching out I received a prompt response from one of their associates - John. After a quick call to discuss my needs, John was able to provide me with quote after quote as we evaluated the market for the most favorable rates. While I ended up going with another lender (which offered a discount based on an existing account I had with them), SCMG's offer was very competitive. I found John to be knowledgeable, up-front, and responsive to my requests.

My wife and I recently bought a house and we could have not done it with the help of Shelby Pennix and his amazing group at Southern Capital Mortgage Group. They were very attentive and responsive throughout the process and help us from beginning to end to ensure we got everything in order.

Shelby and his team were so easy to work with and being able to send and sign all the documents electronically was so great. They are even coming to our home for the official closing. My husband and I work full time and to have such personal, efficient AND friendly service was a life saver. We highly recommend Southern Capital.

Southern Capital Mortgage group is awesome. They are pretty good in taking care of everyone and their attention to detail and the effort to communicate every detail along your mortgage experience with them is outstanding. Highly recommend Shelby and his team for your mortage needs!

Greg and the whole SCMG team has always been great to work with. Super responsive and always close on time. Highly recommend

Greg and John and the entire SCMG team did an amazing job with my refi. It was the second refi that I have done with them. With the second one, the appraisal didn't come in as high as anticipated but instead of just accepting a higher rate. The SCMG team worked with the credit bureau to get an updated credit score that would keep me at the anticipated rate. Above and beyond!

Working with SCMG was incredible. They quickly responded with any questions and ran several scenarios, taking their time to educate me on my options and helped me find the right mortgage for me. Greg Spencer was my broker and I highly recommend him.

SCMG and Greg Spencer have handled several personal residential real estate mortgage transactions for me over the years and will continue to do so down the road as I have found them to be professional, highly knowledgeable and extremely responsive with their follow up. Greg has put together a great team who are personable and easy to work with. Having been on the commercial real estate side of transactions for over 18 years, I like working with the SCMG group as I know can always count on them to get the job done especially when time is a factor.

I didn't know anything about mortgages or refinancing. Shelby Pennix and Southern Capital Mortgage Group made it easy, understandable, and provided me the best options that kept as much money in my pocket as possible. Their staff as a whole is kind, caring, knowledgeable, and efficient. It doesn't get easier or faster than SCMG. I highly recommend SCMG.