LoanBook Capital Reviews

A great project that ended badly due to the excessive desire to grow fast and mismanagement of management. They should be prosecuted.

What seems unfortunate is that they do not answer the mails that are sent. THAT IS NOT BEING A COMPANY

I have waited to comment on all the "healthy" investments maturing and withdraw them to my bank account. Unfortunately the change in management that I have experienced with this investment platform. Until the beginning of 2018, investments were like a shot, of course with few cases of delinquencies, which is to be expected with these investment products. But delinquency increased alarmingly during 2018, at which time I stopped my investments. The delinquency report as well as its estimated valuation of recoverability of the balances is misleading. Be very careful with what was before and what is now Loanbook, I give up my 2300 euros that I have in default and, of course, the balance sheet has been unfavorable to invest in this investment platform.

Not recommendable. Delinquency is alarming and the management of defaults is incredibly inefficient.

My expected return when the end of the last loan expires is negative, considering that I was investing for a year in all the loans with the highest rating.

First of all, the fact that most of the positive reviews are made by Loanbook executive positions is striking, an aspect to be highlighted at least. Having a good opinion of your own company is understandable, but I doubt investors will overlook this detail.

On the other hand, for months, delays in payments and delinquencies have increased exponentially, which suggests that management in the collection of credits can be greatly improved without providing customer service.

They started with surprising growth and very efficient attention, currently it is not like that, so I do not think it is a recommended place for the small investor.

I would not currently recommend it.