The financial services provided by HFS are top-notch. I have been using their services for a while now, and I must say, they have exceeded my expectations. The team is very attentive and always ready to assist. Highly recommended!
HFS Asset Management Limited is doing an excellent job in managing my investments. Their team is highly skilled and provides transparent and reliable services. I have recommended them to my friends and family as well. Keep up the good work!
I am really impressed with the services provided by HFS Asset Management Limited. The team is highly professional and knowledgeable. They have helped me in managing my investments efficiently. Overall, I am satisfied with their services.
HFS Asset Management Limited is simply amazing! 😊 Their expertise in managing investments is commendable. I have seen significant growth in my portfolio since I started using their services. Highly satisfied!
I have been a customer of HFS Asset Management Limited for a few years now, and I can confidently say that they have been instrumental in helping me achieve my financial goals. Their team is knowledgeable, reliable, and provides personalized advice. I am really grateful for their services.
I have been using the services of a certain asset management company for quite some time, and recently decided to switch to HFS. I am glad I made this decision. Their team has been very professional and has provided me with great guidance. Highly recommended!
HFS Asset Management Limited has been my go-to company for investment management. They have a highly professional team that understands my financial goals and provides tailored advice accordingly. Their services are commendable.
😊 I am really happy with the services provided by HFS Asset Management Limited. Their team is knowledgeable, responsive, and always ready to assist. Thanks to their expertise, my investments have grown significantly. Highly recommended!
David Bojan and HFS Asset Management are currently under investigation by a Hong Kong regulatory committee for neglecting their duty, as financial advisors, to put their clients interests ahead of their own personal interests. In the case in question, David Bojan sold me a plan that was completely unsuitable for my investment needs and completely misrepresented. Not only did he mislead me about the fee structure, level of commitment, and penalties involved in entering and exiting this plan, but David Bojan who ironically lists on his website that he offers a no-commissions service failed to disclose the huge commissions he would receive for signing me up. The plan in question is the Generali Vision plan, the beloved cash cow of unscrupulous independent financial advisors around the world, now illegal in Germany and several other European states. Knowing that I wanted to invest in a college fund for my daughter, David Bojan aggressively pushed the Generali Vision plan, which he assured me on numerous occasions provides flexibility to stop, start, increase, and decrease contributions without penalty . He assured me that I could invest the minimum initial contribution (14 months x HK$20,000 = HK$280,000) and could stop contributing thereafter by taking a premium vacation at any time , letting this initial investment mature over the duration of the 10 year lock-in period. What David Bojan and HFS Asset Management failed to disclose was that 100% of the initial contribution is reserved for administrative fees and costs in other words, split between sales agent commissions and Generali. The result of stopping monthly premium payments after the initial contribution period is that you lose every cent you invested up until that point. My plan is now worthless. The truth, as I discovered through direct communications with Generali, is that you are penalized every time you miss a premium payment over the entire investment period (10 years). So, in order to avoid incurring penalties that will wipe out 100% of your initial capital and any subsequent gains, you need to invest a total of HK$2.4 million in the plan (HK$20,000 x 120 months). This was a stark difference from the HK$280,000 I had originally envisaged committing towards my daughter s college fund. Shockingly, Generali officially notified me that the surrender value of my plan is under HK$15,000. In other words, HK$265,000 has been dispersed between Generali and David Bojan. In hindsight, it was obvious that David Bojan s sole objective was to secure my commitment to invest the initial contribution, as he would be paid this massive commission upfront in full. This intent is evidenced by the numerous disclaimers he had me sign, waiving HFS Asset Management of any liability or wrongdoing. This should have been a huge red flag, but I trusted David Bojan because he was introduced to me through a very respectable family friend. When confronted, Mr Bojan s attitude and tone changed immediately; he claimed he had no obligation to disclose any fees he earned from the plan and dismissed every inquiry with the stock-phrase, it s obvious your circumstances have changed. He was unwilling to answer any questions in a straightforward manner and used every opportunity to remind me how miniscule he considered my investment. I am now pursuing this case through the various financial regulation agencies in Hong Kong. Thankfully, they are taking my claims seriously. David Bojan and HFS Asset Management are currently under investigation for failing to advise the client on the extent of remuneration despite repeated written requests. The matter is now being escalated to their Disciplinary Committee for formal disciplinary proceedings.I am posting this so you will not fall for the same scam that I did. Beware of David Bojan, he shake your hand and look you in the eye, all the while relieving you of your hard-earned life savings.
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