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J
3 years ago

So I bought a vehicle not knowing it had a lien on...

So I bought a vehicle not knowing it had a lien on the title and didn't get the lien release from previous owner/auction. So upset that I couldn't register out of state without the lien release receipt. I decided to call CAP COM FCU to see if they can help even though I wasn't a member and they were the lien holder. Spoke to a very nice woman name Tara and it was such a great experience from start to finish. She made all my troubles go away. Told me the car was already paid off and not to worry she will send a release receipt. This credit union rocks. thanks again And thank you TARA

J
3 years ago

It's my bank me and my wife love it. Here

It's my bank me and my wife love it. Here
People are nice very helpful and you can
Get a lot things done in one day or if you need to have another day thay will help you thru that to I think it's a good idea

D
3 years ago

Although we moved out of the Albany area over 10 y...

Although we moved out of the Albany area over 10 years ago, we have maintained our business with Cap Com because the service is always impeccable. They make everything easy and stress free. Yesterday when I called and needed a payoff faxed to my attorney before the end of the day, Chris kindly assisted me. He needed to put me on hold while another department processed my request, yet checked back in with me so I knew I wasn t forgotten. It is the kindness and thoughtfulness that Cap Com has always displayed that sets them apart from other credit unions and banks. Their custom service cannot be beat! Thank you for always making potentially stressful situations a breeze!

E
3 years ago

Excellent bank and friendly staff, but please stop...

Excellent bank and friendly staff, but please stop training new employees first thing in the mornings. I own a business and have to make it there before 9am(bank branch opens at 8:30am). I can't tell you how many times I've been late to my business because a new employee is learning the ropes. This morning I arrived at the bank at 8:40am to make two deposits and a withdrawal, I didn't walk out the door until 9:15am and there was no waiting line.

M
3 years ago

If you are a member, get out now. If you are think...

If you are a member, get out now. If you are thinking of becoming one, DON'T. quite possibly the WORST "bank" i have ever had to deal with. No one helps, a lot of beating around the bush when you ask questions. Been battling with these people for years to get payments made and its like pulling teeth. finally get payments arranged and then something goes wrong, they say they are calling to get it fixed but they are full of it. been sending payments for almost 2 months now and now out of no where my account has been sent to collections. if you are thinking of moving out of state and still be able to make payments or get any information don't even think about it.

J
3 years ago

Was very happy with CC for quite awhile, now main ...

Was very happy with CC for quite awhile, now main branch has tooooooo few tellers working at a time and lines are to be expected. AND to many conversations by the main branch tellers and not enough work. I mostly go in during work breaks and, well you know. Overall with CapCom I am pleased and have almost 0 problems other than above.

J
3 years ago

Giving this branch 1 star because the ATM never wo...

Giving this branch 1 star because the ATM never works, and they never seem to fix it it properly. The machine once froze and kept my debit card inside for 30 minutes! I was late for work because of this.

T
3 years ago

BEWARE!! Use to love this credit union. 2 years wi...

BEWARE!! Use to love this credit union. 2 years with them now all they do is charge crazy fees. Had 2 $30 dollar courtesy pay fees that was a mistake on there fault and the guy i spoke with on the phone who had no hospitality and no personality claimed that this was a service i signed up for and even tho money was there nothing he can do total bs im done with this credit union!!!

a
4 years ago

This bank has the worst customer service we have e...

This bank has the worst customer service we have ever seen. We received $60 less than our balance when closing the account, and when we asked why, the teller said he could not check the balance since the account was now closed. We then called to try and straighten out the missing money issue and my wife was verbally attacked by a customer service representative. So we essentially had $60 stolen from us, then verbally abused by someone who should have been trying to help. I strongly recommend taking your banking elsewhere

About Capital Communications FCU

Capital Communications FCU: Providing Comprehensive Financial Solutions to Meet Your Needs

Capital Communications FCU, also known as CAP COM, is a member-owned credit union that has been providing comprehensive financial solutions to its members since 1953. With over 140,000 members and $2 billion in assets, CAP COM is one of the largest credit unions in New York State.

CAP COM offers a complete range of financial products and services to meet the needs of its members. Whether you are looking for a checking account, savings account, loan or credit card, CAP COM has you covered. The credit union also offers investment services and insurance products to help you plan for your future.

One of the unique features of CAP COM is its commitment to education. The credit union offers financial literacy programs for all ages including youth savings accounts and college planning resources. Additionally, CAP COM provides free financial counseling services to help members manage their finances and achieve their goals.

As a member-owned institution, CAP COM operates with the best interests of its members in mind. This means that profits are returned back to the membership through lower fees and better rates on loans and deposits. Members also have a say in how the credit union is run by electing representatives to serve on the board of directors.

CAP COM has received numerous awards for its commitment to excellence including being named one of Forbes' Best-in-State Credit Unions in New York for two consecutive years (2019-2020). The credit union has also been recognized by J.D Power for outstanding customer satisfaction.

In addition to providing excellent service and products, CAP COM is committed to giving back to the community it serves through charitable donations and volunteerism. The credit union supports local organizations such as Habitat for Humanity and donates thousands of dollars each year through its Community Heroes program which recognizes individuals who make a positive impact in their communities.

Overall, Capital Communications FCU stands out among other financial institutions due to its commitment towards providing comprehensive financial solutions while prioritizing education initiatives aimed at improving overall economic well-being within communities it serves while maintaining high levels customer satisfaction standards which makes them an ideal choice when considering banking options available today!

Capital Communications FCU

Capital Communications FCU

3.7