Capital Car Finance Ltd. Review

No brainer really, market leading rates and makes the buying easy. Just don't tell your dealer it's 3rd party finance til you've negotiated price! I feel like I've been left in a really strong financial position and could easily buy myself out any point which is reassuring vs. dealer PCP.

Don't spend more than you have to on your next car by financing it with a main dealer. Call Mark or Kevin - Great service and they saved me a packet :)

Excellent rates and a service to match.
Mark was great to deal with, friendly but professional and explained everything very well.
Will use Capital again when I next renew my car.

Saw the car on Wednesday, drove it away on Saturday. Kevin came up trumps again. Fabulous friendly service, nothing phases him. Will certainly use Capital Car Finance in the future.

I've purchased 3 vehicles now using Mark at Capital Finance and saved a huge amount of money in the process. I've found their finance deals to be significantly cheaper than those on offer by the dealer on all three occasions. They've dealt directly with the dealers for me, going above and beyond in chasing sometimes dis-organised dealers, and also in advising me on negotiating with the dealers. Can't recommend their service enough !!

I have been using Capital Car Finance since 2011 to purchase all my cars. The service is quick and they get the job done beating many prices along the way. I have dealt with both Kevin and Mark who do what they say. I would highly recommend them for discounted finance. Keep up the good work!

This was the first time I'd used Capital Car Finance and I certainly will again. I was superbly supported by Mark all the way through the process. He was professional and kept me up to date at all times. The most seamless car financing I've experienced and a great rate as well!

More than happy to recommend.

Great lending rate and sorted it all out in double quick time. Would definitely recommend!

Competitive rates and a great quick service. I wholeheartedly recommend James Dale to anyone looking for car finance.

Great experience Mark was more than helpful from start to finish.
Rates were good,better than dealers and with personal service. Will use again next time.

Capital Car Finance give a first rate professional service.

Unlike a lot of finance companies they are totally transparent and charge a one off fee which is not hidden in the overall finance cost. They also got me an APR rate for my 4 year deal which was 1/3 of the rate of the dealer's rate saving me a significant amount of money..

I would therefore strongly recommend letting them give you a quote for your car finance, my whole transaction/experience was trouble free, in fact better than that, I got feedback all the way and a very fast turn around off a couple of days from application to completion.

Marc;-)

Mark has worked extremely hard and put in the extra mile to help get me sorted. He has always been very professional with a friendly open and honest attitude to the job. His time and effort has been greatly appreciated by me. I will definitely recommend Mark and the rest of the Capital one Car Finance team to any potential car buyer.

Thanks again
Steve

After some seriously insane finance quotes from dealerships I had all but given up on the idea of getting the car I really wanted. Mark and Kevin to the rescue. The finance deal they found for me was so much better than my other quotes that I very nearly just hung up the phone thinking I was being scammed. Nothing could be further from the truth. Great service, great deal and a thoroughly speedy and painless process from start to finish. I will definitely be calling them again for my next car finance deal.

Came across this company a number of weeks ago. I kept sending them details on various cars for finance quotes. Each time they sent a detailed quote without question, and never mithered me to go ahead with any of them.
Finally found a car I liked and went ahead with them. I did however shop around too and no one could come close to the rates this company offered. I thought once they put the application in, the rates would change . Alex explained this wasn't the case and was very patient and explained everything to me.

The paperwork came through promptly and was always kept informed. The car is in Kent and I'm in Manchester so I've not actually seen the car yet. Alex corresponded with the dealer direct and got everything sorted.

Highly recommend this company. I've already recommended them to friends.

Amazing service. fast friendly have alrerady recommended them to friends and family
Gary Gibbs

Excellent service from Tom and Kevin. Made the process of buying my new car as pain-free as possible. They got me a superb finance deal on my new vehicle. Would thoroughly recommend.

Used them for the purchase of a newly new car. Exceptional service from start to finish. Mark was great and helped every step of the way.

Straightforward and easy to deal with, got a great finance deal on my new car - Highly recommend to anyone wanting to get lower rates than dealers offer

A totally professional and rewarding experience. Everything was timely and very cost effective. I would wholly recommend their services

Cannot recommend them highly enough. Really easy to work with, very helpful and much more cost effective than dealers

I cannot recommend this company highly enough, they have been brilliant from start to finish. Kevin was extremely helpful and made the process so easy. The rate these guys get will be very hard to beat, I know this as I have a friend who works in car finance and he said it was unbelieveable.
Total all round good quality company with a service to match.

Great service - now on my 5th car deal brokered by Capital. They are helpful, knowledgeable and know how to work with the car dealers. The best bit is they have excellent deals.

FANTASTIC SERVICE
Rang Capital Car Finance for a PCP quote and spoke with Tom. The service was brilliant from start to finish, I ended up getting a few different quotes and every time it was quick and efficient. Tom completed all the paperwork very quick and kept me updated at every step. I also ended up with a much better rate than I was offered from car dealers. Would recommend to my friends and family A***

I was looking for a used car from many manufacturers and dealers. That process involved lots of different finance deals with their own pros and cons, which detracted from finding the car that I wanted.
These guys offer a simple service to acquire finance that is not specific to any dealer, hence allowing you to focus on the car that you want to get.

Their service is very transparent, with no nasty hidden extras. They are able to leverage their experience to offer a very professional service that is quite surprisingly cheap. What is more, they are very friendly and helpful every step of the way to actually getting the car.

Overall I would highly recommend these guys. There is no obligation after you give them a call so there is no risk in finding out whether they can help you too.

Great service. Their revenue model ensures 100% impartiality and just means you get the best deal as the consumer! I have now purchased my first car through CCF and will happily use them again. They went above and beyond in my case to ensure all the paperwork was done in time so that I could have the car for when I needed it. Cant recommend them enough! Will definitely use again in the future.

Tom was very efficient and professional, the process was turned around in just a couple of days. Within 5 mins of the first call, I was quoted with a couple of repayment options and APR.

I would like to thank Mark for his professionalism and expedite way he managed my application; the application was completed within 72 hours of my enquiry with an APR that was better than the dealership. Thanks again.

Mark was absolutely brilliant and the team were all very helpful when I spoke to them. Working with them to buy my car was a breeze and really took so much of the hassle away from buying my car. Best deal around by miles.

When the dealer that I originally intended to buy from was causing major issues it was really great to have Mark there being patient and giving me advice and help during my hunt elsewhere and when we eventually found my car he got everything sorted so unbelievably quickly the dealership could barely keep up. Excellent service and would recommend to anyone. Will definitely be back again in the future.

Many Thanks

Ryan

James had the best rates on the market, was patient, clear and efficient. I will be using in the future!

Must be on approx deal number 10 with these guys, always a cracking service

Fantastic experience working with Alex. He handles car dealers like an absolute pro - on my behalf he straightened out a pricing invoice issue that the dealer just couldn t understand.

Already recommended a friend to refinance his car and we will be financing my partners next car with him.

APR is always the best rate, communication is very fast and service is second to none.

Tom and his colleagues provide excellent service and are extremely knowledgeable when it comes to finance. They provide very competitive finance on used cars. 5 stars.

Been in contact with Tom trying to find the perfect car for weeks! He was always patient, helpful and mega quick with responses. I have recommended these guys to many and have never had an issue. This will be my go to company to secure any finance in the future. Absolute pleasure doing business with you.

Many thanks

Tom was a lovely chap to deal with but more importantly, he's on the ball getting things turned around swiftly and overcoming obstacles smoothly. Capital Car Finance seem to be a niche of lenders in what they do including the competitive rates they offer so I would highly recommend this business to anyone. There is no question that I'd be using them again in the near future.

These guys saved me a shed load of money.
I've never had a PCP deal before and was walking with my eyes shut into a deal provided for me by the main dealer.

In the end I found Capital who are a private small broker who know there business well.

So I'm chuffed. The services was Top Notch too, and they kept me in the loop at every stage. I don't know how many more cars I'll need to finance in my life, but Mark will certainly get my business again.

Absolutely great experience using these guys to finance a used purchase. Great rates and really drove it through to get me in the car quickly. On top of that Tom was a pleasure to deal. I will be using them again in future, I'm sure.

Can't believe how quick and easy that was, and also must be one of the best rates on the market.

Jacob explained the process and answered my questions clearly and in detail to leave me assured. Polite, professional and helpful from start to end. Highly recommend his service and will definitely be coming back again.

Used Capital Car Finance twice now. Both times service has been great and the guys have sorted it all out for me. Recommended.

I can sum up CCF in one word "Outstanding".
I like many people are sick of the car dealers trying to make money out of me on every part of the deal. I decided to research obtaining my finance myself when I found CCF. I was impressed when I was able to confirm my budget using the online calculator, following this confirmation I decided to restart my search for the car, this time around I approached the deal as a cash buyer and completely took the dealers finance off the table. Once I had agreed my PX valuation and my new car purchase price I put down a holding deposit and instructed CCF to work on a finance package for me. Mark at CCF worked on my behalf from start to finish, keeping me informed throughout, Mark dealt directly with the dealer arranging the transfer of the finance payment leaving me with just the remaining deposit to pay. From first getting CCF involved to collecting the car took only 4 days, Outstanding Job.

I would recommend CCF to anyone it's a no brainier save yourself money by using CCF.

Thanks again Mark I will be in touch in a few years time when I m looking to change the car :)

I contacted Alex Cama at Capital Car Finance having been disappointed with the deal offered by BMW. He came up with a proposal within an hour at a very competitive rate (half that of the main dealer). Finance was approved within 2 hours and paperwork issued completed and returned within 24 hours. I was then able to let Alex conclude the deal direct with the dealership. I picked up the car a couple of days later. Transparent fees and great service. An easier transaction would be hard to find. Thanks Alex - I will be back to you to finance my next vehicle and have recommended you already to others.

As all the previous reviews state. 5 star service.
James was efficient and patient with all my quote inquiries. And went the extra mile to push my finance through. Why would you want dealer finance when you have capital car finance. Personal and efficient service.
James Dale was a star. A+++

Mark and the team at CCF have just turned a deal round in 72 hours for me - much appreciated thank you. Some embarrassment on the dealers part for not getting the car sorted as fast as the finance was done.

Good rate, easy paperwork, happy to recommend.

Thanks again.

Richard

If I were to fully describe this company I would probably run out of superlatives.

What fast fantastic service. I asked for a quote on the Tuesday and on Thursday the money was with my dealer.

They did all the work, emailed the documents which I signed and sent back. I got a very competitive rate of finance and I have no hesitation in recommending them,

I will be back - thanks.

Fantastic job yet again, cant fault anything you do.

Excellent speedy service from Alex. Highly recommended!

Fantastic Service! James Dale quoted for finance options and offered great customer service and competitive rates

The best way to buy a used car for the minimum disposable income impact!

Highly competitive rates. Great customer service from James, always quick to respond and helpful. Can't fault at all!

Can thoroughly recommend Mark Williams at Capital Car Finance. Got me a fantastic rate to purchase my car, was very helpful during the process and even managed to get it processed so quickly despite a couple of problems with the dealership and I was able to get it a few days earlier. Will definitely use again.