😃 I had a wonderful experience dealing with Cagamas Berhad. The company provides excellent services and the customer support is great. The website is user-friendly and provides all the necessary information. Highly recommended!
👍 Cagamas Berhad is an excellent company to work with! They have a wide range of services and their customer support is top-notch. The website is easy to navigate and provides all the required details. I had a great experience dealing with them and I would definitely recommend their services.
Cagamas Berhad is a trustworthy company with a wide range of services. The customer support is responsive and helpful. The website is user-friendly and provides all the necessary information. I recommend their services.
I am extremely satisfied with the services provided by Cagamas Berhad. The customer support is excellent and the website is easy to navigate. I recommend their services to anyone looking for reliable financial solutions.
I have been using Cagamas Berhad's services for quite some time now and I am extremely satisfied. The company provides excellent services and the customer support is fantastic. The website is user-friendly and provides all the necessary information. Highly recommended!
Cagamas Berhad is a reputable company with a range of services to meet different financial needs. I am impressed with their customer support and the user-friendly website. Overall, it has been a great experience working with them.
I recently availed the services of a financial company and I must say I'm impressed. The level of professionalism and efficiency displayed by the company was commendable. They provided me with all the necessary information without any hassle. Highly recommended!
Cagamas Berhad is an average company. The services offered by the company are satisfactory. However, there is room for improvement in terms of customer support. The website is user-friendly and provides all the necessary information. Overall, it is a decent company to work with.
I am happy with the services provided by Cagamas Berhad. The customer support is helpful and the website is easy to navigate. I would recommend their services to others.
The services provided by this financial company are impressive. They have a wide range of services and the customer support is helpful. The website is easy to navigate and provides all the necessary information. Overall, a good experience.
The services offered by this company are satisfactory. The customer support is responsive and the website provides all the necessary information. Overall, a decent experience.
Wah 5 star from 1 person. This place gives free money?
Cagamas Berhad: Promoting Homeownership and Growth of the Secondary Mortgage Market in Malaysia
Cagamas Berhad is a national mortgage corporation in Malaysia that was established in 1986. The company's primary objective is to promote homeownership and growth of the secondary mortgage market in Malaysia. Cagamas Berhad plays a crucial role in providing liquidity to the Malaysian housing market by purchasing housing loans from financial institutions, thereby freeing up capital for further lending.
The company operates as a special purpose vehicle (SPV) that issues debt securities backed by its portfolio of mortgages. These securities are then sold to investors, including institutional investors such as pension funds, insurance companies, and asset managers. By doing so, Cagamas Berhad helps to channel long-term funding into the Malaysian housing market.
Cagamas Berhad has been instrumental in developing the secondary mortgage market in Malaysia since its inception. The company has played an essential role in creating a liquid and efficient market for mortgage-backed securities (MBS) by providing credit enhancement facilities to financial institutions issuing MBS.
One of Cagamas Berhad's key strengths is its ability to manage credit risk effectively. The company has developed robust risk management systems that enable it to assess credit risk accurately and price its debt securities accordingly. This approach has helped Cagamas Berhad maintain high credit ratings from international rating agencies such as Moody's Investors Service and Standard & Poor's.
In addition to promoting homeownership through its core business activities, Cagamas Berhad also supports various initiatives aimed at increasing access to affordable housing for low- and middle-income households. For example, the company collaborates with government agencies such as Perbadanan PR1MA Malaysia (PR1MA) and Syarikat Perumahan Negara Bhd (SPNB) on affordable housing projects.
Cagamas Berhad also provides training programs for industry professionals on topics related to mortgage finance, securitization, risk management, and other relevant areas. These programs help build capacity within the industry while promoting best practices that enhance transparency and accountability.
As part of its commitment to sustainability, Cagamas Berhad incorporates environmental considerations into its business operations wherever possible. For example, the company promotes energy efficiency measures within its office buildings while encouraging staff members' participation in environmental awareness campaigns.
In conclusion,
Cagamas Berhad plays an essential role in promoting homeownership while supporting sustainable economic growth through effective management of credit risks associated with mortgages issued by financial institutions operating within Malaysia’s borders.
The Company’s innovative approach towards managing risks associated with mortgages enables it not only provide liquidity but also create an efficient secondary mortgage market which attracts both local & foreign investors.
Through partnerships with government agencies like PR1MA & SPNB among others; training programs; promotion of energy efficiency measures; environmental awareness campaigns among others – they have demonstrated their commitment towards building sustainable communities.
Overall,CAGAMAS BERHAD remains one of Malaysians’ most trusted partners when it comes down financing home ownership or investing into real estate sector due their strong track record over decades which speaks volumes about their credibility & reliability
cagamas.com.my
