So I do not recommend National Debt Relief for any...

So I do not recommend National Debt Relief for anyone that has active accounts. If you have an active account/ active debt you need to contact your creditors and work out arrangements because National Debt Relief will have you taken swiftly to court where they can place liens and garnishments. Your creditors will not work with National Debt Relief because they will not receive money for months. Now if you have debt that is closed/ charged off then yes National Debt Relief can probably assist.

I attempted to use National Debit Relief, the moment I mentioned to my creditors what I was doing I was served with a Warrant in Debt. Eventually out of fear more than anything I filed Chapter 7. I regret doing that as well but in my situation National Debt Relief, relief was not swift enough to keep my wages from being garnished.