No one likes debt collectors. But I come from the ...

No one likes debt collectors. But I come from the US, so I guess my experience with these guys must just look good by comparison or something. Took me more than a year to pay off $2k AUD and Probe was patient/understanding at every step. Debt collectors do a job that earns them a lot of hate, but whoever's writing the collection policies at Probe seems to have a very very patient and forgiving nature (at least to the extent that such a thing can be true of a debt collector). The multiple-times-a-day collection calls are annoying, but I guess if I didn't want collectors calling me, I shouldn't have gotten in debt in the first place. I was offered settlement discounts at least 10 different times, despite repeated late payments. Back home, I would have been credit listed months ago and been charged hundreds of dollars of legal fees. Seriously cannot believe how patient these guys are.