My experience with Nation Debt Relief has been a g...

My experience with Nation Debt Relief has been a good one: great customer service, resolved debts even as projected at the start of the process, even as planned; even with resistant creditors reasonable arrangements were obtained.

3 years into the program: The only problem with the process comes if a creditor refuses to negotiate what's owed and takes legal action, which NDR helped with to arrange payments, but now I will end up paying back nearly the amount owed to begin with. That is greatly disappointing and makes the original estimate very inaccurate ( of time of program, number of years, and amount estimated to pay). So there is some risk to the program you cannot know up front.