Crys Laboy

Review of National Debt Relief

I am only leaving two stars due to great customer ...

I am only leaving two stars due to great customer service but lack of full knowledge of what is to come. I graduated from the program and though I will admit my debt has definitely been way easier to handle what they don't tell you is what will appear on your Credit report. Any cards closed that have been paid for through them will show up as consolidated cards with delinquencies and this stays on your report after said card has been paid for seven years. This is now affecting me three years later after graduating the program because I am trying to apply for an apartment and unfortunately I had no knowledge that this was going to be something that makes it very difficult for me to get approved for something as simple as a place to live. If you have no plans in the future that involve any delinquencies or collections affecting their choice then please by all means join this program but if you are looking to within the next 5 to 10 years buy a home, rent a new apartment or even take out an auto loan I highly recommend really rethinking this and choosing your options as this will be something to affect your credit for the next decade.