Susan Meyer

Review of Love, Beal, & Nixon

I was actually sent a summons to court for a charg...

I was actually sent a summons to court for a charge that was legitimately not mine. After some research, I figured out what had happened and disputed the charges. The account manager with this firm was always unhelpful and is the type who responds with yes, no, can t help you. He provided no information to help me actually resolve the problem, and had no interest in helping in any capacity.

That being said. This review doubles as an opportunity to help YOU, the consumer. This organization is a THIRD PARTY and manages debt on behalf of a debt collector. If you receive a summons, do NOT ignore it as a default judgement against you enables debt collectors to garnish your wages. Law firms like this one bank on you not responding to the summons or showing up in court. That means they can reach into your bank account and take a percentage of your pay until the debt is paid off. You can respond to the summons for little to no money. Research on the web how to respond to a summons for a debt collector . There are small businesses who manage these types of things for you, and go over your options in great detail.

If you owe debt, or are dealing with collections, I d recommend skipping the middleman entirely and dealing with the collection agency who owns the debt. They will work with you to reconcile your account, and you might be able to strike a deal to get certain items removed from your report if it s gone that far. If you cannot find the contact information easily, ask the middleman for the best way to contact them. They ll try to get you to deal with them directly, but stay firm. If they decline, keep digging for details.

The internet is the most valuable educational tool we have. Use it to educate yourself about your rights and your options in situations such as these, and to help others, of course. You won t find it with this firm, unfortunately. Godspeed!