I have only been in the consolidation program for ...

I have only been in the consolidation program for 6 months (paying the minimum monthly payment suggested by NDR) and have already seen great results. They negotiated one of my debts from $4,000+ to under $2,000 *which has now been paid off and another they negotiated from $11,000+ to under $6,000. I'm very excited to see my debt shrinking! Highly recommended!