I am going to the insurance to which I am enrolled...

I am going to the insurance to which I am enrolled in Marcos Paz, prov, Bs. So, exactly 3 months ago, it happened on December 24 of last year, in the early morning on Sarmiento street corner Alsina I collided with a Sudan, my car, a Celtic Chevrolet, I beat VT V, on 25 February, I ask, if I pay my taxes, they debit me monthly without knowing how much and when they increase, what are my rights?