This pack of swine, are just that, swine. Here is...

This pack of swine, are just that, swine. Here is why: when I attempted to increase my loan payments to pay down more of the principle -- I was told that it was impossible to do this, even though my loan contract said that I could. Recently, I negotiated a loan for a new used car -- in the process, TD Auto Finance lied to the credit bureaus, and claimed that I never made my payments on time and only would pay when forced to by Collections -- which totally screwed me. This was a blatant lie, my documentation from my branch (TD-Canada Trust) proves this. At present TD Auto Finance owes me over $1,600 CAD that they refuse to pay (they did offer a $100 CAD gift card to forget this -- I refused). So, DO NOT do business with this auto finance company; they believe that they (TD Auto Finance) are not bound to the conditions of the contract you sign with them (that their following the terms of the contract is an option or guideline for them) and that only you are bound to the terms of the contract. Stay away from these bastards...