A lot of complaints come from ppl not having knowl...

A lot of complaints come from ppl not having knowledge on the type of insurance they have before signing up. I am a firm believer in doing your research before signing up with anything. Check your doctor to see if he/she takes the plans ,if not are you willing to see another doctor. Many ppl are signing up on plans because they don't want to have to worry about being penalized and not knowing what the plan cover. Also asses how often do you go to the doctor and what is the reason you usually go. Are you there for just an annual physical are you the type of person that is prone to getting sick or having accidents. Do you have a precondition? what is the deductible. how does the deductible work? Is there an out of pocket max on my plan. Does the coverage cover my prescription,and if not how can I have it covered or is there a generic form of it? Don't just sign up for insurance without having the basic knowledge first.