When you first call national debt relief DO NOT fa...

When you first call national debt relief DO NOT fall for they're tricks. They will tell you all of your fees are included in your payments. NOT TRUE! for every debt they settle they will take 23% of the total debt for themselves. They fail to tell you that in our first call. They also will not talk to your credit collector(s). I had my collectors non stop calling me angrily and when I finally called NDR they told me me they will call when it is appropriate for them to call. NOT OK they lie and tell you in the beginning not to answer your collectors and that they will handle it. Don't mind the fact that your credit will plummet while you are in this program and they will not do anything about it. They tell you not to worry about that. They are very nice on the phone, until you try to cancel. Then they will threaten you about not being able to take care of your debt on your own. Bottom line if you want to save money they aren't the way to do it. They sell you a dream. Pay your debts on your own and save money that they fail to tell you they will be taking. They also tell you you can not negotiate with your collectors on your own. NOT TRUE. After I left NDR even with them trying to scare me into staying I negotiated and paid off my debts in 2 months when they said it would take me 3 years if angry collectors callin and credit score plummeting. Moral of the story: save your time, money and credit score and do not use this program. Me taking out the time to write this and warn you shuld be enough to deter you